text: The Federal Stafford loan does not require a credit check and is the most widely used student loan out there. To get one, start by filling out your FAFSA www.fafsa.ed.gov and then also speak to your financial aid office of the school you're attending. \nYou can find more info on Stafford and other types of student loans at Sallie Mae's website. http://www.salliemae.com/get_student_loan/find_student_loan/undergrad_student_loan/federal_student_loans/stafford_loans/