I hope the author of this article will take note of this comment: In 2008 Canadian Banks crashed just like the rest of thw world. However, since Canada main/only industry is Immigration, and possibly to protect a select few, the political parties (Cons, Libs, NDP, Greens, Senatte, etc [Stephen Harpers' government was a minority government - so all were in on it!]) BAILED OUT THE BANKS SECRETLY. The CMCH took over the mortgages and together with the CBC/Media, Realtors Association and by the use of computers FIXED the housing prices to 'recover' the bailout money. Long story short people in the know CASHED out and Canadians, famous for their HUBRIS COMPLEXT bought the lie (only a Canadian would believe that while the rest of the world failed, Canada could have super-intelligent politicians).  This situation is NOT RECOVERABLE UNLESS THE GOVERNMENT ADMITS TO THIS 'FRAUD', which will make the 'hubris-complex' dissappear... (I wish I had more space to write)