text: I have used paypal for 8 years, so I depend on it daily. It is the most user friendly site for money transferring I have ever used. I tried verisign long before but not many people use it. Many people use paypal so its easier to use since you need the other party to have an account in the same company in order to do any money transfers.\n\nI am pretty sure they are both secure. Whenever I had problems with false payments or false sellers, I always got my money back.