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" One in four 18-34 year olds don&amp;#039;t realise they&amp;#039;re missing out on good credit rating because they aren&amp;#039;t registered to vote. Frankly, we&amp;#039;re surprised that number isn&amp;#039;t far higher, as it&amp;#039;s news to us \u2013 but your credit rating affects a whole load of important stuff, such as getting a mobile phone contract or car insurance, applying for credit cards and (one day,\u00A0if the politicians listen up)\u00A0a mortgage on a house.  &amp;quot;Political apathy is crippling young people&amp;#039;s future financial choices,&amp;quot; says David Mann of uSwitch.com. &amp;quot;The fact is, you can&amp;#039;t have an &amp;#039;excellent&amp;#039; credit score without being registered to vote, as lenders use this information to verify the names and addresses of applicants.\u00A0 &amp;quot;A poor credit rating can be the final nail in the coffin for young people who are already facing challenging conditions.&amp;quot;  According to research by uSwitch.com. supported by Experian, who state, &amp;quot;Not registering to vote, being registered to vote at an old address, or adding the wrong details on the electoral roll (electoral register) can mean you may be refused credit.&amp;quot;  There are a lot of\u00A0good reasons to vote, so taking five minutes out of your day to register is well worth it. And don&amp;#039;t forget, you only have until Monday 20th April, which isn&amp;#039;t far away. And once you&amp;#039;ve registered, you might as well actually vote \u2013 because as well as your credit rating,\u00A0voting affects every other aspect of your life\u00A0(whether it&amp;#039;s pub opening hours, career opportunities or VAT on tampons) too. "^^<http://www.w3.org/2001/XMLSchema#string>
<http://www.cosmopolitan.co.uk/reports/news/a34799/register-to-vote-affect-credit-rating/>