text: I just got an overview on how the proposals would affect the Canadian CCPCs I have invested in. 
  I'm certainly not in as bad a spot as  the income splitters, but the long term affects on keeping money in the company , tax sheltered retained earnings ,  used by the company to fuel  growth , really changes the strength of our balance sheets and the investor picture in CCPCs 
  I am left wondering where our lending institutions are on this issue? 
  Theyv'e been pretty quiet ( or I missed it)
   with the bank - My hypothesis is that requests for personal guarantees on loans could become more prevalent , with a consequence of investor money leaving the small biz sector for safer harbours , both  onshore and offshore.
  We'll see, I still don't believe they will be this stupid