 financial memorandumclause 3 of the bill provides for formulation of an agricultural insurance scheme clause 5 provides that the premium in respect of insurance shall also be borne by the appropriate government in such proportion as may be prescribed the bill, therefore, if enacted, is likely to involve a recurring expenditure of about rupees one hundred crore from the consolidated fund of india per annum no non-recurring expenditure is likely to be incurred  memorandum regarding delegated legislationclause 6 of the bill empowers the central government to make rules for carrying out the purposes of the bill as the matters of which rules are to be made will relate to detail only, the delegation of legislative power is of a normal character