Oh please!..around the corner from me  homes are being built by the hundreds and starting in he low $2 million. Not everyone is a kid who likes car sharing sitting at a coffee shop nursing a cafe for free internet or afraid to get a real job. Minimum wage people will not cut it going forward.

We see these rates as still very very cheap. They need to be tweaked a bit so people don't buy who need to make comment so I'm,e elbow where they need to cut. That kind of thinking will break the people who paid the way long ago. 

Until you pay 26% rates you have not seen nothing to complain about.  Hope they go higher so they can sort giving some ....Interest on savings