aChange in personal saving depends on how much of the $4,000 IRA contribution represents new saving.
( ( aChange ( in ( personal saving ) ) ) ( ( depends ( on ( ( ( how much ) ( of ( the ( ( ( $ 4,000 ) IRA ) contribution ) ) ) ) ( represents ( new saving ) ) ) ) ) . ) )
(ROOT (S (NP (NP (NN aChange)) (PP (IN in) (NP (JJ personal) (NN saving)))) (VP (VBZ depends) (PP (IN on) (SBAR (WHNP (WHNP (WRB how) (RB much)) (PP (IN of) (NP (DT the) (ADJP (QP ($ $) (CD 4,000) (CD IRA))) (NN contribution)))) (S (VP (VBZ represents) (NP (JJ new) (NN saving))))))) (. .)))
Change in personal savings is dependent on how much the IRA contributes to the new saving
( ( Change ( in ( personal savings ) ) ) ( is ( dependent ( on ( ( how much ) ( ( the IRA ) ( contributes ( to ( the ( new saving ) ) ) ) ) ) ) ) ) )
(ROOT (S (NP (NP (NNP Change)) (PP (IN in) (NP (JJ personal) (NNS savings)))) (VP (VBZ is) (ADJP (JJ dependent) (PP (IN on) (SBAR (WHADJP (WRB how) (JJ much)) (S (NP (DT the) (NNP IRA)) (VP (VBZ contributes) (PP (TO to) (NP (DT the) (JJ new) (NN saving)))))))))))