text: Try getting a loan using your business name.\nI have a small bussiness and opened a bussiness checking account with Bank of America and deposited all my bussiness receipts in said checking account, Bank of america offered me a Bussiness line of credit with an APR of 1% over prime,I applyed and was approved for a Platimum Visa Buisness express card with a limit of Half of my annual receipts.They also gave me a stack of checks tied to that account with no cash advance fee and the same low interest rate. The first check I wrote Was for the Purchase of a new truck.