text: Most states have a redemption period, but there is a catch: You have to redeem the loan and any fees and accrued interest for cash.  In other words, you have to either find the cash from somewhere (unlikely) or get someone to loan it to you (equally unlikely).\n\nIn this case, you say you want to sell the property.  It is too late for that.  You needed to do that *before* the trustee's sale.  No lender in the world is going to agree to that request.  They've already gone and spent the money for default, lost all the interest and payments and everything, sat on this non-performing loan for months and months, and after they finally decide you're not going to save it and they bite the bullet and foreclose, and suddenly, now that it's no longer yours, you want to sell?  Ask a lawyer in your state, but I don't think you're going to have much luck with that one.\n\nFurthermore, it's not like people didn't try to tell you.  Anywhere in the country, as soon as that Notice of Default hit, you had real estate agents and lawyers and hard money lenders by the dozen trying to talk to you.  Yeah, they were trying to sell you something.  That doesn't alter the fact that the most important thing they told you was that you needed to take some kind of action right then, and whatever else they told you, that much was the truth.\n\nI know this is going to be hard to accept.  That doesn't change the facts.  You agreed to pay the loan back.  You didn't.  Furthermore, you did nothing with that grace period (absolute minimum of about seven months here in California) that the law gives you in which to act.  Forget that property.  It is gone.  Move forward and get on with your life.