Central Information CommissionObadurahman vs Rural / Gramin Banks on 23 January, 2023Author:Suresh ChandraBench:Suresh Chandraके   ीयसूचनाआयोग\n                                 Central Information Commission\n                                     बाबागंगनाथमाग ,मुिनरका\n                                  Baba GangnathMarg, Munirka\n                                  नई द ली, New Delhi - 110067\nि तीयअपीलसं या / Second Appeal No.CIC/RUGBK/A/2021/117918\nObadurahman                                         ... अपीलकता /Appellant\n\n                                        VERSUS\n                                        बनाम\nCPIO: Baroda U.P. Bank,\nGandhi Nagar, Basti                                         ... ितवादीगण/Respondents\nRelevant dates emerging from the appeal:\n\nRTI         :   14.12.2020        FA    : 23.02.2021          SA      : 28.04.2021\n\nCPIO :          10.02.2021        FAO : 31.03.2021            Hearing : 03.11.2022\n                                            CORAM:\n                                      Hon'ble Commissioner\n                                    SHRI SURESH CHANDRA\n                                           ORDER(20.01.2023)1.          The issue under consideration arising out of the second appeal dated 28.04.2021\ninclude non-receipt of the following information sought by the appellant through the RTI\napplication dated 14.12.2020 and first appeal dated 23.02.2021:-(i)        ब क शाखा रामपुर ब ती से अ दुल वहीद पु   अकबाल तथा राम गोपाल पु       राम औतार\n\n                िनवासी  ाम /पो ट रामपुर िजला ब ती  ारा टे पू ( ी  हीलर ) ब क ऋण पर िलया गया था\n\n                िजसको यह लोग बेच  दए और कबाड़ म  िबककर कट गयी ब क ऋण जमा  कया गया है तो नो\n\n                 ूज का फोटो कॉपी !मािणत |(ii)       ऋण धारक%  ारा ऋण नह' जमा  कया गया तो ऍफ़० आई० आर० (य% नह' दज) कराया जा\n\n                रहा है |(iii)      दोन% ऋणी धारक% के िव+, वसूली हेतु आर० सी० जारी क- गयी हो तो उसक- छाया !ित |(iv)       दोन% ऋणी धारक% का लोन माफ़  कया गया है तो उसक- फोटो कॉपी |Page 1 of 42.    Succinctly facts of the case are that the appellant filed an application dated\n14.12.2020 under theRight to Information Act, 2005(RTI Act) before the Central Public\nInformation Officer (CPIO), Baroda U.P. Bank, Gandhi Nagar, Basti, seeking aforesaid\ninformation. The CPIO vide letter dated 10.02.2021 replied to the appellant. Aggrievedby\nthe same, the appellant filed first appeal dated 23.02.2021. The First Appellate Authority\n(FAA) vide order dated 31.03.2021 disposed of the first appeal. Aggrieved bythat, the\nappellant filed second appeal dated 28.04.2021 before the Commission which is under\nconsideration.3.        The appellant has filed the instant appeal dated 28.04.2021inter alia on the grounds\nthat reply given by the CPIO was not satisfactory. The appellant requested the Commission\nto direct the CPIO to provide the complete information and take necessary action as perSection 20 (1)of the RTI Act.4.    The CPIO replied vide letter dated 10.02.2021 and the same is reproduced as under:-""बदु (i) - वांिछत सूचना एवं स बंिधत !प पर-1ि2य% से स बंिधत होने के कारण (सूचना का\n      अिधकार अिधिनयम २००५ क- धारा ८ क- उप धारा ९ के अंतग)त )  दया जाना समीचीन नह' है\n      |\n\n      4बदु (ii) - ऋण वसूली हेतु सामा5यतया पुिलस !ाथिमक- सूचना (FIR) ब क  ारा दज) करने का\n      !ावधान नह' है | अिपतु कोई आपरािधक अथवा िविधक धोखाधड़ी स ब5धी !करण% म  मामला\n\n      सं7ान म  आने पर आव9यक वैधािनक काय)वाही क- जाती है |\n\n      4बदु (iii) व (iv) - वांिछत सूचनाएं एवं !प पर-1ि2य% से स बंिधत होने के कारण (सूचना का\n\n      अिधकार अिधिनयम २००५ क- धारा ८ क- उप धारा ९ के अंतग)त )  दया जाना समीचीन नह' है\n      |"The FAA vide order dated 31.03.2021 has made the following observations:-4बदु (i), (iii) व (iv) के :म म  - आंिशक सूचना !दान क- है | मेरे िवचार म  के 5;ीय जनसूचना\n      अिधकारी बड़ोदा यू पी ब क <े ीय काया)लय ब ती कोआपके  ारा वांिछत सूचना के :म म  अपने\n\n      प  दनांक १०.०२.२०२१ के मा=यम से "वांिछत सूचना अ5य 1ि2य% ( >ी अ दुल वहीद व रामPage 2 of 4गोपाल ) से स बंिधत होने अतैव अिधिनयम क- धारा ८ (१) (j) एवं ८ (१) (e ) के तहत वै@ािसक\n\n       /5यासी के अंतग)त संरि<त होने के कारण !दान नह' क- जा सकती है " क- सूचना देनी चािहए थी\n       |\n\n       4बदु (ii) के :म म  - समुिचत सूचना !दान क- है |\n\n       अतैव मै आपके !थम अपील  दनां कत २३.०२.२०२१ का अंितम ऋण से िन ताAरत करता Bँ |"5.     The appellant remained absent and on behalf of the respondent Shri Dhanraj\nRaghuvanshi, Manager and Shri Bhima, CPIO, Baroda U P Bank, Basti, attended the\nhearing through video conference.5.1.   The respondent while defending their case inter alia submitted that they had already\nprovided point-wise reply to the appellant vide letter dated 10.02.2021 and 31.03.2021.6.     The Commission after adverting to the facts and circumstances of the case, hearing\nthe respondent and perusal of records, observed that due reply was given by the respondent\nvide letters dated 10.02.2021 and 31.03.2021. The appellant sought information regarding\nloan account of Mr. Abdul Wahid and Shri Ram Gopal. The respondent provided point-wise\nreply wherein they denied the information on the ground of third party and they claimed\nexemption undersection 8 (1) (j)of the RTI Act. The appellant in his RTI application as\nwell as in the appeal failed to establish any larger public interest warranting the disclosure of\ninformation. Moreover, the appellant neither filed any written objection nor presented\nhimself before the Commission to controvert the averments made by the respondent and\nfurther agitate the matter. Hence, the submissions of the respondent were taken on record.\nThe Commission is of the view that there is no public interest in further prolonging the\nmatter. Accordingly the appeal is dismissed.Copy of the decision be provided free of cost to the parties.Sd/-(Suresh Chandra) (सुसुरेशचं ा)\n                                                                                           ा\n                                                                               सूचनाआयु )\n                                                    Information Commissioner (सू\n                                                                     दनांक/Date: 20.01.2023Page 3 of 4Authenticated true copy\n\n                    आर\nR. Sitarama Murthy ( . सीताराममूत )\n              उपपंजीयक\nDy. Registrar (      )\n011-26181927(०११-२६१८१९२७)\nAddresses of the parties:The CPIO\nBaroda U.P. Bank Regional\nOffice, Basti Malviya Marg,\nGandhi Nagar, Basti- 272001\n\nFirst Appellate Authority,\nBaroda U.P. Bank Buddh\nVihar Commercial Scheme,\nNew Shivpuri Colony,\nTaramandal,Gorakhpur-273016\n\nShri ObadurahmanPPage 4 of 4