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"PayPal's startup rival, Dwolla, has begun offering something its larger competitor doesn't: \"guest checkouts.\"\nThat means that you can make a payment using Dwolla without having to sign up. Dwolla takes a $0.25 cut of every payment, though. The Des Moines-based firm announced the feature to developers over the weekend. The company plans to showcase the functionality in an end-of-year fundraising effort on Reddit for Kiva, Charity: Water and F Cancer, among others. \nThe guest checkout is an attractive option for consumers who don't want to give up their personal information. Coincidentally, Facebook rolled out a feature for its Android Messenger app on Tuesday that similarly doesn't require users to be Facebook members. \nDwolla's feature is an illustration of some fresh thinking by startups in the space, namely Square. In addition to an iPad-based cash register option, Square has increased other innovations including a $275 monthly usage fee for merchants. \niStockphoto, wragg"^^<http://www.w3.org/2001/XMLSchema#string>
<http://mashable.com/2012/12/04/dwolla-guest-checkouts/>