title: Error reading settings.xml
body: <p>I wanted to run maven commands from the command line.</p>
  
  <p>While running mvn commands , getting the error-</p>
  
  <pre><code>Error reading settings.xml: only whitespace content allowed before start tag and not \ufffd (position: START_DOCUMENT seen \ufffd... @1:1) 
    Line:   1
    Column: 1
  </code></pre>
  
  <p>what is the problem with my <code>settings.xml</code> ?</p>