text: http://www.annualcreditreport.com\n\nThe federal Fair Credit Reporting Act (FCRA) requires that U.S. consumers be entitled to a free credit report each year. The government’s goal is to make sure that consumers stay informed, fight identity theft, and get fair treatment. \n\nThis is the government mandated website where you can get 1 free credit report from the 3 agencies for free in one year. Totally free and won't even ask for your credit card