Where did I say they were my surgeries? Please re-read my statement; the "2 people" I referred to were not for myself. 

Really confused by this statement: "You neglect the obvious failures because insurance by definition cannot cover existing anything!!" I honestly don't understand what that means.

It's like car insurance. You pay for car insurance. And you may never need it. But you still pay for it. Someone else is in an accident, and your fees help pay for their recovery; that's how insurance works. 

Seen online: "I'm always so amazed when I hear American say things like 'healthcare is a privilege, not a right.' Like how do you reach a point in your life where you think people deserve to die because they can't afford healthcare. What in the actual f--- is wrong with you."