title: In conclusion - Iqtisodiyotni raqamlashtirish sharoitida buxgalteriya hisobi, iqtisodiy tahlil va auditni xalqaro...
text: In conclusion,
  the prospects of using IT programs in the modern banking
  system are vast, and banks that embrace technology are likely to have a competitive
  advantage in the market. The benefits of automation, personalization, real-time
  services, and innovation far outweigh the challenges associated with cybersecurity.
  Therefore, banks must continue to invest in IT programs and leverage technology to
  provide better services and products to their customers.
  References:
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