text: 1.  For a Year @ Bank of America:   $ 5.00\n2.  For a Year @ GMACBank.com:      $47.00\n3.  For a Year @ INGDirect.com:     $40.00\n(all based on APY)\n=====================================================\nBTW: EverBank.Com Free Checking:    $30.00\n=====================================================\nBetween my answer and others.... you should be able to figure out the rest.  (All of these banks are FDIC insured)