text: It depends on what type of business idea you have. \n\nIf it is a service related business then you may be able to start it with cash on hand to build. \n\nIf it is manufaturing or a product idea then you would probably need capital. \n\nReview your cash on hand, available resources (credit cards, equity, mom), your credit rating...and then contact your local small business council listed in your yellow pages. \n\ngood luck!