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"Mobile commerce is taking some parts of the world by storm right now, and Kenya didn't want to be left out of the party. The country's largest mobile carrier has introduced a service to allow monetary payments to be made by SMS, guaranteeing that just about any customer can use the new service. Safaricom's M-Pesa mobile transaction service was developed by Vodafone and is expected to revolutionize Kenya's banking industry according to official reports. Not only will all Kenyans with a Safaricom subscription be able to make mobile payments by text message, but they'll also be able to keep a decent amount of pocket change in a \"virtual account\" to be used for mobile purchases.  [Via textually.org]"^^<http://www.w3.org/2001/XMLSchema#string>
<http://www.engadget.com/2007/03/24/kenya-gets-sms-based-money-transfers/>