If the company makes money on the policy, other insurers are expected to follow.
( ( If ( ( the company ) ( makes ( money ( on ( the policy ) ) ) ) ) ) ( , ( ( other insurers ) ( ( are ( expected ( to follow ) ) ) . ) ) ) )
(ROOT (S (SBAR (IN If) (S (NP (DT the) (NN company)) (VP (VBZ makes) (NP (NP (NN money)) (PP (IN on) (NP (DT the) (NN policy))))))) (, ,) (NP (JJ other) (NNS insurers)) (VP (VBP are) (VP (VBN expected) (S (VP (TO to) (VP (VB follow)))))) (. .)))
If the company loses money on the policy then other insurers will copy them. 
( ( If ( ( the company ) ( ( loses ( money ( on ( the policy ) ) ) ) then ) ) ) ( ( other insurers ) ( ( will ( copy them ) ) . ) ) )
(ROOT (S (SBAR (IN If) (S (NP (DT the) (NN company)) (VP (VBZ loses) (NP (NP (NN money)) (PP (IN on) (NP (DT the) (NN policy)))) (ADVP (RB then))))) (NP (JJ other) (NNS insurers)) (VP (MD will) (VP (VB copy) (NP (PRP them)))) (. .)))