I have a lot of debt on my credit cards.  It is tough
Oh, sorry to hear that. Do you have a plan to pay it off?
Debt buyer (United States)
A debt buyer is a company, sometimes a collection agency, a private debt collection law firm, or a private investor that purchases delinquent or charged-off debts from a creditor or lender for a percentage of the face value of the debt based on the potential collectibility of the accounts. The debt buyer can then collect on its own, utilize the services of a third-party collection agency, repackage and resell portions of the purchased portfolio or any combination of these options. 
The
.
The music is by Giorgos Sampanis and the lyrics were written by Giannis Doxas.
Paparizou said on Orange fm 93.2 that "this song had a lot of fun. Sampanis and Doxas came home and Sampanis - who is a young and talented artist - told me: 'Lena, I have a new song, I want to show it to you in order to hear your opinion about it'. He showed it to me and I told him 'I am sorry but which do you think my opinion is