fi is fi is cs is fi is id fi is is is is is is is is is ceb is is en is en sv is is is is is is cs is is is en is is is is is lt is is is is is is is is is is da is is is lt is is is is sk is is ceb is is is id is is is is de de is en is pt is is is cs nl sk pl is is is is is is is ceb is is is hu is is hu cs is is is is is sq is pl is is is is is cs is de is de es hbs_lat is is cs is is ca is is lt is is ur hu hu is sk cs pl is is is is is is is pl is is is is is is is is ceb is hu en hbs_lat en is is is is cs is is da is sv sq is is is is sk is is is is sv is is is is is is is is ceb is is is en is da is pt de is is id is is is id is is is is is is cs is is is is is is is is pt is ca is is fi es is is is is is is da is is is lt is is is is sk is pl is et is et cs is fi is id fi et sv is is is is en is da is es
Kaupleigusamningar byggja á því að Landsbankinn kaupir tæki og leigir það til leigutaka sem greiðir það niður með leigugreiðslum í ákveðinn umsaminn tíma. Landsbankinn er því eigandi tækisins á meðan á leigutíma stendur, en leigutaki hefur fullan umráðarétt yfir því á meðan.
Þegar tæki er tekið á kaupleigu er það eignfært í bókum leigutaka á leigutímanum og getur hann því fært afskriftir til gjalda ásamt vöxtum og kostnaði af leigugreiðslum. Hann fær þó ekki eignarhald í tækinu fyrr en samningur er uppgreiddur.
Með kaupleigu skuldbindur leigutaki sig til að kaupa tækið í lok samningstíma á fyrirfram ákveðnu lokaverði, sem er yfirleitt 1% til 3% af upphaflegum leigugrunni.
Landsbankinn fjármagnar allt að 80% af kaupverði án virðisaukaskatts. Leigutaki greiðir allan virðisaukaskattinn í upphafi. Leigutakinn fær virðisaukaskattinn endurgreiddan sé hann með virðisaukaskattskyldan rekstur. Því leggst enginn virðisaukaskattur ofan á leigugreiðslur.
Kaupleigusamningurinn er í eðli sínu jafngreiðslusamningur en ef viðskiptavinur er með óreglulegt tækjuflæði þá er hægt að stilla leigugreiðslur af til móts við tekjuflæðið.
Allt að 80% fjármögnun af verði án virðisaukaskatts.
Samningstími er allt að 7 ár.
Jafngreiðslusamningur / óreglulegar greiðslur.
Leiðin að eigin húsnæði
Ábyrgðir og erlend innheimta
Leiðin að eigin húsnæði
Fjármögnun bíla og tækja
Ábyrgðir og erlend innheimta
Ábyrgðir og erlend innheimta
Bíla- og tækjafjármögnun  410 4000  bt@landsbankinn.is
Borgartún 33, 155 Reykjavík. Opið 9.00 - 16.00. Fax: 410 4801 | Vsk nr. 109108 | Útibú Landsbankans
Opið virka daga 9-17
Útibú og afgreiðslur Hraðbankar Vextir Verðskrá
Landsbankinn hf. Austurstræti 11, 155 Reykjavík, Kt. 471008-0280Swift: NBIIISRE