text: I researched Home Trust and saw that they had issues in 2014 going into 2015. After they severed ties with their questionable brokers AND there was no regulatory action at the time, I assumed that the problem was resolved. Thus, I invested with HT. In fact, the biggest instigator of this panic is OSC who should have acted earlier, rather than waiting 2 years, lulling all to a false sense of security.