For this report, we provide an overview of the major theories about why people save and describe various factors associated with the decline in personal saving.
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(ROOT (S (PP (IN For) (NP (DT this) (NN report))) (, ,) (NP (PRP we)) (VP (VBP provide) (NP (NP (DT an) (NN overview)) (PP (IN of) (NP (NP (DT the) (JJ major) (NNS theories)) (PP (IN about) (SBAR (WHADVP (WRB why)) (S (NP (NNS people)) (VP (VBP save) (CC and) (VBP describe) (NP (NP (JJ various) (NNS factors)) (VP (VBN associated) (PP (IN with) (NP (NP (DT the) (NN decline)) (PP (IN in) (NP (JJ personal) (NN saving))))))))))))))) (. .)))
Nobody has any codified ideas as to why people might save.
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