I am going on a nature trip.  I do not have much money. I am in debt.  I fantasize about living in another country. 
I am in debt. I work as a stand up comedian. I like some electronic music.  I live in a small town.  Small towns are good for gossip.  Most jokes are not politically correct.  Comedians can't get work at college campuses. 
I just paid off some of my debt.  Congratulations! I can't wait to pay off mine as well. Have you been able to pay some of your debt off yet? Yes, I've paid off some. But I still have a long way to go. I understand, what is the biggest type of debt you are facing at the moment? Student loans. How about you? Mine was credit cards, do you think you will soon be able to pay off the student loan debt? Well that's good you were able to pay some of that off. They usually have high interest rates! I definitely won't be paying it off any time soon, but I am working on it. I am enrolled in the incomed based repayment. Thank you, it was definitely a relief. I hope you will soon be able to feel this too, does the incomed based repayment help much for staying on track to repay the student loans?  It just helps lower the payments and as long as I keep up with the payments for a total of 25 years, the rest will be forgiven. I hope to pay it off before then though. Once I get a better paying job, I will definitely pay more than the minimum. That's a pretty solid strategy. It sounds like the repayment plan is very beneficial. Have you been doing well in making every months payment so far? Yes, but it's not too hard since my income is so low right now that the payment is $0 haha. 