Have you ever had a near death experience? they are super scary
I've never had one but I read about them. They typically involve some type of detachment from the body. 
Yeah, that seems so crazy to me, I would not enjoy that, I would rather just die
It seems like it is totally normal and neurologists think it is bodily multi-sensory integration. 
that sounds complex, I know many people equate it with a religious exprience
Yes, some people do equate it with a transcendental or religious experience. 
I have heard my family tell similar stories in the past
explain NDEs. Neuroscience research suggests that an NDE is a subjective phenomenon resulting from "disturbed bodily multisensory integration" that occurs during life-threatening events.
Etymology.
The equivalent French term "expérience de mort imminente" (experience of imminent death) was proposed by the French psychologist and epistemologist Victor Egger as a result of discussions in the 1890s among philosophers and psychologists concerning climbers' stories of the panoramic life review during falls. In 1892 a series of subjective observations by workers falling from scaffolds, war soldiers who suffered
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