Similarly, in the U.K., one rationale advanced by the House of Commons Standing Committee on March 9, 2004, in support of the treatment of government-funded student loans under the Higher Education Funding Act 2004, was that classifying student loans as non-provable would leave more money available to other creditors.61 C. Perceived Abuses of the Bankruptcy System In all of the countries under review, the most influential rationale for the introduction of more restrictive discharge provisions regarding student loans was the claim that the bankruptcy process was susceptible to abuse by students who were eager to rid themselves of their loans prior to embarking on lucrative careers.
Au R.-U., Margaret Hodge, ancienne ministre de la Formation continue et de l'Enseignement supérieur, a amorcé et appuyé des réformes législatives qui ont efficacement éliminé, par crainte d'utilisation abusive, toute possibilité de recours à la faillite pour l'allégement de la dette dans le cas des prêts d'études en souffrance financés par le gouvernement. Elle craignait que les étudiants ne considèrent la faillite comme une solution facile pour éviter de rembourser leurs prêts d'études62.