Evropa není připravena na extrémní počasí | e15.cz
Oproti světovému průměru v ní rostou teploty dvakrát rychleji, což ohrožuje potravinovou bezpečnost, infrastrukturu, zdraví obyvatel i stabilitu ...
podotýká
Alarmující je i to, že zejména na jihovýchodě kontinentu je drtivá většina škod nepojištěná. Pojištěné škody z přírodních katastrof se v současnosti globálně pohybují kolem sta miliard ročně. Švýcarská zajišťovna Swiss Re přitom <anchor>podotýká</anchor>, že v Evropě rostou zejména škody způsobené prudkými bouřemi.
Insured losses from severe thunderstorms reach new all-time high of USD 60 billion in 2023, Swiss Re Institute estimates | Swiss Re
Insured losses from severe thunderstorms reach new all-time high of USD 60 billion in 2023, Swiss Re Institute estimates \| Swiss Re

Navigation on swissre.com

## Quick navigation

- [Content](#main-content "[ALT + 1]")
- [Homepage](/ "[ALT + 2]")
- [Business Unit Navigation](#UniveralNavWrapper "[ALT + 3]")
- [Navigation](#GlobalNav "[ALT + 4]")
- [Search](#headersearch "[ALT + 5]")

## Company Unit Navigation

Swiss Re Group(Click to open Universal Navigation)Close Universal Navigation

- [Swiss Re Group](/)
- [Swiss Re Institute](/institute/)
- [Reinsurance](/reinsurance/)
- [Corporate Solutions](/corporate-solutions/)
- [Swiss Re Foundation](/foundation/)

Close Universal Navigation

[![To home page, Swiss Re Group Logo](/.resources/swissre-web/webresources/img/logos/SR_Logo_Group.png), to Homepage](/)

## Main Navigation

- Risk Knowledge
- Sustainability
- About us
- Our business
- Investors
- Media
- Careers

## Service Navigation

- Regional sites
[Regional sites(click to show list of locations and regional sites)](#u4)







- [Americas](#mobilelocations-Americas-content)


- [Brazil\
Country Website](/brasil/)
- [Canada](/about-us/office-locations.html?expand=Canada-content#Americas)
- [Colombia\
Country Website](https://www.swissre.com/colombia/)
- [Mexico\
Country Website](https://www.swissre.com/mexico/)
- [United States of America](/about-us/office-locations.html?expand=United-States-of-America-content#Americas)

- [Asia-Pacific](#mobilelocations-Asia-Pacific-content)


- [Australia\
Country Website](https://www.swissre.com/australia_newzealand/)
- [China\
Country Website](https://www.swissre.com/china/)
- [Hong Kong SAR](/about-us/office-locations.html?expand=Hong-Kong-SAR-content#Asia-Pacific)
- [India](/about-us/office-locations.html?expand=India-content#Asia-Pacific)
- [Japan\
Country Website](https://www.swissre.com/japan/)
- [Republic of Korea\
Country Website](https://www.swissre.com/korea/)
- [Malaysia](/about-us/office-locations.html?expand=Malaysia-content#Asia-Pacific)
- [Singapore](/about-us/office-locations.html?expand=Singapore-content#Asia-Pacific)
- [New Zealand\
Country Website](https://www.swissre.com/australia_newzealand/)

- [Europe--Middle-East----Africa](#mobilelocations-Europe--Middle-East----Africa-content)


- [Denmark](/about-us/office-locations.html?expand=Denmark-content#Europe--Middle-East----Africa)
- [France](/about-us/office-locations.html?expand=France-content#Europe--Middle-East----Africa)
- [Germany](/about-us/office-locations.html?expand=Germany-content#Europe--Middle-East----Africa)
- [Israel](/about-us/office-locations.html?expand=Israel-content#Europe--Middle-East----Africa)
- [Italy](/about-us/office-locations.html?expand=Italy-content#Europe--Middle-East----Africa)
- [Ivory Coast](/about-us/office-locations.html?expand=Ivory-Coast-content#Europe--Middle-East----Africa)
- [Luxembourg](/about-us/office-locations.html?expand=Luxembourg-content#Europe--Middle-East----Africa)
- [Slovak Republic](/about-us/office-locations.html?expand=Slovak-Republic-content#Europe--Middle-East----Africa)
- [Spain](/about-us/office-locations.html?expand=Spain-content#Europe--Middle-East----Africa)
- [Switzerland](/about-us/office-locations.html?expand=Switzerland-content#Europe--Middle-East----Africa)
- [United Kingdom](/about-us/office-locations.html?expand=United-Kingdom-content#Europe--Middle-East----Africa)
- [South Africa](/about-us/office-locations.html?expand=South-Africa-content#Europe--Middle-East----Africa)

- [Discover all locations](/about-us/office-locations.html)
- [Discover all Corporate Solutions locations](http://corporatesolutions.swissre.com/offices-and-contacts.html)

Close Worldwide

Open Search

## Search

Enter search termType to search entire websitesubmit
search
Close Search

Open Main NavigationClose

Close Navigation

back

[Risk Knowledge](/risk-knowledge.html)

Risk Knowledge provides fresh perspectives on key topics, with a focus on enabling growth and innovation in the insurance industry.

[Discover](/risk-knowledge.html)

[Mitigating climate risk](/risk-knowledge/mitigating-climate-risk.html)

[Living longer, healthier lives](/risk-knowledge/living-longer-healthier-lives.html)

[Digital transformation in insurance](/risk-knowledge/advancing-societal-benefits-digitalisation.html)

[Building a sustainable future](/risk-knowledge/sustainability.html)

[Navigating global markets](/risk-knowledge/navigating-global-markets.html)

[Risk Perspectives blog](/risk-knowledge/risk-perspectives-blog.html)

![crystal-ball-reflection-city-skyscrapers-ocean-sky-upside-down](/.imaging/focalarea/6x4/dam/jcr:8c4cb52f-8eea-4921-b5ba-ead9bee8486e/crystal-ball-reflection-city-skyscrapers-ocean-sky-upside-down.jpeg?20220210113319AM)

##### Swiss Re's Group Topics

[Discover](/risk-knowledge/group-topics.html "Discover")

Close Navigation

back

[Sustainability](/sustainability.html)

[Discover](/sustainability.html)

[Our approach to sustainability](/sustainability/approach.html)

[Sustainability risk management](/sustainability/risk-management.html)

[Sustainability in underwriting](/sustainability/underwriting.html)

[Responsible investing](/sustainability/responsible-investor.html)

[Sustainable operations](/sustainability/sustainable-operations.html)

[Our people](/sustainability/engaging-our-people.html)

[Policies and statements](/sustainability/position-statements.html)

[Sustainability news](/sustainability/stories.html)

![thumbnail for swiss re sustainability report 2023](/.imaging/focalarea/6x4/dam/jcr:be912623-c273-40c3-9bab-8f2ca307147a/2023-sustainability-report-image.jpg?20240305033903PM)

##### Sustainability Report 2023

[Read More about: Sustainability Report 2023](/dam/jcr:52d75760-2c43-4d96-be2f-0514382ac51a/2023-sustainability-report-en.pdf "Read More about: Sustainability Report 2023")

Close Navigation

back

[About us](/about-us.html)

[Discover](/about-us.html)

[Facts & figures](/about-us/facts-and-figures.html)

[Our global presence](/about-us/our-global-presence.html)

[Our leadership](/about-us/our-leadership.html)

[Our approach](/about-us/our-approach.html)

- [Corporate governance](/about-us/our-approach/corporate-governance.html)
- [Compliance](/about-us/our-approach/compliance.html)

[Diversity, Equity & Inclusion](/about-us/diversity-inclusion-in-Swiss-Re.html)

[Swiss Re Centre for Global Dialogue](/about-us/centre-for-global-dialogue.html)

[Cultural Engagements](/about-us/cultural-engagements.html)

[Art at Swiss Re](/about-us/art-at-swiss-re.html)

Close Navigation

back

[Our business](/our-business.html)

We make the world more resilient.

[Discover](/our-business.html)

[Property & Casualty Reinsurance](/our-business/reinsurance.html)

[Life & Health Reinsurance](/our-business/reinsurance-lh.html)

[Corporate Solutions](/our-business/corporate-solutions.html)

[Reinsurance Solutions](/our-business/reinsurance-solutions.html)

[iptiQ](/our-business/iptiq.html)

[Public Sector Solutions](/our-business/public-sector-solutions.html)

[Alternative Capital Partners](/our-business/alternative-capital-partners.html)

[Asset Management](/our-business/managing-our-assets.html)

[Risk Management](/our-business/risk-management.html)

![Swiss Re headquarters consisting of Altbau and Next buildings](/.imaging/focalarea/6x4/dam/jcr:1a4ae94a-e1a4-4c50-bfa1-1659ad112dec/Group_Media_contact_Zurich.jpg?20240314125742PM)

##### Our approach

[Read More about: Our approach](https://www.swissre.com/about-us/our-approach.html#ourvisionandmission "Read More about: Our approach")

Close Navigation

back

[Investors](/investors.html)

[Discover](/investors.html)

[Financial information](/investors/financial-information.html)

[Financial calendar](/investors/financial-calendar.html)

[Presentations & Conferences](/investors/presentations-conferences.html)

[Shares](/investors/shares.html)

[Debt](/investors/debt.html)

[Solvency & Ratings](/investors/solvency-ratings.html)

[Contact us](/investors/contact-us.html)

![Group_Investors_Analysts_coverage](/.imaging/focalarea/6x4/dam/jcr:093589b8-75c0-43bd-8c6a-cd9aa71a80fc/Group_Investors_Analysts_coverage.jpg?20200928061959AM)

##### Analyst coverage

[Read More about: Analyst coverage](/investors/shares/analyst-coverage.html "Read More about: Analyst coverage")

Close Navigation

back

[Media](/media.html)

[Discover](/media.html)

[Press Releases](/media/press-release.html)

[Events](/media/events.html)

[Electronic Press Kit](/media/electronic-press-kit.html)

[Contact us](/media/contacts.html)

Close Navigation

back

[Careers](/careers.html)

Join us and make a difference to society, helping us predict, prepare and protect against the world’s biggest risks.

[Discover](/careers.html)

[Login in to My Careers Profile](https://career2.successfactors.eu/career?career_company=SwissRe&lang=en_GB&company=SwissRe&site=&loginFlowRequired=true)

[Search Swiss Re Careers](/careers/jobSearch.html)

[Europe, Middle East and Africa](/careers/emea-careers.html)

[Asia Pacific](/careers/apac-careers.html)

[Americas](/careers/americas-careers.html)

[Early Talent Opportunities](/careers/early-talent.html)

[Career Returnees at Swiss Re](/careers/career-returnees.html)

[Working at Swiss Re](/careers/working-at-swissre.html)

[Data and Technology](/careers/it-careers.html)

![2024-09-sr-careers-globalvideo-play](/.imaging/focalarea/6x4/dam/jcr:3fa5b01b-8ae1-412a-8540-8edd6eb58c65/2024-09-sr-careers-globalvideo-play.png?20240909105304AM)

##### Watch our new Swiss Re film

[Read More about: Watch our new Swiss Re film](https://youtu.be/VwyMSSS14Mk?si=ST2Eug_p-ApZTPru "Read More about: Watch our new Swiss Re film")

Close Navigation

### Locations and regional sites

- [**Americas**](#Americas-HeaderLocations--countries)
- [**Asia Pacific**](#Asia-Pacific-HeaderLocations--countries)
- [**Europe, Middle East, & Africa**](#Europe--Middle-East----Africa-HeaderLocations--countries)

- [Brazil\
Country Website](/brasil/)
- [Canada](/about-us/office-locations.html?expand=Canada-content#Americas)
- [Colombia\
Country Website](https://www.swissre.com/colombia/)
- [Mexico\
Country Website](https://www.swissre.com/mexico/)
- [United States of America](/about-us/office-locations.html?expand=United-States-of-America-content#Americas)

- [Australia\
Country Website](https://www.swissre.com/australia_newzealand/)
- [China\
Country Website](https://www.swissre.com/china/)
- [Hong Kong SAR](/about-us/office-locations.html?expand=Hong-Kong-SAR-content#Asia-Pacific)
- [India](/about-us/office-locations.html?expand=India-content#Asia-Pacific)
- [Japan\
Country Website](https://www.swissre.com/japan/)
- [Republic of Korea\
Country Website](https://www.swissre.com/korea/)
- [Malaysia](/about-us/office-locations.html?expand=Malaysia-content#Asia-Pacific)
- [Singapore](/about-us/office-locations.html?expand=Singapore-content#Asia-Pacific)
- [New Zealand\
Country Website](https://www.swissre.com/australia_newzealand/)

- [Denmark](/about-us/office-locations.html?expand=Denmark-content#Europe--Middle-East----Africa)
- [France](/about-us/office-locations.html?expand=France-content#Europe--Middle-East----Africa)
- [Germany](/about-us/office-locations.html?expand=Germany-content#Europe--Middle-East----Africa)
- [Israel](/about-us/office-locations.html?expand=Israel-content#Europe--Middle-East----Africa)
- [Italy](/about-us/office-locations.html?expand=Italy-content#Europe--Middle-East----Africa)
- [Ivory Coast](/about-us/office-locations.html?expand=Ivory-Coast-content#Europe--Middle-East----Africa)
- [Luxembourg](/about-us/office-locations.html?expand=Luxembourg-content#Europe--Middle-East----Africa)
- [Slovak Republic](/about-us/office-locations.html?expand=Slovak-Republic-content#Europe--Middle-East----Africa)
- [Spain](/about-us/office-locations.html?expand=Spain-content#Europe--Middle-East----Africa)
- [Switzerland](/about-us/office-locations.html?expand=Switzerland-content#Europe--Middle-East----Africa)
- [United Kingdom](/about-us/office-locations.html?expand=United-Kingdom-content#Europe--Middle-East----Africa)
- [South Africa](/about-us/office-locations.html?expand=South-Africa-content#Europe--Middle-East----Africa)

[Discover all Corporate Solutions locations](http://corporatesolutions.swissre.com/offices-and-contacts.html) [Discover all locations](/about-us/office-locations.html)

Close Navigation

Close Navigation

1. [Swiss Re Group](/)
2. [Media](/media.html)
3. [Press Releases](/media/press-release.html)

# Insured losses from severe thunderstorms reach new all-time high of USD 60 billion in 2023, Swiss Re Institute estimates

## Article information and share options

Published on:
07 Dec 2023, Zurich

Share

- High frequency of low single-digit billion-dollar events adds up to large insured losses that will exceed the USD 100-billion-threshold for fourth consecutive year
- With USD 6 billion of insured losses, the earthquake in Turkey and Syria was the costliest natural catastrophe year to date
- The re/insurance industry covered roughly 40% of the economic losses (USD 269 billion) this year, indicating a large protection gap across the world

Zurich, 7 December 2023 – Natural catastrophes will once again break several loss records in 2023. A high number of low-to-medium-severity events will aggregate to insured losses of more than USD 100 billion in 2023, estimates Swiss Re Institute, with severe thunderstorms (severe convective storms, SCS) being the main contributor. It is the first time ever that severe thunderstorms have caused this level of loss for the industry.

Jérôme Jean Haegeli, Swiss Re's Group Chief Economist, says: "The cumulative effect of frequent, low-loss events, along with increasing property values and repair costs, has a big impact on an insurer's profitability over a longer period. The high frequency of severe thunderstorms in 2023 has been an earnings' test for the primary insurance industry."

Losses from severe thunderstorms have steadily increased by 7% annually in the last 30 years. 2023 marks an increase of almost 90% compared to the previous 5-year average (USD32billion), and more than doubles the previous 10-year average (USD27billion).

Increased losses from severe thunderstorms in the US and in Europe

The US is particularly prone to SCS due to its geographical location. In 2023, the amount of USD50billion insured losses for US SCS activity was exceeded for the first time — and it is set to keep rising. The US has experienced 18 events year to date which each caused insured losses of USD 1 billion and above.

Similarly, Europe has seen an increase in insured losses from severe thunderstorms: Italy was the most affected in 2023 as was France the year before. Italy experienced losses of more than USD 3.3 billion, the costliest natural catastrophe-related insured losses ever in Italy.

Balz Grollimund, HeadCatastrophe Perils, says: "For the insurance industry, recent events provide robust benchmarks for estimating the increasing loss trends. Nevertheless, to further progress the deeper understanding of this peril, it is important to get better insights from primary insurers on distributions of insured exposure and detailed claims data. It is equally important that insurance premiums adequately reflect the risk for the coverage provided especially also in light of increasing loss trends."

2023: Hurricanes, floods, wildfires and earthquakes

While losses from the North Atlantic hurricane season remain below average in 2023 to date, hurricane Otis will likely become the costliest insured event in Mexico according to Swiss Re Institute. In New Zealand, floods and cyclones caused the costliest weather-related insured losses ever for the country (USD 2.4 billion), while the wildfires on Maui are estimated to become the costliest insured loss event ever for the state of Hawaii (USD 3.5 billion).

Urban development, wealth accumulation in disaster-prone areas and inflation are key factors at play, turning extreme weather into ever rising natural catastrophe losses. Rising temperatures are further increasing the risk of severe droughts and wildfires. With 2023 expected to be the warmest year on record, the effects of climate change are becoming apparent.

The earthquake in Turkey and Syria is the costliest natural catastrophe in 2023, with insured losses of USD 6 billion, while the Morocco earthquake was the strongest earthquake to hit the country since 1900. The disaster in Morocco also shows that rural areas are not immune to large-scale losses and need to be included in preventative efforts to improve resilience.

Table 1: Estimated total economic and insured losses in 2023 and 2022 in USD billion (in 2023 prices)

2023

2022

Annual change

Previous

10-y average

Economic losses (total)

269

295

-9%

235

Nat cat

260

286

-9%

223

Man-made

9

9

-5%

12

Insured losses (total)

108

141

-23%

99

Nat cat

100

133

-25%

89

Man-made

8

8

9%

10

Note: Preliminary and, due to rounding, some totals may not correspond with the sum of the separate figures. Source: Swiss Re Institute

These sigma catastrophe loss estimates refer to property damage and exclude claims related to COVID-19. Loss estimates in this press release are preliminary and are subject to change as not all loss-generating events have been fully assessed yet.

### Downloads

Click to show content for Downloads

- [English (pdf)](https://mailing-ircockpit.eqs.com/crm-mailing/a21e80ec-571e-1015-b4d5-273805d60f5f/35d99420-623c-4952-a1ee-f99d7daa4de8/e9239d61-26a5-4808-980c-4831eaf961d8/Swiss+Re_+PR_NatCatLossEst_2023_EN.pdf)
- [German (pdf)](https://mailing-ircockpit.eqs.com/crm-mailing/a21e80ec-571e-1015-b4d5-273805d60f5f/35d99420-623c-4952-a1ee-f99d7daa4de8/2d3ce166-153b-43bc-8eff-bb84a08e44c8/Swiss+Re_PR_NatCatLossEst_2023_DE.pdf)

## Contact

![Swiss Re headquarters consisting of Altbau and Next buildings](/.imaging/focalarea/5x5/dam/jcr:1a4ae94a-e1a4-4c50-bfa1-1659ad112dec/Group_Media_contact_Zurich.jpg?20240314125742PM)

### Group Media Relations

[Contact Group Media Relations](/contact-form~ifr~.html?id=internalProfiles.2490e1e5-d2a8-44c1-b4d3-b127c4aac742#ContactFormWrapper)

![Swiss Re office in New York](/.imaging/focalarea/5x5/dam/jcr:70f1d5e3-65ec-4160-9d00-b159ab7b8c69/swiss-re-new-york-building.jpg?20201007035101PM)

### Media Relations New York

[Contact Media Relations New York](/contact-form~ifr~.html?id=internalProfiles.cb96e17c-d3e1-438e-b36f-4dc596773f74#ContactFormWrapper)

![Swiss Re building in Singapore.](/.imaging/focalarea/5x5/dam/jcr:adbaa698-f69c-4321-8cd7-29545439de2a/Group_Media_contact_Singapore.jpg?20240314125742PM)

### Media Relations Singapore

[Contact Media Relations Singapore](/contact-form~ifr~.html?id=internalProfiles.cca2e73d-0cd9-463c-84b5-8ad6dcca48ed#ContactFormWrapper)

![Swiss Re headquarters consisting of Altbau and Next buildings](/.imaging/focalarea/5x5/dam/jcr:1a4ae94a-e1a4-4c50-bfa1-1659ad112dec/Group_Media_contact_Zurich.jpg?20240314125742PM)

### Investor Relations

[Contact Investor Relations](/contact-form~ifr~.html?id=internalProfiles.d5679edc-8713-4f55-98ff-e66a54c9422d#ContactFormWrapper)

Footer

## Share Price

CHF00.0

− 0.0%

CET

## Newsletters

[Subscribeabout Subscribe to our newsletters](/newsletter-form~ifr~.html#NewsletterFormWrapper)

## Contact us

[Contactabout Contact us](/contact-form-with-dependencies~ifr~.html#ContactForm)

- [About Privacy](/privacy-policy.html)
- [Terms of Use](/terms-of-use.html)
- [About Cookies](/about-cookies.html)
- Cookie Settings

- [UK Slavery statement](/about-us/modern-slavery-statement.html)

[Follow us on LinkedIn](https://www.linkedin.com/company/swiss-re/) [Follow us on X](https://twitter.com/SwissRe) [Follow us on YouTube](https://www.youtube.com/user/swissretv) [area.footer.socials.facebook](https://www.facebook.com/SwissReGroup) [Follow us on Instagram](https://www.instagram.com/swiss_re_group/)

© 2024 Swiss ReAll rights reserved.

[Scroll to top](#Header)

Close Overlay

## Overlay with sharing options

[Share this on X](http://twitter.com/share?text=Insured%20losses%20from%20severe%20thunderstorms%20reach%20new%20all-time%20high%20of%20USD%2060%20billion%20in%202023%2C%20Swiss%20Re%20Institute%20estimates&url=http%3A%2F%2Fwww.swissre.com%2Fpress-release%2FInsured-losses-from-severe-thunderstorms-reach-new-all-time-high-of-USD-60-billion-in-2023-Swiss-Re-Institute-estimates%2F4a15acf7-64b4-4766-8662-1c35d268ab12)

[Share this on LinkedIn](https://www.linkedin.com/shareArticle?mini=true&url=http%3A%2F%2Fwww.swissre.com%2Fpress-release%2FInsured-losses-from-severe-thunderstorms-reach-new-all-time-high-of-USD-60-billion-in-2023-Swiss-Re-Institute-estimates%2F4a15acf7-64b4-4766-8662-1c35d268ab12&title=Insured%20losses%20from%20severe%20thunderstorms%20reach%20new%20all-time%20high%20of%20USD%2060%20billion%20in%202023%2C%20Swiss%20Re%20Institute%20estimates)

[Share this via e-mail](/cdn-cgi/l/email-protection#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)

Close Overlay