text: First, I'd pay off my debts. All of them. Then I'd pay a few things several months and/or years in advance, because I'd like to avoid being another 20 grand in the hole, if you don't mind. \nThen I'd buy myself a home and a car, and shoot some cash to my parents for putting up with me & my BS for so many years.\nNext, maybe I'd seek out some of my friends who need some help.....more morally than monetary, and help them do the same things I'd just done for myself. And set up some college/trust funds for their kids.\nMaybe I could find some good organizations to donate some money & some time....like Habitat for Humanity or something. Maybe get in the school board's face around here, and tell them I'll do a little something with their budget, but in return they have to step up their curriculum & stop graduating idiots (I heard our schools are like 49th in the nation - HELLO). Maybe I'd travel the country & speak in schools about my lifestyle & where it got me (I'm a bad, bad girl).\nAnd somewhere in there I'd go do some crazy shopping & spa-type things, with a health club membership b/c I'm fat & lazy & that's gotta go. And put my own self through college to get a few degrees that might be worth something :-)