Hot, Hot, Hot housing market? Yep you invest in it and you hold a hot potato. Market is a loser. I would never put my faith in banks, loan companies to trust their word on any investments connected to Wall Street manipulations. Burned once stupid them, burned twice stupid me. Better keep debt down to bare minimum. What friends keep saying that one more screw up at the top like markets did under Bush and many will be eating at Beans.