um yeah we've tried to do that we've paid ours off you know all the way down to where we had everything down to zero and especially right before i i quit work two years ago to stay home with the kids
( um ( yeah ( we ( 've ( tried ( to ( do ( that ( we ( 've ( ( paid ours ) ( off ( you ( ( know ( all ( the way ) ) ) ( down ( to ( where ( we ( ( ( ( ( had everything ) ( down ( to zero ) ) ) and ) ( ( especially right ) ( before ( i i ) ) ) ) ( ( ( quit work ) ( ( two years ) ago ) ) ( to ( ( stay home ) ( with ( the kids ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) )
(ROOT (S (NP (NN um)) (VP (VBP yeah) (SBAR (S (NP (PRP we)) (VP (VBP 've) (VP (VBN tried) (S (VP (TO to) (VP (VB do) (SBAR (IN that) (S (NP (PRP we)) (VP (VBP 've) (VP (VBN paid) (NP (PRP ours)) (PP (IN off) (S (NP (PRP you)) (VP (VB know) (NP (PDT all) (DT the) (NN way)) (ADVP (RB down) (PP (TO to) (SBAR (WHADVP (WRB where)) (S (NP (PRP we)) (VP (VP (VBD had) (NP (NN everything)) (ADVP (RB down) (PP (TO to) (NP (CD zero))))) (CC and) (ADVP (ADVP (RB especially) (RB right)) (PP (IN before) (NP (FW i) (FW i)))) (VP (VBD quit) (NP (NN work)) (ADVP (NP (CD two) (NNS years)) (RB ago)) (S (VP (TO to) (VP (VB stay) (NP (NN home)) (PP (IN with) (NP (DT the) (NNS kids)))))))))))))))))))))))))))))
They closed our account when we paid it off all the way to zero.  
( They ( ( ( closed ( our account ) ) ( when ( we ( ( ( paid it ) ( off ( all ( the way ) ) ) ) ( to zero ) ) ) ) ) . ) )
(ROOT (S (NP (PRP They)) (VP (VBD closed) (NP (PRP$ our) (NN account)) (SBAR (WHADVP (WRB when)) (S (NP (PRP we)) (VP (VBD paid) (NP (PRP it)) (PP (IN off) (NP (PDT all) (DT the) (NN way))) (PP (TO to) (NP (CD zero))))))) (. .)))