Rajasthan High Court - JodhpurNajar Mohammad vs Zahoor Mohd. And Ors ... on 28 July, 2023Author:Yogendra Kumar PurohitBench:Yogendra Kumar Purohit[2023:RJ-JD:24084]\n\n      HIGH COURT OF JUDICATURE FOR RAJASTHAN AT\n                       JODHPUR\n                    S.B. Civil Misc. Appeal No. 1086/2004\n\n Najar Mohammad S/o Shri Sher Mohd. By Caste Muslim Age 19\n Years, R/o Swaroop Ganj Tehsil Pindwara District Sirohi.\n                                                                      ----Appellant\n                                       Versus\n\n 1.   Zahoor Mohd. S/o Sher Khan By Caste Muslim R/o Swaroop\n Ganj Tehsil Pindwara District Sirohi.\n\n 2.   Girdharilal S/o Kishorilal By Caste Agarwal R/o Bhanvaji\n Road, Swaroop Ganj Tehsil Pindwara District Sirohi\n\n 3.   United India Insurance Company Ltd. Through Divisional\n Manager, L.I.C. Building, Mandia Road, Pali.\n\n\n                                                                    ----Respondent\n\n\nFor Appellant(s)              :    Mr. Suredra Surana\nFor Respondent(s)             :    Mr. JK Chanda\n\n\n\n      HON'BLE MR. JUSTICE YOGENDRA KUMAR PUROHITJudgment\n\nReserved On 21/07/2023\nPronounced On 28/07/2023\n\n01-          vihykFkhZ dh vksj ls ;g vihy fo}ku ihBklhu vf/kdkjh eksVj\nnq?kZVuk nkok vf/kdj.k] fljksgh ds Dyse la- 295@2001 ¼28@2000½ ds vk{ksfir\nfu.kZ; ,oa vokMZ fnukafdr 16-07-2003 ls O;fFkr gksdj {kfriwfrZ jkf'k vfHko`f) gsrq\nizLrqr dh xbZ gSA\n02-          la{ksi esa ekeys ds rF; bl izdkj ls gSa fd fnukad 28-08-1999 dks\nvihykFkhZ okgu yksfMax fjD'kk vkj-ts&24&th&0600 ij crkSj geky lkeku [kkyh\ndjus gsrq l:ixat ls ljrjk tk jgk Fkk fd vizkFkhZ la[;k 1 us okgu dks rst xfr]\nykijokgh o cs,gfr;kr ls pykdj jksax lkbZM esa tkdj isM+ ds VDdj ekjh] ftlls\nfjD'kk iyVh [kk x;k] ftlls izkFkhZ dk nkfguk iSj VSEiksa ds uhps vk x;kA mDr(Downloaded on 12/11/2023 at 03:31:27 AM)[2023:RJ-JD:24084]                        (2 of 12)                    [CMA-1086/2004]\n\n\n\nnq?kZVuk dk eqdnek iqfyl Fkkuk vuknjk esa ntZ djok;k] ftldk eqdnek uacj\n105@99 ntZ gqvkA bl izdj.k esa izkFkhZ ds 'kjhj ij vkbZ pksVksa vkSj nkfgus iSj ?kqVus\nds uhps ls dkV fn, tkus ds vk/kkj ij 16]75]000@&#i;s {kfriwfrZ jkf'k e; C;kt\nfnyk, tkus gsrq fnukad 30-10-1999 dks Dyse ;kfpdk is'k dh xbZA\n03-          Dyse ;kfpdk dk tokc vizkFkhZ la[;k 2 o 3 }kjk vyx&vyx is'k\nfd;k x;k] ftlesa dqy 08 fook|d dk;e fd, x,A xokgku~ dh lk{; ds i'pkr~\ncgl lquh tkdj fu.kZ; o vokWMZ fnukad 16-07-2003 dks ikfjr djrs gq, vizkFkhZx.k\nds fo:) 1]50]000@&#i;s dk vokWMZ ikfjr fd;k x;k ftlesa ls nks"kjfgr nkf;Ro\nds isVs izkIr jkf'k dk lek;kstu djus ds i'pkr~ 'ks"k jgh jkf'k ij izkFkhZ izkFkZuk i=\nis'k djus dh fnukad 30-10-1999 ls pSd izkIr gksus rd N% izfr'kr okf"kZd dh nj ls\nC;kt Hkh fnyk;k x;kA\n04-          mDr fu.kZ; o vokWMZ ls O;fFkr gksdj vihykFkhZ }kjk ;g vihy izLrqr\ndj fuosnu fd;k fd fo}ku v/khuLFk vf/kdj.k }kjk tks {kfriwfrZ jkf'k fnykbZ xbZ]\nog dkQh de gSA vihykFkhZ ?kVuk ds le; ek= lk<s l=g lky dk Fkk vkSj\n2]000@&#i;s izfrekg dek jgk Fkk rFkk nkfgus iSj ds ,EiqVs'ku dh otg ls 100\nizfr'kr fMLcsy gqvk] mlds ckotwn Hkfo"; dh vk; dh {kfr ds en esa ,d yk[k\n#i;s {kfriwfrZ jkf'k fnykbZ xbZ] tks c<+k, tkus ;ksX; gSA vU; en esa Hkh jkf'k c<+k,\ntkus dh izkFkZuk dh xbZA\n\n05-          cgl vihy lquh xbZA\n\n06-          vihykFkhZ ds fo}ku vf/koDrk }kjk viuh vihy esa of.kZr rF;ksa dks\nrdksZa ds :i esa of.kZr fd;k vkSj {kfriwfrZ jkf'k dks c<+k, tkus dh izkFkZuk dhA fo}ku\nvf/koDrk izR;FkhZ dh vksj ls bldk l[r fojks/k fd;k x;k vkSj vihy [kkfjt fd,\ntkus dk fuosnu fd;k x;kA\n\n07-          eSaus mijksDr rdksZa ij euu fd;k bl vihyh; i=koyh o v/khuLFk\nvf/kdj.k dh i=koyh dk lko/kkuhiwoZd voyksdu fd;kA\n\n08-          vihykFkhZ }kjk bl ekeys esa ;kfpdk Lo;a ds 'kjhj ij vkbZ pksVksa ds\nlEcU/k esa izLrqr dh xbZ gSA\n09-          vkgr ds ekeys esa /kkjk&166 ,e-oh-,DV ds rgr fdl izdkj ls {kfr\ndk fu/kkZj.k fd;k tkos] bl laca/k esa ekuuh; mPpre U;k;ky; }kjk vjfoUn dqekj\nfeJk cuke U;w bafM;k ,';ksjsal da0 fy0 ¼2010½ 10 ,l-lh-lh- 254 o jkt dqekj(Downloaded on 12/11/2023 at 03:31:27 AM)[2023:RJ-JD:24084]                     (3 of 12)                           [CMA-1086/2004]\n\n\ncuke vt; dqekj ¼2011½ 1 ,l- lh- lh- 343 ds ekeyksa esa ;g fl)kar izfrikfnr\nfd;k x;k gS] fd fdl&fdl Head esa fdl izdkj ls {kfr dk fu/kkZj.k fd;k tkos]\nbl laca/k esa bu U;kf;d n`"Vkarksa esa tks vfHkfu/kkZfjr fd;k x;k gS ] mldk mYys[k\nfuEukuqlkj gS %&\n\n      The heads under which compensation is awarded in personal\n      injury cases are the following:Pecuniary damages [Special damages]\n      [1] Expenses relating              to     treatment,          hospitalization,\n      medicines, transportation,              nourishing,           food       and\n      miscellaneous expenditure.[11] Loss of earnings (and other gains) which the injured\n      would     have made had he not been injured, comprising:[a]     Loss of earning during the period of treatment;\n             [b]     Loss of future earnings on account of permanent\n                                 disability.[111] Future medical expenses.Non pecuniary damages (General damages)\n      [1V] Damages for pain, suffering and trauma as a\n      consequence   of the injuries.[V]    Loss of amenities (and/or loss of prospects of marriage)\n      [V1] Loss of expectation of life (shortening of normal\n      longevity).In routine personal injury cases, compensation\n      will be awarded only under heads (1), (11)(a) and (1V). It is\n      only in serious cases of injury, where there is specific medical\n      evidence corroborating the evidence of the claimant that\n      compensation will be granted under any of the heads (11)(b),\n      (111), (V) and (V1) relating to loss of future earnings on\n      account of permanent disability, future medical expenses, loss\n      of amenities (and/ or loss of prospects of marriage) and loss\n      of expectation of life.Assessment of pecuniary damages under Item (1)\n      and under Item(11)(a) do not pose much difficulty as they\n      involve reimbursement of actuals and are easily ascertainable\n      from the evidence. Award under the head of future medical\n      expenses- Item (111)-depends upon specific medical evidence\n      regarding need for further treatment and cost thereof.\n      Assessment of non-pecuniary damages-Items (1V),(V) and\n      (V1)- involves determination of lump sum amounts with\n      reference to circumstances such as age, nature of injury/\n      deprivation/disability suffered by the claimant and the effect\n      thereof on the future life of the claimant. Decisions of this\n      court and the High courts contain necessary guidelines for\n      award under these heads, if necessary.(Downloaded on 12/11/2023 at 03:31:27 AM)[2023:RJ-JD:24084]                       (4 of 12)                    [CMA-1086/2004]\n\n\n10-    mDr nksuksa U;kf;d n`"Vkarksa o vU; U;kf;d n`"Vkarksa ij fopkj dj ekuuh;\nmPpre U;k;ky; us vius U;kf;d n`"Vkar xksfoUn ;kno cuke nh U;w bafM;k ba';kjsal\nda0 fy0 ¼2011½ 10 ,l- lh- lh- 683 ds ekeys esa iSjk la0 15 esa fuEu izdkj funsZ'k\nfn;s x;s gSaA15.In our view, the principles laid down inArvind Kumar Mishra v. New India Assurance Company Ltd.(supra) and Raj Kumar vs Ajay Kumar (supra) must be\n       followed by all the Tribunals and the High Courts in\n       determining the quantum of compensation payable to the\n       victims of accident, who are disabled either permanently or\n       temporarily. If the victim of the accident suffers permanent\n       disability, then efforts should always be made to award\n       adequate compensation not only for the physical injury and\n       treatment, but also for the loss of earning and his inability to\n       lead a normal life and enjoy amenities, which he would have\n       enjoyed but for the disability caused due to the accident.11-             mDr jktdqekj okys ekeys esa izfrikfnr fl)karksa dks lat; ckFke cuke\neqUukyky ifjgkj ,-vkbZ-vkj- 2012 ¼lqizhe dksVZ½ 459 o ekuuh; mPpre U;k;ky; ds\nuohure U;kf;d n`"Vkar 'kqHky{eh cuke ,e-Mh rfeyukMw LVsV VªkaliksVZ dkWiksZjs'ku o\nvU; ,- vkbZ- vkj- 2013 ,l-lh- ¼flfoy½ 13 o U;kf;d n`"Vkar oh- lq/kk cuke ih-\nx.kifFk o vU; ¼2013½ 7 SCC 400 ds ekeyksa esa Hkh ykxw fd;k x;k gSA\n\n12-             ekuuh; mPpre U;k;ky; }kjk vius uohure U;kf;d n`"Vkar T.J.\nParameshwarappa vs. The Branch Manager, New India Assurance Co.\nLtd. and Ors. (Decided On18.11.2022) : MANU/SC/1510/2022 ds ekeys\n\nesa ekuuh; mPpre U;k;ky; ds iwoZ ds U;kf;d n`"Vkar jktdqekj cuke vt;dqekj\nokys izdj.k ij {kfriwfrZ jkf'k fu/kkZj.k ij fopkj fd;k x;k vkSj tks fofHkUu gSM dk\nmYys[k iwoZ esa fd;k x;k gS] mlds vykok jktdqekj cuke vt;dqekj okys ekeys ds\nfuEufyf[kr iSjsxzkQl dk mYys[k Hkh vius fu.kZ; esa fd;k x;k gS%&9. The percentage of permanent disability is\n                expressed by the doctors with reference to the whole\n                body, or more often than not, with reference to a\n                particular limb. When a disability certificate states\n                that the injured has suffered permanent disability to\n                an extent of 45% of the left lower limb, it is not the\n                same as 45% permanent disability with reference to\n                the whole body. The extent of disability of a limb (or\n                part of the body) expressed in terms of a percentage\n                of the total functions of that limb, obviously cannot\n                be assumed to be the extent of disability of the whole\n                body. If there is 60% permanent disability of the\n                right hand and 80% permanent disability of left leg, it\n                does not mean that the extent of permanent(Downloaded on 12/11/2023 at 03:31:27 AM)[2023:RJ-JD:24084]                   (5 of 12)                    [CMA-1086/2004]\n\n\n             disability with reference to the whole body is 140%\n             (that is 80% plus 60%). If different parts of the body\n             have suffered different percentages of disabilities, the\n             sum total thereof expressed in terms of the\n             permanent disability with reference to the whole\n             body cannot obviously exceed 100%.10. Where the claimant suffers a permanent disability\n             as a result of injuries, the assessment of\n             compensation under the head of loss of future\n             earnings would depend upon the effect and impact of\n             such permanent disability on his earning capacity.\n             The Tribunal should not mechanically apply the\n             percentage of permanent disability as the percentage\n             of economic loss or loss of earning capacity. In most\n             of the cases, the percentage of economic loss, that\n             is, the percentage of loss of earning capacity, arising\n             from a permanent disability will be different from the\n             percentage of permanent disability. Some Tribunals\n             wrongly assume that in all cases, a particular extent\n             (percentage) of permanent disability would result in a\n             corresponding loss of earning capacity, and\n             consequently, if the evidence produced show 45% as\n             the permanent disability, will hold that there is 45%\n             loss of future earning capacity. In most of the cases,\n             equating the extent (percentage) of loss of earning\n             capacity to the extent (percentage) of permanent\n             disability will result in award of either too low or too\n             high a compensation.11. What requires to be assessed by the Tribunal is\n             the effect of the permanent disability on the earning\n             capacity of the injured; and after assessing the loss\n             of earning capacity in terms of a percentage of the\n             income it has to be quantified in terms of money, to\n             arrive at the future loss of earnings (by applying the\n             standard multiplier method used to determine loss of\n             dependency). We may however note that in some\n             cases on appreciation of evidence and assessment,\n             the Tribunal may find that the percentage of loss of\n             earning capacity as a result of the permanent\n             disability is approximately the same as the\n             percentage of permanent disability in which case, of\n             course, the Tribunal will adopt the said percentage for\n             determination of compensation. (See for example,\n             the decisions of this Court in Arvind Kumar Mishra v.New         India       Assurance         Co.      Ltd.[MANU/SC/0777/2010 : (2010) 10 SCC 254 : (2010)\n             3 SCC (Cri.) 1258 : (2010) 10 Scale 298] and Yadava\n             Kumar      v.     National    Insurance     Co.    Ltd.[MANU/SC/0657/2010 : (2010) 10 SCC 341 : (2010)\n             3 SCC (Cri.) 1285 : (2010) 8 Scale 567])12. Therefore, the Tribunal has to first decide\n             whether there is any permanent disability and, if so,\n             the extent of such permanent disability. This means(Downloaded on 12/11/2023 at 03:31:27 AM)[2023:RJ-JD:24084]                   (6 of 12)                     [CMA-1086/2004]\n\n\n             that the Tribunal should consider and decide with\n             reference to the evidence:(i) whether      the    disablement         is   permanent   or\n             temporary;(ii) if the disablement is permanent, whether it is\n             permanent total disablement or permanent partial\n             disablement;(iii) if the disablement percentage is expressed with\n             reference to any specific limb, then the effect of such\n             disablement of the limb on the functioning of the\n             entire body, that is, the permanent disability suffered\n             by the person.If the Tribunal concludes that there is no permanent\n             disability then there is no question of proceeding\n             further and determining the loss of future earning\n             capacity. But if the Tribunal concludes that there is\n             permanent disability then it will proceed to ascertain\n             its extent. After the Tribunal ascertains the actual\n             extent of permanent disability of the claimant based\n             on the medical evidence, it has to determine whether\n             such permanent disability has affected or will affect\n             his earning capacity.13. Ascertainment of the effect of the permanent\n             disability on the actual earning capacity involves\n             three steps. The Tribunal has to first ascertain what\n             activities the claimant could carry on in spite of the\n             permanent disability and what he could not do as a\n             result of the permanent disability (this is also\n             relevant for awarding compensation under the head\n             of loss of amenities of life). The second step is to\n             ascertain his avocation, profession and nature of\n             work before the accident, as also his age. The third\n             step is to find out whether (i) the claimant is totally\n             disabled from earning any kind of livelihood, or (ii)\n             whether in spite of the permanent disability, the\n             claimant could still effectively carry on the activities\n             and functions, which he was earlier carrying on, or(iii) whether he was prevented or restricted from\n             discharging his previous activities and functions, but\n             could carry on some other or lesser scale of activities\n             and functions so that he continues to earn or can\n             continue to earn his livelihood.xxx19. We may now summarise the principles discussed\n             above:(i) All injuries (or permanent disabilities arising from\n             injuries), do not result in loss of earning capacity.(ii) The percentage of permanent disability with\n             reference to the whole body of a person, cannot be\n             assumed to be the percentage of loss of earning\n             capacity. To put it differently, the percentage of loss\n             of earning capacity is not the same as the percentage\n             of permanent disability (except in a few cases, where(Downloaded on 12/11/2023 at 03:31:27 AM)[2023:RJ-JD:24084]                     (7 of 12)                    [CMA-1086/2004]\n\n\n             the Tribunal on the basis of evidence, concludes that\n             the percentage of loss of earning capacity is the\n             same as the percentage of permanent disability).(iii) The doctor who treated an injured claimant or\n             who examined him subsequently to assess the extent\n             of his permanent disability can give evidence only in\n             regard to the extent of permanent disability. The loss\n             of earning capacity is something that will have to be\n             assessed by the Tribunal with reference to the\n             evidence in entirety.(iv) The same permanent disability may result in\n             different percentages of loss of earning capacity in\n             different persons, depending upon the nature of\n             profession, occupation or job, age, education and\n             other factors.13-           mDr jktdqekj cuke vt;dqekj okys ekeys esa izfrikfnr fl)karksa ds\nvk/kkj ij ekuuh; mPpre U;k;ky; }kjkT.J. Parameshwarappa(Supra) ds\nekeys esa fopkj djrs gq, batjh ds ekeys esa {kfriwfrZ jkf'k dk fu/kkZj.k fd;k x;k gS]\nbl ekeyas esa vihykFkhZ ds Comminuted Fracture of tibia bones of both legs\nand other injuries on his body          ikbZ xbZ Fkh vkSj bZykt ds fy, vLirky esa\nHkrhZ jgk FkkA mlds i'pkr bZykt gqvk vkSj nksuksa iSjksa dh ltZjh gqbZ rFkk jksM o\nLØw Mkys x,A vihykFkhZ daVsuj ykWjh esa Dyhuj dk dk;Z djrk FkkA ml ekeys\nesa ;g vk/kkj fy;k x;k Fkk fd MkWDVjksa }kjk 54 izfr'kr LFkkbZ fu;ksZX;rk crkbZ xbZ\nFkh ijarq mPp U;k;ky; }kjk ek= 20 izfr'kr LFkkbZ fu;ksZX;rk ekudj {kfriwfrZ jkf'k\ndk fu/kkZj.k fd;k FkkA ftl ij ekuuh; mPpre U;k;ky; }kjk jktdqekj cuke\nvt;dqekj okys ekeys esa of.kZr iSjkxzkQ~l la[;k 5 yxk;r 13 o 19 dk mYys[k\ndjrs gq, tks lk{; vkbZ] ml ij fopkj fd;kA tks MkWDVj }kjk 54 izfr'kr LFkkbZ\nfu;ksZX;rk crkbZ xbZ Fkh] ml ij fopkj djrs gq, lEiw.kZ 'kjhj ds fy, LFkkbZ\nfu;ksZX;rk 30 izfr'kr gh gksuk ekuk x;k Fkk vkSj isu ,oa lQfjax rFkk Q~;p\n                                                                        w j ltZjh\nds vk/kkj ij {kfriwfrZ jkf'k c<+kbZ xbZ Fkh vkSj future amenities & loss of\nincome 12 eghus ds vk/kkj ij fu/kkZfjr fd;k x;k gSA ,slh voLFkk esa iwoZ esa of.kZr\n\njktdqekj cuke vt; dqekj okys ekeys o vU; izdj.kksa rFkk ekuuh; mPpre\nU;k;ky; dsT.J. Parameshwarappa(Supra) ds ekeyksa esa izfrikfnr fl)karksa\nls ;g Li"V gS fd MkWDVj }kjk tks LFkkbZ fu;ksZX;rk izek.k&i= 'kjhj ds fHkUu&fHkUu\nfgLlksa ds vyx&vyx n'kkZ, tkrs gSa mudk ;ksx dj lEiw.kZ 'kjhj dh LFkkbZ\nfu;ksZX;rk gksuk ugha ekuk tk ldrkA cfYd izR;sd ekeys ds rF;ksa ifjfLFkfr;ksa ij\nfopkj dj gh ;g fu"d"kZ fudkyk tk ldrk gS fd lEiw.kZ 'kjhj ds fglkc ls fdruh\nLFkkbZ fu;ksZX;rk gksuk ekuk tk, vkSj fdl ekeys esa vkgr dks vk; dk uqdlku\nfdruk o fdl izdkj ls gqvk] mldk vkadyu vyx&vyx fd;k tkuk pkfg,A(Downloaded on 12/11/2023 at 03:31:27 AM)[2023:RJ-JD:24084]                       (8 of 12)                      [CMA-1086/2004]\n\n\n14-           mDr fof/kd fLFkfr dks en~nsutj j[krs gq, gLrxr izdj.k esa {kfriwfrZ\njkf'k dk fu/kkZj.k fd;k tkuk U;k;ksfpr gSA mDr U;kf;d n`"Vkar esa izfrikfnr\nfl)kar ds eqrkfcd LFkkbZ fu;kZsX;rk gksus o fof'k"B esfMdy lk{; gksus ij head\n¿ii(b)À, (iii), (v) o (vi) ds laca/k esa {kfriwfrZ jkf'k dk fu/kkZj.k fd;k tkrk gSA\n\n15-           bl ekeys esa vihykFkhZ dh vksj ls crkSj xokg ,-MCY;w 01 utj\neksgEen Lo;a ijhf{kr gqvk vkSj crkSj ,-MCY;w- 02 MkWDVj mn;dj.k vk<k dh lk{;\ndjokbZ] ftlesa ,-MCY;w-01 }kjk MkWDVj Jhdkar xqIrk }kjk Lo;a dk bZykt djuk vkSj\nLo;a dk pkj vkWijs'ku gksuk vkSj pkSFks vkWijs'ku esa ?kqVus ds uhps ls iSj dkV fn;k\ntkuk o ikyuiqj esa vkFkkZsisfMd o QzSDpj vLirky esa 27 fnu rd HkrhZ jguk] djhc\nN% ekg rd bZykt pyuk crk;k] bZykt esa djhc 80]000@&#i;s dk [kpkZ gksuk]\ndqN fcy xqe gks tkuk crk;k vkSj nq?kZVuk ds iwoZ esa gekyh dk dk;Z djrk Fkk]\nftlls lk{kh dks izfrekg 2]000@&#i;s dh vk; gksrh FkhA nq?kZVuk esa Lo;a dk iSj\ndVus ls lk{kh dk LFkkbZ :i ls fu'kDr gks tkuk vc gekyh o nwljk dksbZ dk;Z Hkh\nugha dj lduk vkSj cslkf[k;ksa ds lgkjs pyuk crk;kA bZykt ds nkSjku nks O;fDr;ksa\ndks lkFk j[kuk Hkh crk;k vkSj fu'kDrrk izek.k&i= izn'kZ&1 ds :i esa iznf'kZr\ndjok;k vkSj fofHkUu nLrkostkr dks iznf'kZr djok;k gSA ftjg esa bl rF; dks xyr\ncrk;k gS fd gekyh ls 8]00@&#i;s gh dekrk gksA ;g Lohdkj fd;k fd lk{kh us\n80]000@&#i;s ds fcy is'k ugha fd, gSa vkSj ;g Hkh Lohdkj fd;k fd MªkbZfoax ugha\nlh[kh gSA\n\n16            xokg ,-MCY;q-02 mn;dj.k vkMk us Lo;a dks dfu"B fo'ks"kK gM~Mh ,oa\ntksM ds in ij ftyk fpfdRlky; fljksgh esa dk;Zjr gksrs gq, vihykFkhZ dk LFkkbZ\nfu'kDrrk izek.k i= izn'kZ&1 tkjh djuk crk;k vkSj ;g Li"V dgk fd utj\neksgEen ds nkfgus iSj esa ?kqVus ds uhps dVk gqvk FkkA bl rF; dks xyr crk;k fd\nlk{kh us LFkkbZ fu'kDrrk izek.k i= xyr tkjh fd;k gksA izR;FkhZ dh vksj ls\nvihykFkhZ ds nkfguk iSj ?kqVus ds uhps ls dVs gksus ds rF; ls lk{; izLrqr dj\nbudkj ugha fd;k x;k gS u gh vihykFkhZ dh vk; ckcr~ lk{; izR;FkhZ dh vksj ls\nnh xbZ gSA\n\n17-           v/khuLFk vf/kdj.k }kjk vius vk{ksfir fu.kZ; ds iSjk la[;k 23 esa ;g\nLi"V :i ls vafdr fd;k fd izkFkhZ dk iSj ?kqVus ls uhps ls dkV fn;k x;k Fkk]\nblfy, og gekyh dk dk;Z ugha dj ldrk] nwljk dksbZ dk;Z lh[kus esa mls le;\nyxsxkA ,d iSjk dVk gqvk gksus ds dkj.k ls izkFkhZ dbZ izdkj ds dk;Z ugha dj\nldrkA mldks thou esa dbZ izdkj dh vlqfo/kk,a Hkksxuh iM+sxhA fu.kZ; ds iSjk la[;k(Downloaded on 12/11/2023 at 03:31:27 AM)[2023:RJ-JD:24084]                      (9 of 12)                      [CMA-1086/2004]\n\n\n20 esa nq?kZVuk ds le; izkFkhZ dh vk; 2]000@&#i;s ekfld ekuh xbZ vkSj izxfr\ni= izn'kZ&79 ds vk/kkj ij vihykFkhZ dh tUefrfFk 20-01-1982 gksuk ekurs gq,\nnq?kZVuk 28-08-1999 dks tc ?kfVr gqbZ rc 17-5 o"kZ vk;q izekf.kr gksuk ekukA bl\nekeys esa tks fu"d"kZ vk;q o iSj ?kqVus ds uhps ls dVk gqvk gksus ckcr vkSj gekyh\ndk dk;Z iSj dV tkus ds dkj.k ugha djus rFkk nwljk dk;Z lh[kus esa le; yxus\ndk tks fu"d"kZ fudkyk x;k] ml laca/k esa ek= ,d yk[k #i;s dh {kfriwfrZ jkf'k\nvk; ds uqdlku ckcr nh xbZ] ftldks vihykFkhZ }kjk pqukSrh nh xbZA nkSjkus cgl\nizR;FkhZ dh vksj ls nkfguk iSj dVk gksus mlls gekyh dk dk;Z dj ldus esa v{ke\ngksus ls budkj ugha fd;k x;kA bl ekeys esa LFkkbZ fu'kDrrk izek.k i= izn'kZ&1\ndfu"B fo'ks"kK gM~Mh ,oa tksM }kjk fn;k x;k gS] ftlesa Li"V :i ls ^ Below\nKnee Amputation (Right) Lower Limbs *                  ds vk/kkj ij 70 izfr'kr LFkkbZ\nfu;kZsZX;rk vafdr fd;k x;k gSA ;g lgh gS fd ;g izek.k i= esfMdy cksMZ }kjk\nugha fn;k x;k gS] ijUrq izek.k i= tkjh djus okys MkWDVj dh lk{; djokbZ xbZ]\nftlesa Li"V rkSj ls tkap ds le; vihykFkhZ dk iSj ?kqVus ds uhps ls dVs gksus ckcr\nlk{; nh gSA xokg ,-MCY;q-01 ls ftjg esa ;g lq>ko ugha fn;k fd og gekyh dk\ndk;Z ?kVuk ds le; ugha djrk gks] cfYd gekyh ds dk;Z ls ek= 8]00@&#i;s gh\ndekus ckcr~ lq>ko fn;k x;kA iwoZ esa tks U;kf;d n`"Vkarksa dk mYys[k fd;k x;k gS]\nmlls bl ekeys esa tks lk{; o nLrkost izLrqr gq, gSa] muls lEiw.kZ 'kjhj ds\nifjizs{; esa LFkkbZ fu;ksZX;rk 60 izfr'kr gksuk ekudj bl ekeys ds rF;] ifjfLFkfr;ksa\nesa {kfriwfrZ jkf'k dk fu/kkZj.k fd;k tkuk fof/klEer izrhr gksrk gSA\n\n18-           vc bl ekeys esa {kfriwfrZ jkf'k dk fu/kkZj.k jktdqekj cuke vt;\ndqekj okys ekeys esa crk, x, izR;sd gSM ds laca/k esa fopkj dj fd;k tk jgk gSA\n\nHead-(i) :-19-           bl ekeys esa       Head-(i)      esa bZykt] gkWLihVykbZts'ku] esfMdy]\nVªkaliksVs'ku oxSjg dk [kpZ fnyk, tkus dk izko/kku gS] ftlds laca/k esa fo}ku\nv/khuLFk vf/kdj.k }kjk vius vk{ksfir fu.kZ; ds }kjk bZykt ds [kpZs ds :i esa\n25]000@& :i;s] VSDlh HkkM+s ds [kpsZ ckcr~ 8]000@& :i;s] izkFkhZ dh ns[kHkky djus\nokys vVsaMsaVl ds [kpsZ isVs 3]000@& :i;s vkSj ikSf"Vd vkgkj ds en esa\n5]000@& :i;s fnyk, gSaA nkSjkus cgl vf/koDrk vihykFkhZ }kjk bZykt dk [kpZ\nvf/kd gksuk crk;kA ijarq bl ekeys esa tks fcy izn'kZ 17 yxk;r 64 is'k fd, x,\ngSa] ftlesa fcy izn'kZ 64 vksfjtuy rFkk fcy izn'kZ 17 mlh dk MqiyhdsV fcy gS]\nbu nksuksa esa ls ,d gh fcy dks tksM+k tkuk mfpr gS vkSj vU; bZykt ds fcy dk\ndqy ;ksx djus ij 23716@& :i;s gksrs gSA v/khuLFk vf/kdj.k }kjk(Downloaded on 12/11/2023 at 03:31:27 AM)[2023:RJ-JD:24084]                     (10 of 12)                    [CMA-1086/2004]\n\n\n25]000@& :i;s bZykt ds [kpZ ds en esa fnyk, gSa] ftldks izR;FkhZ dh vksj ls\npqukSrh ugha nh xbZ gSA ,slh voLFkk esa bl jkf'k dks de fd, tkus dk dksbZ vkSfpR;\nugha gSA bZykt ds [kpsZ ds :i esa 25]000@& :i;s tks fnyk, x, gSa] mlesa ifjorZu\nfd;k tkuk U;k;ksfpr ugha gS vkSj VSDlh HkkM+s] vVsaMsaVl ds [kpsZ o ikSf"Vd vkgkj ds\n[kpsZ ds laca/k esa dksbZ nLrkosth lcwr ugha gS vkSj jsLiksMsaV dh vksj ls bu jkf'k dks\nØksl vihy ;k Øksl vkCtsD'ku is'k dj pqukSrh ugha nh xbZ gSA ,slh voLFkk esa bl\njkf'k esa Hkh deh ;k o`f) dh tkuk U;k;ksfpr ugha gSA vr% bl en esa fo}ku\nv/khuLFk vf/kdj.k }kjk tks dqy jkf'k 41]000@& :i;s fnykbZ xbZ gS]\nmldks ;Fkkor~ j[kk tkrk gSA bl izdkj bl en esa tks 41]000@& :i;s fnyk, x,\ngSa] og i;kZIr gS] mlesa o`f) fd, tkus dk iz'u gh mRiUu ugha gksrkA\n\nHead (iia) %&\n\n20-           bl gSM dk tgka rd iz'u gS] bl gSM esa bZykt ds nkSjku vk; esa gqvk\nuqdlku fnyk, tkus dk izko/kku gSA v/khuLFk vf/kdj.k }kjk vius vk{ksfir fu.kZ; esa\nbl en esa dksbZ jkf'k ugha fnykbZ gSA bl ekeys esa xokg ,-MCY;w01 ds :i esa\nvihykFkhZ }kjk tks lk{; nh xbZ] mlesa djhc 27 fnu rd vLirky esa HkrhZ jgus vkSj\ndjhc 6 eghus rd bZykt pyuk crk;k x;k gSA ftlds ckcr dksbZ ftjg ugha dh\nxbZA bl ekeys esa 4 ckj vkWijs'ku gksus vkSj pkSFks vkWijs'ku esa iSj ?kqVus ds uhps ls\ndkV fn, tkus dh lk{; nh gS] ftldk [k.Mu izR;FkhZ dh vksj ls lk{; izLrqr dj\nugha fd;k x;k gSA ,slh voLFkk esa yxHkx N% ekg bZykt ds dkj.k vihykFkhZ dk\ndksbZ dk;Z dj ldus dh fLFkfr esa ugha gksuk ekuk tkrk gS vkSj v/khuLFk\nvf/kdj.k }kjk tks vk; 2]000@& :i;s ekfld gksuk ekuh gS] mldks 6 ls xq.kk\ndjus ls 12]000@& :i;s bl en esa bZykt ds nkSjku gq, uqdlku ds :i esa izkIr\ndjus dk vihykFkhZ vf/kdkjh gSA v/khuLFk vf/kdj.k }kjk bl en esa dksbZ jkf'k ugha\nfnykbZ xbZA tks {kfriwfrZ jkf'k izkIr djus dk vihykFkhZ vf/kdkjh gksus ls ;g jkf'k\nvfHko`f)r fd;k tkuk U;k;ksfpr gSA\n\nHead (iib) %&\n\n21-           tgka rd bl gSM dk iz'u gS] bl ekeys eas iwoZ esa fd, x,\nfoospukuqlkj vihykFkhZ ds gekyh ds dk;Z o LFkkbZ fu;ksZX;rk izek.k&i= izn'kZ 1 o\nvU; fLFkfr;ksa dks ns[krs gq, 60 izfr'kr lEiw.kZ 'kjhj ds izfr LFkkbZ fu;ksZX;rk gksuk\nekuh xbZ gSA ,slk O;fDr tks ?kVuk ds le; gekyh dk dk;Z djrk Fkk] mlds vk;\nesa deh gksuk LokHkkfod gSA tks vk; 2]000@& :i;s gksuk fu/kkZfjr dh xbZ Fkh]\nmldh 60 izfr'kr jkf'k 1200@& :i;s izfrekg gksrh gSA ftlesa Hkfo"; esa vk; o`f)(Downloaded on 12/11/2023 at 03:31:27 AM)[2023:RJ-JD:24084]                     (11 of 12)                        [CMA-1086/2004]\n\n\ndks Hkh /;ku esa j[kk tkuk U;k;ksfpr gSA bl ckcr                     National Insurance\nCompany Limited v/s Pranay Sethi and Ors. Sepecial Leave Petition\n(Civil) No. 25590/2014         fu.kZ; fnukad 31-10-2017 ds iSjk la[;k 61 (iv) ds\neqrkfcd vihykFkhZ etnwjh is'kk O;fDr gksus ls o vihykFkhZ dh vk;q yxHkx 18 o"kZ\ngksus ls 40 izfr'kr okf"kZd ds fglkc ls vfHko`f) dh tkuk U;k;ksfpr gSA tks\n1200@& :i;s dh 40 izfr'kr 480@& :i;s gksrh gS] tks 1200@& :i;s esa tksM+us\nij dqy 1680@& :i;s vk; ds uqdlku ds vk/kkj ij {kfriwfrZ jkf'k dk fu/kkZj.k\nfd;k tkuk bl ekeys esa U;k;ksfpr gSA 1680@& :i;s dks 12 ls xq.kk djus ij\nokf"kZd vk; dk uqdlku 20160@& :i;s gksrk gS vkSj ?kVuk ds le; yxHkx 18\no"kZ dh vk;q vihykFkhZ dh gksus ls Jherh ljyk oekZ o vU; cuke fnYyh VªkaliksVZ\ndkWjiksjs'ku fyfeVsM o vU; ¼2009½ 6 ,l-lh-lh- 121 ds eqrkfcd 15 ls 20 rFkk 21\nls 25 dh vk;q oxZ ds ekeys esa 18 dk xq.kd {kfriwfrZ jkf'k fu/kkZj.k djus ds fy,\ncrk;k x;k gSA ,slh voLFkk esa bl ekeys esa 18 dk xq.kd yxk;k tkuk U;k;ksfpr\ngSA tks 20]160@& :i;s okf"kZd vk; dh gkfu dks 18 ls xq.kk djus ij\n3]62]880@& :i;s gksrh gSA bl en esa fo}ku v/khuLFk vf/kdj.k }kjk ek=\n1]00]000@& :i;s dh jkf'k fnykbZ xbZ gS] ftldks c<+kdj 3]62]880@& :i;s fd;k\ntkrk gSA bl izdkj 2]62]880@& :i;s dh vfHko`f) bl en esa dh tkuk U;k;ksfpr\ngS] tks jkf'k vihykFkhZ izkIr djus dk vf/kdkjh gSA\n\nHead (iii)%&\n\n22-             tgka rd bl gSM dk iz'u gS] Hkfo"; esa gksus okys esfMdy ls lacaf/kr\n[kpZ ckcr~ {kfriwfrZ jkf'k fnyk, tkus dk izko/kku gS ijarq vihykFkhZ dh vksj ls ,slk\ndksbZ nLrkosth lcwr is'k ugha fd;k x;k] ftlls fd ;g izrhr gks fd Hkfo"; esa mls\nfdl izdkj ls o fdruh jkf'k dh Lo;a ds bZykt ds fy, vko';drk gksxhA ,slh\nlwjr esa fcuk lk{; ds dksbZ {kfriwfrZ jkf'k bl en esa fnykbZ tkuk U;k;ksfpr ugha gSA\n\n\nHead (iv), (v) o (vi) %&\n\n23-            bl ekeys esa lEiw.kZ 'kjhj ds izfr LFkkbZ fu;ksZX;rk 60 izfr'kr gksuk\nekuk x;k gS vkSj nka;k iSj ?kqVus ds uhps ls dVk gksus ls ekufld o 'kkjhfjd\nijs'kkuh gksuk LokHkkfod gSA v/khuLFk vf/kdj.k }kjk lq[ke; thou ds fy,\n12]000@& :i;s fnyk, x, gSaA tks bu en esa de fnyk;k tkuk ekurs gq, bl\njkf'k esa Hkh vfHko`f) dh tkuk mfpr gSA rhuksa gSM esa dqy 10&10 gtkj :i;s ds\nfglkc ls 30]000@& :i;s jkf'k fnyk;k tkuk U;k;ksfpr gS vkSj 30]000@& :i;s esa(Downloaded on 12/11/2023 at 03:31:27 AM)[2023:RJ-JD:24084]                     (12 of 12)                    [CMA-1086/2004]\n\n\n                                   ls v/khuLFk vf/kdj.k }kjk tks 12]000@& :i;s fnyk, x, gSa] mldks de djus ls\n                                   18]000@& :i;s bl en esa c<+k;k tkuk U;k;ksfpr gSA\n\n                                   24-            bl izdkj vihyh; U;k;ky; }kjk Head (iia) esa c<+kbZ xbZ jkf'k\n                                   12]000@& :i;s] Head (iib) esa vihyh; U;k;ky; }kjk c<+kbZ xbZ jkf'k\n                                   2]62]880@& :i;s        o Head (iv), (v) o (vi) esa dqy vfHko`f) dh xbZ jkf'k\n                                   18]000@& :i;s] dqy 2]92]880@& :i;s dh vfHko`f) v/khuLFk vf/kdj.k ds }kjk\n                                   fnykbZ xbZ jkf'k ds vfrfjDr dh tkuk U;k;ksfpr gSA\n\n                                   25-            bl c<+kbZ xbZ jkf'k ij izkFkZuk&i= is'k djus dh frfFk 30-10-1999 ls\n                                   jde tek djkus dh frfFk rd 6 izfr'kr okf"kZd ds fglkc ls C;kt jkf'k Hkh izkIr\n                                   djus dk vihykFkhZ vf/kdkjh gksuk Lohdkj fd;k tkrk gSA\n\n                                   26-            vr% vihy vkaf'kd :i ls Lohdkj dh tkdj ;g ?kksf"kr fd;k tkrk gS\n                                   fd vihykFkhZ iwoZ esa v/khuLFk vf/kdj.k }kjk fu.kZ; esa fnykbZ xbZ jkf'k ds vfrfjDr\n                                   2]92]880@& :i;s o bl jkf'k ij izkFkZuk&i= is'k djus dh fnukad 30-10-1999 ls\n                                   v/khuLFk vf/kdj.k esa jde tek djkus dh fnukad rd 6 izfr'kr okf"kZd ds fglkc\n                                   ls C;kt Hkh izR;FkhZx.k ls izkIr djus ds vf/kdkjh gSaA izR;FkhZx.k mDr jkf'k fo}ku\n                                   v/khuLFk vf/kdj.k esa nks ekg ds Hkhrj&Hkhrj tek djkosaA\n\n                                   27-            fu.kZ; dh izfr ds lkFk v/khuLFk vf/kdj.k dh i=koyh 'kh?kz fHktokbZ\n                                   tkosA\n\n\n                                                                           (YOGENDRA KUMAR PUROHIT),J\n                                    48-mayank/-(Downloaded on 12/11/2023 at 03:31:27 AM)Powered by TCPDF (www.tcpdf.org)