text: Take social work so that you have many creer feilds to choose from. But go all the way with it. 4 years masters degree. you can start off at 25-35/hr depending on your career choice. You can be a marriage councellor,drug councellor work in group homes, or be a family councellor.If you live in Canada and you are under 25 you may qualify for a program called access check with you local university to see if they offer it. You would only have to pay 27% of your income to get educated. Plus you don't have to make your first payment on your loans for up to 8 years after graduating