I'm an insurance broker! I sell and negotiate insurance policies for my customers.
what kind of insurance? like health insurance or pretty much any insurance?
I mainly deal with general insurance like auto, home, etc. Occasionally I sell other types too!
Oh, okay. Do you like your job? Why did you choose to be an insurance broker?
new regulation in 2001. This drove a more transparent regime, based predominantly on upfront negotiation of a fee for the provision of advice and/or services. This saw the splitting of intermediaries into two groups: general insurance intermediaries/brokers and independent financial advisers (IFAs) for life insurance, investments and pensions.
General insurance brokering is carried out today by many types of authorized organisations including traditional high street brokers and telephone or web-based firms.
In the United States.
In the United States, insurance brokers are
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Life insurance is personal property. It is like a car, a home or any other asset that you own. You have the right to pledge it, sell it or change ownership of it as long as it was issued with the death benefit going to a blood relative or related party, that benefits by having you alive, rather than dead.
Recent court cases have been hearing arguments from insurance carriers regarding the sale, or transfer of ownership of policies in courts around the nation (circa 2010) by