The world of finance just completely perplexes me. Any time someone talks about it, my mind goes blank. Any way you can help me understand it better?
What fortune it is, then, that you've run into a graduate student for financial planning. Not kidding, lol. Mostly, it's about money management.
Money management, eh? Is there anything intricate about it, or some kind of expert knowledge/history you can tell me?
I'd say historically it's as old as money itself. But step zero of all money management is building yourself a budget. Got one?
It's really low. Like I can only afford $1,000 a month because I'm a student.
no significant value to their living standards, long-term portfolios and assets. Warren Buffett, in one of his documentaries, admonished prospective investors to embrace his highly esteemed "frugality" ideology. This involves making every financial transaction worth the expense:
1. avoid any expense that appeals to vanity or snobberyBR
2. always go for the most cost-effective alternative (establishing small quality-variance benchmarks, if any)BR
3. favor expenditures on interest bearing items over all othersBR
4. establish the expected benefits
producer, but again, '9' was completely sucked dry of any scruffiness and all that beautiful space. So for me those albums are disappointing because I know they could have been better.”"
"Disappointed":
- John Lydon (1989/99): "'Disappointed' is what it says, it's just about the many and varied ways people let you down." "But, you know, that's what people will always do. You can't change the human race. You've