um yeah we've tried to do that we've paid ours off you know all the way down to where we had everything down to zero and especially right before i i quit work two years ago to stay home with the kids
( um ( yeah ( we ( 've ( tried ( to ( do ( that ( we ( 've ( ( paid ours ) ( off ( you ( ( know ( all ( the way ) ) ) ( down ( to ( where ( we ( ( ( ( ( had everything ) ( down ( to zero ) ) ) and ) ( ( especially right ) ( before ( i i ) ) ) ) ( ( ( quit work ) ( ( two years ) ago ) ) ( to ( ( stay home ) ( with ( the kids ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) )
(ROOT (S (NP (NN um)) (VP (VBP yeah) (SBAR (S (NP (PRP we)) (VP (VBP 've) (VP (VBN tried) (S (VP (TO to) (VP (VB do) (SBAR (IN that) (S (NP (PRP we)) (VP (VBP 've) (VP (VBN paid) (NP (PRP ours)) (PP (IN off) (S (NP (PRP you)) (VP (VB know) (NP (PDT all) (DT the) (NN way)) (ADVP (RB down) (PP (TO to) (SBAR (WHADVP (WRB where)) (S (NP (PRP we)) (VP (VP (VBD had) (NP (NN everything)) (ADVP (RB down) (PP (TO to) (NP (CD zero))))) (CC and) (ADVP (ADVP (RB especially) (RB right)) (PP (IN before) (NP (FW i) (FW i)))) (VP (VBD quit) (NP (NN work)) (ADVP (NP (CD two) (NNS years)) (RB ago)) (S (VP (TO to) (VP (VB stay) (NP (NN home)) (PP (IN with) (NP (DT the) (NNS kids)))))))))))))))))))))))))))))
We have paid ours off all the way down to zero.  
( We ( ( have ( ( ( ( paid ours ) ( off all ) ) ( ( the way ) down ) ) ( to zero ) ) ) . ) )
(ROOT (S (NP (PRP We)) (VP (VBP have) (VP (VBN paid) (NP (PRP ours)) (ADVP (IN off) (DT all)) (ADVP (NP (DT the) (NN way)) (RB down)) (PP (TO to) (NP (CD zero))))) (. .)))