One survey of drivers reported that they thought the key elements of good driving were:
controlling a car including a good awareness of the cars size and capabilities
reading and reacting to road conditions, weather, road signs, and the environment
alertness, reading and anticipating the behavior of other drivers.Although proficiency in these skills is taught and tested as part of the driving exam, a "good" driver can still be at a high risk of crashing because:

the feeling of being confident in more and more challenging situations is experienced as evidence of driving ability, and that proven ability reinforces the feelings of confidence. Confidence feeds itself and grows unchecked until something happens – a near-miss or an accident. An Axa survey concluded Irish drivers are very safety-conscious relative to other European drivers. However, this does not translate to significantly lower crash rates in Ireland.Accompanying changes to road designs have been wide-scale adoptions of rules of the road alongside law enforcement policies that included drink-driving laws, setting of speed limits, and speed enforcement systems such as speed cameras. Some countries driving tests have been expanded to test a new drivers behavior during emergencies, and their hazard perception. There are demographic differences in crash rates. For example, although young people tend to have good reaction times, disproportionately more young male drivers feature in collisions, with researchers observing that many exhibit behaviors and attitudes to risk that can place them in more hazardous situations than other road users.
The summary says:

The evidence shows the risk of having a crash is increased both for vehicles traveling slower than the average speed, and for those traveling above the average speed. The risk of being injured increases exponentially with speeds much faster than the median speed. The severity / lethality of a crash depends on the vehicle speed change at impact. There is limited evidence suggesting lower speed limits result in lower speeds on a system-wide basis. Most crashes related to speed involve speed too fast for the conditions. More research is needed to determine the effectiveness of traffic calming.In the U.S. in 2018, 9,378 people were killed in motor vehicle crashes involving at least one speeding driver, which accounted for 26% of all traffic-related deaths for the year.In Michigan in 2019, excessive speed was a factor in 18.8% of the fatalities that resulted from fatal motor vehicle crashes and in 15.6% of the suspected serious injuries resulting from crashes.The Road and Traffic Authority (RTA) of the Australian state of New South Wales (NSW) asserts speeding (traveling too fast for the prevailing conditions or above the posted speed limit) is a factor in about 40 percent of road deaths. The RTA also say speeding increases the risk of a crash and its severity.