What is the best way to get out of debt?
Debt is money owed by someone known as a debtor, to a second party known as the creditor, so the best way to get out of debt is to stop borrowing and start paying. 
What percentage of my debt do I need to pay each month to get out of debt?
Debt collection
Debt collection is the process of pursuing payments of debts owed by individuals or businesses. An organization that specializes in debt collection is known as a collection agency or debt collector. Most collection agencies operate as agents of creditors and collect debts for a fee or percentage of the total amount owed.
History.
Debt collection has been around as long as there has been debt and is older than the history of money itself, as it existed within earlier systems based on bartering. Debt collection goes back to the
Housser and his business partner, Brad Stroh, founded Freedom Financial Network in 2002. Freedom Debt Relief, the largest division of Freedom Financial Network, provides debt settlement services. Debt settlement, also known as debt arbitration or debt negotiation, is a unique approach to debt reduction in which the debtor and creditor agree on a reduced balance that will be regarded as payment in full.
The company was founded with the goal of providing consumers with a viable alternative to bankruptcy as a way to get out of debt. "