Ok so we have area to agree on....what I offered is a very good option. If you do not want insurance that doesn't cover 1) pre existing conditions or 2) mammograms then choose another. It doesn't take a law for a bizness to provide these services, it takes people wanting them, aka demand. 
 We should all want more options. I do not need a mammogram and will risk paying less against a pre existing condition. I buy other insurance for that.  You can choose what you want. 
Tort reform does not eliminate ones ability to sue but it may reduce the quantity of ambulance chasing attorneys. 
Live long and prosper