Wow, I should not have spent that money last weekend.  I don't earn a whole heck of a lot but now I'm in debt.  Can you relate to that feeling?
I totally can :( I have a debt on both of my credit cards
Credit cards can be useful if used correctly but they can also be a burden.  Do you have any cards that have any type of rewards program?
I do, but the rewards are not the best. I believe i get 1% cash back but only for qualifying purchases. 
At least that is something.  It's nice to be able to start stacking rewards.  Maybe after a bit - that 1% will add up to a free lunch or something?  How many credit cards do you have?
issuer operates such a program, card holders typically receive between 0.5% and 2% of their net expenditure (purchases minus refunds) as an annual rebate, which is either credited to the credit card account or paid to the card holder separately.
When accepting payment by credit card, merchants typically pay a percentage of the transaction amount in commission to their bank or merchant services provider. Merchants are often not allowed to charge a higher price when a credit card is used as opposed to other methods of payment, so there
[People may say], 'How can you say they don't matter? How can you say that money won't bring you happiness if you don't have a lot of money? How can you say that fame and fortune are not a guarantee for happiness and joy and fulfillment in your life?' You have to have that experience to know. 'Cause you have all those things, I've had all those things, and I've had nothing but chaos around me. So I'm just sharing what I