The government wanted liquidity (money) to flow from banks into the economy (invest in business) the banks instead poured liquidity(money) into low risk CHMC protected  real estate. The Liberals have never had a economic plan (other than more debt by infrastructure) and now the banks have impaled the Liberals onto  low interest rates (free money) .....this statement is a lie >“The evidence is stacking up that the GTA market has been divorcing from economic fundamentals since early 2016,”.....Banks knew as far back as 2012 low interest rate meaning free money would drive up real estate and consumer debt......ALL Bankers should be sent to JAIL for high risk  garbage loans with no checks on property value worthy of loaning out millions  but instead are sitting on the sidelines pretending to just see FROTH now in the housing market...LMAO