text: Oh please, give me a break!  If anyone wants to save for their retirement they don't need a company sponsored plan to do it.  Open an IRA (traditional or Roth depending on your tax bracket) with a low-cost mutual fund company like Fidelity or Vanguard and have them automatically take whatever you can afford from your checking or savings after you get paid by your employer.  Done.  You'll get the tax deductibility when you do you tax return on the traditional IRA or not have to pay taxes on the Roth IRA when you withdraw the money.
  
  And who is the author of this article?  Someone with a vested interest in seeing the legislation passed so he can sell the employer a high-fee plan?
  
  Perhaps the employers can't afford to offer a plan because they are being taxed to the edge of extinction.