5. 

The Bank of Russia will ensure the conversion of the "digital ruble" into another form of money (rubles) at a one-to-one ratio.

Correct answers: Stablecoins, backed by cash or gold, are an example of a CBDC., The Bank of Russia will ensure the conversion of the "digital ruble" into another form of money (rubles) at a one-to-one ratio.

Question 19

Score: 7.00

Angelika owns a commercial space of 30 sq. m. She wanted to organize a music club there and give piano lessons. But a friend offered Angelika a job as a manager in his company, and she decided to calculate which option would be more economically beneficial for her. If she opens the club, Angelika plans to choose a simplified tax system with a rate of $15 \%$ of the profit received, while her salary, which she spends entirely on monthly expenses, after paying personal income tax, will be 60,900 rubles per month.

Additional information:

rent rate: 12,000 rubles per 1 sq m per year, paid at the beginning of the year.

interest rate on a loan: $12 \%$ per year, with interest accrued at the end of the year interest rate on a deposit: $9 \%$ per year, with interest accrued at the end of the year Determine the minimum annual profit Angelika needs to achieve from the music club (before taxation) for this alternative to be economically beneficial for her.
Provide the answer in rubles, without spaces and units of measurement. Round the answer to the nearest whole number.

Answer: $\qquad$
Correct answer: 1321412

Question 20

Score: 7.00

Financial Literacy 11th Grade Day 1

Ivan and Petr, twin brothers, went on a vacation by the sea together and purchased two different travel insurance policies, which also cover medical expenses during the trip. Ivan bought insurance for 450 rubles with a deductible of $25. Petr bought insurance for 500 rubles with no deductible. During the trip, the brothers fell ill and had to see a doctor, which cost $100 for each of them. Calculate how much more the brother who bought the less advantageous insurance policy paid compared to the other brother? Conduct calculations in rubles, using the exchange rate of 75 rubles per $. Provide the answer in rubles, without spaces and units of measurement.

Answer:

Correct answer: 1825