Tourism dominates Hawaii's economy, and it's a low-wage industry.  That's why Hawaii's economy is suffering even though the unemployment rate is low.  The median family income is just about the same as the cost of living for a family of 4, making it hard to save for college for children or for retirement.  Tourism should be de-emphasized and replaced with businesses with high tech components because those are the ones with higher productivity and higher wages.  Increasing the TAT would encourage this shift.