yeah uh yeah absolutely and the credit union has nine percent interest so yeah so that's
( yeah ( uh ( yeah ( absolutely ( ( and ( ( the ( credit union ) ) ( has ( nine ( percent interest ) ) ) ) ) ( so ( yeah ( so ( that 's ) ) ) ) ) ) ) ) )
(ROOT (VP (VB yeah) (S (INTJ (UH uh)) (VP (VB yeah) (ADJP (ADVP (RB absolutely)) (PRN (CC and) (S (NP (DT the) (NN credit) (NN union)) (VP (VBZ has) (NP (CD nine) (NN percent) (NN interest))))) (RB so) (JJ yeah) (SBAR (IN so) (S (NP (DT that)) (VP (VBZ 's)))))))))
High interest rates increase the debt of the average individual.
( ( High ( interest rates ) ) ( ( increase ( ( the debt ) ( of ( the ( average individual ) ) ) ) ) . ) )
(ROOT (S (NP (JJ High) (NN interest) (NNS rates)) (VP (VBP increase) (NP (NP (DT the) (NN debt)) (PP (IN of) (NP (DT the) (JJ average) (NN individual))))) (. .)))