title: Online Payment with Moneris
body: <p>I am building a website for a client using PHP and accepting online payments by hooking into the Moneris API. My client keeps asking me this:</p>
  
  <p>"If a payment is accepted, we ship the products and the credit card is then found out to be fraudulent, are we reimbursed by Moneris?"</p>
  
  <p>I know this is not really a development question, but I do not know and I do not want to tell them to just figure it out themselves. I cannot seem to find an answer anywhere. </p>
  
  <p>Basically my question is, do these large online payment processing providers (like Moneris) have insurance to reimburse the merchant on products delivered before the payment is found to be fraudulent?</p>