5. 

the higher the risk of a financial instrument, the higher its return

Correct answers: the higher the reliability of a financial instrument, the higher its return, a financial instrument can be reliable, profitable, and liquid at the same time, risk is not related to the return of a financial instrument

Question 15

Score: 6.00

Agnia's monthly salary in 2021 is 60,000 rubles (before taxation). It is known that on 01.01.2021, Agnia opened the following deposits in banks (she had no deposits before):

| Bank | Deposit amount, rub. | Interest rate, % per annum |
| :---: | :---: | :---: |
| A | 500,000 | 4.5 |
| B | 400,000 | 3.9 |
| C | 300,000 | 5.0 |
| C | 100,000 | 0.75 |

Interest on all these deposits is accrued and paid once at the end of the year. The key rate of the Bank of Russia on 01.01.21 was 4.25%. It is known that Agnia's total income for 2021 did not exceed 5,000,000 rubles. Calculate the amount of personal income tax (NDFL) Agnia should pay on the interest received in 2021.
Answer write in rubles as an integer without spaces and units of measurement.

Answer: $\qquad$
Correct answer: 1378

Question 16

Score: 5.00

Establish the correspondence between specific taxes and their types.

| personal income tax | federal tax; local tax;  regional tax; |
| :---: | :---: |
| land tax | federal tax; local tax;  regional tax; |
| profit tax | federal tax; local tax;  regional tax; |
| property tax of individuals | federal tax; local tax;  regional tax; |
| transport tax | federal tax; local tax;  regional tax; |

Correct answer:

personal income tax $\rightarrow$ federal tax,

land tax $\rightarrow$ local tax,

profit tax $\rightarrow$ federal tax,

property tax of individuals $\rightarrow$ local tax,

transport tax $\rightarrow$ regional tax

Question 17

Score: 6.00

Kirill wants to buy a TV costing 30000 rubles on credit. The bank offers him the necessary amount on loan with the condition that the borrowed amount must be repaid in three equal monthly installments. At the end of each month, interest must also be paid on the remaining debt, calculated at an annual rate of $18 \%$. Calculate the percentage of overpayment by Kirill from the loan amount.

Answer write in percentages as an integer without spaces and units of measurement.

Answer:

Correct answer: 3

Question 18

Score: 6.00

An investor has accumulated 400000 rubles and deposited them in a bank for 7 months at an annual interest rate of $6 \%$. Interest is compounded monthly. Calculate the amount of interest the investor will receive upon closing the deposit.

Answer write in rubles as an integer without spaces and units of measurement.

Answer: $\qquad$
Correct answer: 14212

Question 19

Score: 3.00

Mark all correct statements.

If a bank, which is your counterparty, has its license revoked, then

Select one or more answers: