text: As a struggling entrepreneur who recently set up my website and got hooked up to receive payment with paypal I can tell you it is confusing.  Call the phone number that is given for customer service on the www.paypal.com site and talk to a real person who can answer your question.  They can help you get set up and will make sure it works for you.  Take advantage of their customer service dept. - make sure it is done correctly so that your money can come to you.