People's Panel: Ann Maxwell
Occupation: Charity volunteer and mother
Lives: Eskank, Midlothian
Voting Intention: No to independence
Ann Maxwell is involved in fundraising and campaigning for those with learning difficulties on both sides of the border.
She also runs a Scots-registered charity supporting those affected by epilepsy - a cause particularly close to her heart as her teenage son has a severe form of the condition.
She has concerns about how this work would be affected were Scotland to become independent.
Ann said: "We fundraise on both sides of the border and invest in projects in the UK that have the widest possible reach, in order to benefit all children and families coping with epilepsy.
"I believe that in an independent Scotland, as a Scottish registered charity our contribution to this cause and our opportunity to collaborate would be diminished."
She herself receives care from experts in both England and Scotland for a rare and incurable form of bone cancer and wants to know whether this would continue post-independence.
She intends to vote "No" in the referendum because she believes that Scotland and the rest of the UK genuinely are better together.
"There are so many good things about Scotland but as an independent country I believe we would be diminished, especially financially but in other important aspects too."