text: I agree. Previously the US financial markets were looking at a single credit card that would house all your credit card products on a single card.
  Mobile will make this happen and eventually the physical credit card and debit cards will become obsolete.  Asia has had this technology for a long time and unfortunately US and Canada are slow to adopt.
  US has still not adopted chip card technology due to resistance from US retailers. We shall see what the future has in store for us,