text: Stay away from the quick-cash Pay-Day loan or check-cashing places.  They're legal usury.  If you're even a little late on a payment, you could end up owing up to 600% of the original loan.  \n\nAre you in good health?  Sell some plasma.  You can do it twice a week and you're saving a life to boot.  Go through your old Cd's and sell the ones you're done with to Graywhale or another used-music seller.  There are several ways to pull money together without driving yourself further into debt.