I'm an insurance broker! I sell and negotiate insurance policies for my customers.
what kind of insurance? like health insurance or pretty much any insurance?
I mainly deal with general insurance like auto, home, etc. Occasionally I sell other types too!
Oh, okay. Do you like your job? Why did you choose to be an insurance broker?
I started by selling life insurance and really enjoyed it. So I decided to branch out and sell other types as well. I like making sure my customers are protected!
that's very nice of you. looks like you are really enjoying what you do.
Insurance
Insurance is a means of protection from financial loss. It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss.
An entity which provides insurance is known as an insurer, insurance company, insurance carrier or underwriter. A person or entity who buys insurance is known as an insured or as a policyholder. The insurance transaction involves the insured assuming a guaranteed and known relatively small loss in the form of payment to the insurer in exchange for the insurer's promise
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Life insurance is personal property. It is like a car, a home or any other asset that you own. You have the right to pledge it, sell it or change ownership of it as long as it was issued with the death benefit going to a blood relative or related party, that benefits by having you alive, rather than dead.
Recent court cases have been hearing arguments from insurance carriers regarding the sale, or transfer of ownership of policies in courts around the nation (circa 2010) by