text: If your vehicles are paid for, cut your insurance from Full coverage to liability only.\n\nCut out manicures/pedicures and do them yourself\n\nlimit the number of times you go to the hairdresser.\n\nJoin either Sam's or Costco, buy your meat from there and seperate it into portions to fit your family size.  Make sure you are there on Saturday Morning when they open the doors.  You will be able to pick up the meat that they didn't sell on Friday for between 30 - 50% off.\n\nCook at home.  Try new recipes, you may be surprised to find that what you cook actually tastes better than what you can get in a restaurant.  Do not go out to eat\n\nRent a movie instead of going to the theater\n\nDo all of your errands on one day, such as Saturday, that way you are not wasting gas\n\nTurn off lights, appliances, etc. when not in a room\n\nset you air conditioner to 80 degrees, close your blinds to keep the heat out of the house, turn on your ceiling fans to circulate the air.  DO NOT use your oven during the heat of the day.\n\nWash your clothing in cold water, use a good detergent and bleach on your whites to get them clean.  Only wash a load when you have a FULL load.\n\nrun your dishwasher ONLY when it is full\n\nTake a shower instead of a bath, turn the water way down as you lather up, turn the water off while brushing your teeth.\n\nPay your bills online instead of mailing them, saves on postage.\n\nCut out your internet, because believe it or not, you can live without it.  Check your e-mail at the local library\n\nGet a library card, you can check out books, movies and even in some cases, video games.