text: I am a bit.  I really sympathise with the people that saved with Farepak, but the reality is it is just for Christmas.  There are people far worse off - what about the Farepak staff that have lost their jobs not just their Christmas savings?  Why is no one talking about them.  What about thepeople who work for companies that collapse and lose their pensions too?  That affects their whole life - not what is essentially one day.  I had saved some money for Christmas and a stupid woman crashed into our car (without insurance) so it has cost us a small fortune and our no claims and then my cat broke his leg and that cost £800.  Christmas will be very low key for us (it usually is!)  At the end of the day, I have my health and so do my family and we'll be together at Christmas and  that's what is important - not a huge pile of presents.