text: i've been in r.e brokerage + inv 4 39 yrs, because of the internet properties will stay at thse levels . OVERALL THE GOV. STATES CAN AFFORD VALUES TO GO DOWN U WILL C SMALL INCREASES. THE AFFORD A BILITY INDEX IS: 14 % CAN AFFORD NOW BUYTT THE 35 /40 YR LOAN WILL EVOLVE BOB