text: I think what you are saying is that because of the water claim the company is cancelling your insurance at the renewal on December 5th.    Call your agent and ask why it is being cancelled.  Was there other claims besides this claim?  When they inspected the building was it in good shape?  If the building is in bad shape the company may cancel due to the maintenance of the building.  There are numerous reasons why it could be cancelled.  Call your agent and find out why.\n\nThe company does have the right to cancel a policy at renewal so long as they comply with state laws and send a cancellation notice.