I have a lot of debt on my credit cards.  It is tough
Oh, sorry to hear that. Do you have a plan to pay it off?
My debt has been bought off by a collection agency and they are constantly hounding me
Have you checked into whether there are laws that can protect you from excessive hounding?
Yes The Fair Debt Collection Practices Act gives me some protections from abuse
What are the protections the law gives you?
The people collecting have to be licensed, and we get some protection from the most abusive and deceptive practices
Who do you complain to if you feel that a collection agency is violating the law?
Federal Trade Commission
The Federal Trade Commission (FTC) is an independent agency of the United States government, established in 1914 by the Federal Trade Commission Act. Its principal mission is the promotion of consumer protection and the elimination and prevention of anticompetitive business practices, such as coercive monopoly. It is headquartered in the Federal Trade Commission Building in Washington, D.C. 
The Federal Trade Commission Act was one of President Woodrow Wilson's major acts against trusts. Trusts and trust-busting were significant political concerns during the Progressive Era.
enemy of George Miller but I thought that he tried to take credit for "Babe", tried to exclude me from any credit, and it made me very insecure... It was like your guru has told you that you are no good and that is really disconcerting."
Miller shot back, "Chris said something that is defamatory: that I took his name off the credits on internet sites, which is just absolutely untrue. You know, I'm sorry but I really have a lot more to do with