text: Ok, first things first, what you did was VERY unwise. You borrowed money for your cousin and made no legal requirement on him to pay anything. The only thing you can do without getting sued is to make payments to the bank and makeup the past due balance. Hopefully you will learn from this experience.\n\nYou have a loan with the bank that you applied for and signed a contract with. The bank is not required to verify that you have a license to give you a loan. There is no requirement about where the documents can be signed.\n\nYou could possibly sue your cousin, however since you don't have any written contract with him, it will be difficult. Maybe he will just give you the car.