 financial memorandum; clause 3 of the bill provides for formulation of a crop insurance scheme clause 5, provides that the premium in respect of crop insurance shall be borne by the central - 4 government and the state governments clause 6 provides that it shall be duty ofthe central _ government to pay the farmers the insurance amount due to loss of crops clause 7 provides for constitution of an expert committee to make assessment of the loss suffered by the farmers clause 8 provides for supply of all essential commodities to farmers for their daily heeds free of cost till they are paid the insurance amount fhe bill, therefore, if enacted, will involve expenditure from the consolidated fund of india the state governments will also incur expenditure from their respective consolidated funds in respect of payment of premium of crop insurance and procurement of excess crop production it is likely to involve an annual recurring expenditure of about rupees five hundred crore from the consolidated fund of india ; ~n a non-recurring expenditure of about rupees fifty crore is also likely to be involved, memorandum regarding delegated legislat ionclause 11 of the bill empowers the central government to make rules for carrying out he purposes of the bill as the matters will, relate to detail-only, the delegation of legislative ower is of anormal character 