af ceb ceb en en en en en en en en en en en en en en en en en nl en de en en en en nl en en en en en en en en en en he en en en en en en en en en fr en en en en en en es fr en en en fa en en af en en en en en en en en en en en en en fr ja en en en en fr en en en en en en en en en en en en en en af en af af af af af nl nl nl af nl nl af af nl nl af af af en en en en en nl en en en en en en en en en en en en en en en en en en en en en en en fa en tl en ceb es en es en en en ceb ceb en en en en en en en en en en en en en en en en en en af en en en en en en en en en ceb en en en en en en en en en en en en en en en en en en en en en en en en en en en en en en en en en en en en en en ja en
Vier maniere om jou mediesefonds-spaargeld te rek | SA-News.com
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Vier maniere om jou mediesefonds-spaargeld te rek
As generiese medisyne beskikbaar is, is dit ŉ heeltemal aanvaarbare plaasvervanger vir handelsmerkmedisyne, tensy jou dokter dit spesifiek uitsluit. “Baie generiese medisyne is klone ─ dit kan deur die oorspronklike vervaardiger op dieselfde produksielyn gemaak word. Dis net die verpakking wat verskil,” verduidelik Merle Rakusin, ŉ gekwalifiseerde apteker by die Clickswinkel in Claremont.
ŉ Generiese middel moet “bioidenties” aan die oorspronklike handelsmerkmedisyne wees, wat beteken dat die volgende presies dieselfde moet wees:
wyse van toediening (byvoorbeeld ŉ pil, inaseming of vloeistof)
vermoë om binne die regte tydsverloop en in dieselfde mate die verlangde vlak in die bloedstroom te bereik
Bereken jou totale medisynespaarrekeningbedrag vir die jaar. Stel dan ŉ begroting op voordat die jaar begin en sluit die medikasie in wat jy gereeld gebruik. Beraam die balans en wys ŉ bedrag aan elke maand toe.
Daar kan natuurlik onvoorsiene uitgawes wees, maar op hierdie manier het jy minstens ŉ plan in gedagte en jy kan uitwerk wanneer gedurende die jaar jou spaarrekening leeg gaan wees en dienooreenkomstig voorbereidings tref. Rakusin beveel aan dat jy geld vir duur medikasie opsy sit ─ en kontant vir alledaagse items betaal, soos Panadohoofpyntablette of -stroop.
Hoekom ŉ klomp medikasies gebruik as een goed genoeg sal wees? Byvoorbeeld, vir verkoue- en griepsimptome soos toe-neus, jeukerige oë en hoofpyn, kan jy een medisyne koop wat ŉ kombinasie van ŉ antihistamien, ontstuwingsmiddel en parasetamol bevat wat al jou simptome sal aanspreek, in plaas van drie afsonderlike medisynes.
Praat met jou Clicksapteker oor die mees koste-effektiewe behandeling vir jou kwale.
As jy chroniese medikasie gebruik, moet jy jou mediese fonds raadpleeg om uit te vind of jou plan vir hierdie medisyne voorsiening maak. Chroniese toestande, van depressie tot diabetes, het spesifieke toewysings vir medikasie en dit beteken dat dit nie uit jou mediese spaarrekening betaal sal word nie.
Free Medical-Aid, Hospital and Funeral Plan and Insurance Quotes at www.MedSure.co.za
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Tags: Health, health insurance, Healthcare, healthcare costs, Medical, medical aid, medical scheme, Wellness
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