text: That depends upon the rest of your profile, and your needs. I work with a large number of self-employed borrowers, and their profiles are all over the map. Some "hide" there income, so for them I use a stated income loan, or no ratio loan (income is not considered in the underwriting).\n\nOthers are signed personally on their business credit cards, and have large monthly debt services - even though it is the company's, and not theirs.\n\nHowever, others have such a stong profile, - good income, assets, credit scores, that the loan is simple.\n\nYou will have to provide more information for me to be more helpful.