natalie, you bring up a good point about maintenance. if we get housing for the working poor, people making less than $20K a year, and there are a whole lot of them, into housing at 20% of their take home pay, they would have enough to maintain the home. it could actually be part of the lease agreement. maintenance on a two bedroom apartment is less than most people realize, even considering repainting every three years. forget 50% or 60% or any other percent. we need housing for minimum wage earners and we need them now. the rich aren't interested in helping, at all.