The key is she wants to live downtown. Says so herself. She can't. She has to commute like the masses or relocate to another job. Downtown has become a wealthy investment play, an AirBnB investment, or an empty unit investment strategy (renters were messy).

The entire strategy of the Toronto land use policy is to force locals out so wealthy immigrants and tourists can bring in the money. That's the story here. It's real economics. Not her personal sob story about couch surfing.