It is very disappointing that Dr. Paul has joined the well trained choir of blaming the health insurance industry as the ogre of capitalism in the US, what with their $15 B of profits, which is fairly close to the FEDERAL SUBSIDIES for the far more profitable oil industry.  He is correct in his objection to subsidizing the health insurance as an expense for bad policy on the part of lawmakers (as is the case in Obamacare).  One need only look at the Medicare program to see the difference between public and private coverage.  Medicare Advantage plans cover much more than Original Medicare and cost both the beneficiaries and Medicare (CMS) less.  The enabling law gives the insurers a level competitive playing field and the beneficiaries and taxpayers are the overwhelming winners.  Nothing crony about it, just free markets.