title: Table 1. 
  Selected performance indicators of commercial banks grouped by size of assets
text: Table 1.
  Selected performance indicators of commercial banks grouped by size of assets
  62
  billion soum
  Indicator name
  Total
  Aktivlar miqdori bo’yicha guruhlashtirilgan tijorat banklari taqsimoti
  Up to 3 trillion
  soums
  3 trillion soums
  up to 10 trillion
  soums
  10 trillion soums
  up to 30 trillion
  soums
  30 trillion sum
  and above
  numbe
  r of
  banks
  amount
  numbe
  r of
  banks
  amoun
  t
  numbe
  r of
  banks
  amount
  numbe
  r of
  banks
  amount
  numbe
  r of
  banks
  amount
  1
  2
  3
  4
  5
  6
  7
  8
  9
  10
  11
  Assets
  Assets
  31
  556
  746,3
  10
  9
  606,4
  7
  42
  400,5
  8
  140
  450,4
  6
  364
  289,0
  Credits, total
  31
  390
  048,9
  10
  5
  221,9
  7
  20
  190,0
  8
  92 240,0
  6
  272
  397,0
  Loans granted to
  individuals
  31
  100
  948,7
  10
  1
  905,7
  7
  8 655,3
  8
  36 168,0
  6
  54 219,8
  Loans granted to legal
  entities
  31
  289
  100,2
  10
  3
  316,2
  7
  11
  534,8
  8
  56 072,0
  6
  218
  177,2
  Short term loans
  31
  51 139,7
  10
  1
  360,2
  7
  3 084,0
  8
  8 847,8
  6
  37 847,7
  Long term loans
  31
  338
  10
  3
  7
  17
  8
  83 392,2
  6
  234
  62
  www.cbu.uz
  549
  909,3
  861,7
  106,0
  549,3
  Loans in national
  currency
  31
  204
  930,7
  10
  4
  105,6
  7
  13
  619,1
  8
  61 256,4
  6
  125
  949,6
  Loans in foreign currency
  31
  185
  118,3
  10
  1
  116,4
  7
  6 570,9
  8
  30 983,6
  6
  146
  447,4
  Equity and financial results
  Capital, total
  31
  79 565,4
  10
  2
  651,8
  7
  6 248,0
  8
  19 199,2
  6
  51 466,4
  Capital adequacy ratio, in
  percent
  31
  17,8
  10
  22,6
  7
  18,4
  8
  15,9
  6
  18,4
  Net profit
  31
  9 993,4
  10
  182,8
  7
  1 486,9
  8
  3 478,3
  6
  4 845,4
  Return on assets, in percent
  31
  2,5
  10
  3,2
  7
  5,0
  8
  3,7
  6
  1,8
  Return on equity, in percent
  31
  13,3
  10
  8,2
  7
  27,2
  8
  20,1
  6
  9,8
  Commitments
  Deposits
  31
  216
  737,5
  10
  5
  714,5
  7
  30
  953,9
  8
  70 033,0
  6
  110
  036,1
  550
  If we analyze the assets of commercial banks, then the assets amount to 3
  trillion. soums from 10 banks, from 3 trillion. soums up to 10 trillion soums. the
  number of banks is 7, from 10 trillion. soums up to 30 trillion soums. the number of
  banks is 8 and over 30 trillion. soums, the number of banks with assets was 6. The
  ratio of assets to liabilities was 2.6 units.
  The ratio of assets to liabilities (Asset to Liability Ratio) is an important
  financial indicator used to assess the financial stability of commercial banks and
  other financial institutions. This ratio expresses the share of the bank's assets in
  relation to its liabilities and helps to determine how dependent the bank is on external
  financing and how efficiently it uses its resources.
  The calculation of the ratio of assets to liabilities is carried out by dividing the
  total value of the bank's assets by the total value of its liabilities. The total value of
  assets includes all financial assets, real estate ownership, interests in other companies
  and other assets, while the total value of liabilities includes deposits, borrowings and
  other financial liabilities to customers and creditors.
  When analyzing bank assets, it is necessary to determine the following: how
  much the total balance of bank assets has changed over the reporting period;
  composition of assets - on which assets the bank's funds are mainly spent; the degree
  of change in the composition of the bank's assets for the reporting period (analyzed
  period) and the reasons for their change; liquidity of banking assets; indicators of the
  effectiveness of the use of the bank's assets and their differences between the
  reporting and the previous period; factors affecting the efficient use of the bank's
  assets (positive and negative) and ways to improve the efficiency of use.
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