A flood is an overflow of water (or rarely other fluids) that submerges land that is usually dry. In the sense of "flowing water", the word may also be applied to the inflow of the tide. Floods are an area of study of the discipline hydrology and are of significant concern in agriculture, civil engineering and public health. Human changes to the environment often increase the intensity and frequency of flooding, for example land use changes such as deforestation and removal of wetlands, changes in waterway course or flood controls such as with levees, and larger environmental issues such as climate change and sea level rise. In particular climate changes increased rainfall and extreme weather events increases the severity of other causes for flooding, resulting in more intense floods and increased flood risk.Flooding may occur as an overflow of water from water bodies, such as a river, lake, or ocean, in which the water overtops or breaks levees, resulting in some of that water escaping its usual boundaries, or it may occur due to an accumulation of rainwater on saturated ground in an areal flood. While the size of a lake or other body of water will vary with seasonal changes in precipitation and snow melt, these changes in size are unlikely to be considered significant unless they flood property or drown domestic animals. Floods can also occur in rivers when the flow rate exceeds the capacity of the river channel, particularly at bends or meanders in the waterway.
Coupling this historical information with real-time knowledge about volumetric capacity in catchment areas, such as spare capacity in reservoirs, ground-water levels, and the degree of saturation of area aquifers is also needed in order to make the most accurate flood forecasts. Radar estimates of rainfall and general weather forecasting techniques are also important components of good flood forecasting. In areas where good quality data is available, the intensity and height of a flood can be predicted with fairly good accuracy and plenty of lead time. The output of a flood forecast is typically a maximum expected water level and the likely time of its arrival at key locations along a waterway, and it also may allow for the computation of the likely statistical return period of a flood. In many developed countries, urban areas at risk of flooding are protected against a 100-year flood – that is a flood that has a probability of around 63% of occurring in any 100-year period of time. According to the U.S. National Weather Service (NWS) Northeast River Forecast Center (RFC) in Taunton, Massachusetts, a rule of thumb for flood forecasting in urban areas is that it takes at least 1 inch (25 mm) of rainfall in around an hours time in order to start significant ponding of water on impermeable surfaces.