is is is is is is is is ceb is is is is is is is is gl it is fr is is is fr hu tr de is is is sv sv is vi vi vi da sv is hbs_lat is is en is en sv is is is is is is cs is is is en is is is is is lt is is is is is is is is is is da is is is lt is is is is sk is is ceb is is is id is is is is de de is en is pt is is is cs nl sk pl is is is is is is is ceb is is is hu is is hu cs is is is is is sq is pl is is is is is cs is de is de es hbs_lat is is cs is is ca is is lt is is ur hu hu is sk cs pl is is is is is is is pl is is is is is is is is ceb is hu en hbs_lat en is is is is cs is is da is sv sq is is is is sk is is is is sv is is is is is is is is ceb is is is en is da is pt de is is id is is is id is is is is is is cs is is is is is is is is pt is ca is is fi es is is is is cs is is is en is is is is is lt is is is is is is is is is ceb is is is is is is is is is is en is da is es
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Framtíðargrunnur vtr. 0-18 ára
Fasteignagrunnur vtr. 15-35 ára
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Opið virka daga 9-17
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