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"They may be late to the app store with this one, but it will still make lots of customers happy. Bank of America has updated its iPhone app to allow users to deposit checks without having to go to the bank or an ATM.\nYou simply snap a picture of the front and back of the check using the app, and your money is deposited. Banking is finally truly mobile.\nWhile it makes life more convenient, this feature is not new. USAA Bank was the first to offer it almost three years ago. Chase Bank made it available to its customers the following year. \n\n\nBank of America was the subject of public backlash and many online petitions last year when it instituted a $5 per month fee for debit card users. The fee was eventually rescinded and Bank of America\u2019s Tara Burke tells Mashable in an email there are no fees associated with this service.\nThe bank is also enhancing their Person-To-Person Email and Mobile transfers, which allow customers to transfer money from a smartphone, using just a mobile number or email address. There are apps that let you do this, such as Bump Pay, but they work with third party services like PayPal. \nBurke says mobile check deposit capability is also available as an iPad app, and will be available on Android phones in the near future.\nWill you use an app to deposit your money in the bank? Do you think it's as reliable as going to a teller? Let us know in the comments.\nPhoto courtesy of iStockphoto, gianlucabartoli and Flickr, TaxCredits"^^<http://www.w3.org/2001/XMLSchema#string>
<http://mashable.com/2012/08/08/now-you-can-scan-your-deposit-with-bank-of-americas-app/>