um yeah we've tried to do that we've paid ours off you know all the way down to where we had everything down to zero and especially right before i i quit work two years ago to stay home with the kids
( um ( yeah ( we ( 've ( tried ( to ( do ( that ( we ( 've ( ( paid ours ) ( off ( you ( ( know ( all ( the way ) ) ) ( down ( to ( where ( we ( ( ( ( ( had everything ) ( down ( to zero ) ) ) and ) ( ( especially right ) ( before ( i i ) ) ) ) ( ( ( quit work ) ( ( two years ) ago ) ) ( to ( ( stay home ) ( with ( the kids ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) )
(ROOT (S (NP (NN um)) (VP (VBP yeah) (SBAR (S (NP (PRP we)) (VP (VBP 've) (VP (VBN tried) (S (VP (TO to) (VP (VB do) (SBAR (IN that) (S (NP (PRP we)) (VP (VBP 've) (VP (VBN paid) (NP (PRP ours)) (PP (IN off) (S (NP (PRP you)) (VP (VB know) (NP (PDT all) (DT the) (NN way)) (ADVP (RB down) (PP (TO to) (SBAR (WHADVP (WRB where)) (S (NP (PRP we)) (VP (VP (VBD had) (NP (NN everything)) (ADVP (RB down) (PP (TO to) (NP (CD zero))))) (CC and) (ADVP (ADVP (RB especially) (RB right)) (PP (IN before) (NP (FW i) (FW i)))) (VP (VBD quit) (NP (NN work)) (ADVP (NP (CD two) (NNS years)) (RB ago)) (S (VP (TO to) (VP (VB stay) (NP (NN home)) (PP (IN with) (NP (DT the) (NNS kids)))))))))))))))))))))))))))))
We did not pay ours off at any time.  
( We ( ( ( did not ) ( ( ( pay ours ) off ) ( at ( any time ) ) ) ) . ) )
(ROOT (S (NP (PRP We)) (VP (VBD did) (RB not) (VP (VB pay) (NP (PRP ours)) (PRT (RP off)) (PP (IN at) (NP (DT any) (NN time))))) (. .)))