text: I sometimes wonder which century people are living in, when they come out with comments like living in sin!\n\nIf you can't afford to get married, etc, then it's  better to live without debt and be "sinners" than to burden yourselves with years of paying back money just to please people who would only criticise you for spending what you don't have. \n\nYou don't have to feel obligated to please other people; I'm sure they aren't all falling over themselves to please you! \n\nErgo: Do what makes YOU happy!