text: Actually, your comment about stock dividends is only partly true.
  
  http://www.kofc.org/en/news/insurance/the-catholic-difference.html
  
  Key:
  
  "We are not a commercial company. We have no stockholders. We answer only to our members. We return a share of our profits through dividends to our participating policyholders, and we donate generously."
  
  BTW, it took me 2 seconds to google *Knights of Columbus Insurance Company* and find that policyholders do get dividends.  I suggest you do the same before you stake out a position.