Define a sequence recursively by $t_1 = 20$, $t_2 = 21$, and\[t_n = \frac{5t_{n-1}+1}{25t_{n-2}}\]for all $n \ge 3$. Then $t_{2020}$ can be expressed as $\frac{p}{q}$, where $p$ and $q$ are relatively prime positive integers. Find $p+q$.
Let $t_n=\frac{s_n}{5}$. Then, we have $s_n=\frac{s_{n-1}+1}{s_{n-2}}$ where $s_1 = 100$ and $s_2 = 105$. By substitution, we find $s_3 = \frac{53}{50}$, $s_4=\frac{103}{105\cdot50}$, $s_5=\frac{101}{105}$, $s_6=100$, and $s_7=105$. So $s_n$ has a period of $5$. Thus $s_{2020}=s_5=\frac{101}{105}$. So, $\frac{101}{105\cdot 5}\implies 101+525=\boxed{626}$.
~mn28407