medical and surgical expense coverage.
( ( ( medical ( and ( surgical expense ) ) ) coverage ) . )
(ROOT (NP (NP (JJ medical) (CC and) (JJ surgical) (NN expense)) (NP (NN coverage)) (. .)))
Medical and surgical expenses were fully covered
( ( ( Medical and ) ( surgical expenses ) ) ( were ( fully covered ) ) )
(ROOT (S (NP (NP (NNP Medical)) (CC and) (NP (JJ surgical) (NNS expenses))) (VP (VBD were) (ADJP (RB fully) (JJ covered)))))