People's Panel: Kenneth Hutcheon
Occupation: Retired lecturer
Voting Intention: No to independence
A former computing lecturer at Robert Gordon University in Aberdeen, Kenneth Hutcheon is now involved in his local area as a member of both the local Community Council and forum.
Kenneth is currently planning to vote No in the Referendum in September.
He says that recent news stories about the Scottish parliament missing their target on A&E waiting times are for him a worrying sign of trouble ahead.
He is also concerned about Scotland's standing on the world stage post-independence, particularly in relation to finance:
"Scotland needed the support of the UK to bail out Royal Bank of Scotland and Bank of Scotland, and I have some concern about Scotland's ability to cope with the ever increasing financial burden of pensions.
"I also have concerns that our MSPs and public officials don't have the ability or experience to play on the world stage. They would need to be able to do this if we became independent, including sending members to the European Parliament; assuming we became an EU member."