good day!  Let's chat about traffic accidents.  Have you ever been involved in one? 
Oh yes. One very big one years ago.
oh no.. I'm sorry to hear that..  Were you injured?  Any property damage?
I didn't feel injured too bad at the time. Someone ran a light and wrapped my truck around a tree. But i sustained some long term back damage.
Vehicle insurance
Vehicle insurance (also known as car insurance, motor insurance, or auto insurance) is insurance for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage or bodily injury resulting from traffic collisions and against liability that could also arise from incidents in a vehicle. Vehicle insurance may additionally offer financial protection against theft of the vehicle, and against damage to the vehicle sustained from events other than traffic collisions, such as keying, weather or natural disasters,
's problem:
SMITH: Look at this, doctor.br
DALE: Look at --- oh, that there? Did you ever have that before?br
SMITH: Yes, I did.br
DALE: Well, you got it again!
SMITH: I can't sleep at night. I walk around all night.br
DALE: Ah! You're a somnambulist!br
SMITH: No, I'm a night watchman.
SMITH: I got rheumatism on the back of my neck. It's a bad place to have