question: I am in need of a ortho to access my physical abilities for my ex-employer. I was getting long term disability from their insurance(cigna) and they cut my benefits until I have a doctors assessment of my ability or inability to do my job there. i had two rotator cuff surgeries on my right shoulder and i still cannot use it 100 percent and am in constant pain. I cant afford my doctor who did the surgery because my benefits did not include health insurance. I just need a doctors opinion on my restrictions so that I may start receiving my benefits from cigna again.