By doing nothing (option 1) and delaying the inevitable, Mr. Polozi maintains the burden of a lower dollar (higher costs of basic household goods and all imported goods) on the large majority of Canadians who do not live in the GTA or Vancouver.  Quite frankly, I'm tired of it.  Polozi should exercise option 2.   Doing nothing right now will just make it twice as painful for debt-laden Canadians by doing it later.