(d.01) the amount equal to the difference a secured creditor would have received but for the operation of sections 81.3 and 81.4 and the amount actually received by the secured creditor;
(d.01) la différence entre la somme que le créancier garanti aurait reçue n'eut été l'application des articles 81.3 et 81.4 et celle qu'il reçoit effectivement;