text: Hi again Bud:
  Well, old buddy, the end is near, the feds have finally started to edge into the mortgage insurance restrictions they should have done a decade or more ago.  They need to go further, eventually killing government-backed insurance, taxing vacancies, limiting or taxing foreign buyers, etc., but it's a start.  Interest rates/mortgage rates are finally moving up, all of which will return us to sanity.  Yet, here you are, still defending the bubble.  Sorry if the final popping will cost you money, but I am sure you have taken enough off the table to be fine.  For the country, and especially the young, this will be very good.  Rich old folks already get more CPP than they have paid for, and free OAS.  They don't ALSO need to receive 2, 3 or 4 x the true value of their house from a young couple.    It is very disappointing that the seemingly otherwise reasonable Ms. Clark is so dense on this topic, or so completely in the back pocket of developers.  Dumbest policy in history!!