text: Actually, you can create a pro-forma "budget" or "cashflow". A budget simply means a schedule of costs, it does not necessarily mean "cash". Cashflow is specific - it only deals with cash expenses, for example you would have a depreciation schedule (non-cash) on budget, but not on cashflow. You might have pre-paid expenses on your budget but not on your cashflow. A budget tells you when things happen, either cash or accrual. Cashflow is only about cash, literally.