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Insurance Claims for Storm Damage If you have suffered damage to your roof from a recent storm, you will need to file a claim with your homeowners insurance company to receive funds for repairs or replacement. First, you will want to be sure there are no immediate hazards associated with the damage, such as fallen trees or downed electrical lines.  Steps to File Roof Damage Claim Once you have established that the surroundings are safe, take the following steps to file an insurance claim: 1. Inspect the Damage Take photographs of any damage that has occurred to your roof, siding, windows, downspouts, etc. You can...
How to Prepare for Storm Season in Colorado
Colorado's Hail Season Begins in April Storm season in Colorado is one of the longest and most severe in the country. From about mid-April to mid-August, we are wracked by thunderstorms that can bring damaging winds, lightning, and hail. Hailstones, in particular, can cause significant damage to your property. Colorado’s Front Range forms the heart of what is known to meteorologists as “Hail Alley.” Along with Wyoming and Nebraska, we see an average of 7-9 days of hail per season. That may not seem like a lot, but it is significantly higher than the rest of the nation.  In addition to having more...
What To Do if You Have Fire Damage to Your Car
Does Car Insurance Cover Fire Damage? There are many scenarios in which your vehicle might catch fire, resulting in significant damage to your car.. You may be wondering if any of these is covered by your auto insurance. Whether or not your vehicle is covered will depend predominantly on the type of insurance you have: comprehensive, collision, or liability insurance. What is Covered by Comprehensive Auto Insurance? If you have a comprehensive auto insurance policy, fire damage is generally covered. Comprehensive coverage pays for non-accident related repairs, including engine fires, wildfires, arson, or fires in the garage.  Keep in mind that comprehensive coverage does...
Best Ways to Prevent House Fires
in Fire Damage, Insurance Claim
If you have suffered a house fire in the past, your first thoughts as you rebuild or restore your home may be on how to keep it from happening again. While not all circumstances that cause fires are preventable, you can certainly take steps to ensure your home is as protected as possible.  Identify Potential Fire Hazards in Your Home Aside from obvious dangers, like unattended candles, cigarettes, and cooking, there are other potential fire hazards in your home that you may not have considered: Unattended hair styling devices, like curling irons and flatirons Teach all members of the household to triple check that...
How Does Smoke Restoration Work?
in Fire Damage, Insurance Claim
Much of the attention after a fire is given to structural damage from burning within the home. Smoke damage, however, can be just as devastating. In addition to cosmetic issues, such as yellowing, tarnish, and etching, smoke damage can pose a significant health risk.  What Is Smoke Damage? Smoke damage includes any physical damage to the home that was not caused by the fire itself. It can be broken up into five categories, based on the type and source of the smoke. Complex Smoke Damage This type of damage results in a greasy yellow residue that results from the corrosion of natural and synthetic...
At Roth Group Law, our goal is to level the playing field between policyholders and their insurance companies. Colorado requires insurance companies to process claims in a timely manner with due research, good communication, and a fair settlement. We hold insurance companies accountable that fail to do this.
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Are You a Marshall Fire Victim?
Many individuals affected by the recent Marshall fire are having difficulty reaching their insurance providers. Please contact our office so we can help you.