The problem with most of these applications is that they require a good time investment into ensuring the little expenditures are being put into the correct categories - right down to each transaction. They also have the security issue of tethering to your bank accounts. FindYourWorth.com only needs the higher level details and then comprehends your personal finance to help you understand over a longer period whether you are fiscally set. It's the difference between tracking a cup of coffee and projecting your career, home, car and other finances over the long run. I have more than doubled our family net worth since starting to use FindYourWorth.com.