text: R J 
  
  I completely agree with you.  While I find it difficult and my inherent tendency is to try as best as I can to help others from my years of experience, I also need to realize that not  everyone will believe in or use my experiences to their advantage and some may choose to  go in a completely different direction from what I have learned over the years. There is, after all, more than one way to "skin the cat."
  I have, over more decades than I wuld like to count, tried numerous ways to build my wealth. The one and only one that has worked and continues to work over all of these years is owning dividend-paying companies that not only pay their dividends each and every year but that also increase those dividend payments every single year. 
  
  I completely agree that responding to CAT or his buddies is time wasted as they will never be open to even considering reality. 
  
  I hope to be able, somehow to ignore those posts and not be sucked into responding to these comments too.     
  SFI