text: Very much depends on how much money you have to invest and how long you want to invest it.  Today as interest rates are going up, I would be cautious about real estate.  If you buy a house for yourself, go with a fixed rate mortgage.  Mutual Funds might provide a better answer as they have historical offered a higher rate of return.  Look for a company that has performed well year after year. (American Funds, Vanguard)