text: well just wait because house prices can move like stocks do..look at a chart of some home building stocks like LEN, KBH, TOL...up for a long time then down....housing can be cyclical , so watch houses on the market where you want to live...notice that they sit around not selling and the owner's remodels soemthing or lowers his selling price...and it still sits..and he lowers again a month later...so the longer you sit the better deal you are potentially getting..and notice around this house many more for sale and they start lowering too...it is like everyone wants to sell and needs to sell...so wait and eventually they will sell to you at a price close to what you can afford....RE can drop in price slowly fro long periods of time..look at Tokyo RE prices 1989-2000.........