medical and surgical expense coverage.
( ( ( medical ( and ( surgical expense ) ) ) coverage ) . )
(ROOT (NP (NP (JJ medical) (CC and) (JJ surgical) (NN expense)) (NP (NN coverage)) (. .)))
The coverage relating to medical and surgical expenses
( ( The coverage ) ( relating ( to ( medical ( and ( surgical expenses ) ) ) ) ) )
(ROOT (FRAG (NP (DT The) (NN coverage)) (S (VP (VBG relating) (PP (TO to) (NP (JJ medical) (CC and) (JJ surgical) (NNS expenses)))))))