text: This happened to me too! 1st thing to do is get a copy of your credi report. i'm sure their probably showing up in your credit report, like mine. All you have to do is dispute it with the credit reporting agency and they will take it off your credit report. I did this and it worked. Just tell them that somebody else took these cards out under your name without your permission, then they will do an ivestigation. If your mother get's in trouble it won't be your fault because the credit reporting agency is doing the investigation, not you. Go to www.annualcreditreport.com