text: you TOO?    I had the samethig happen this week AND I had to get a new washer as well.  bummer yeah?   but sure, we can work out terms..something weekly payments for the rest of your life...
   (actually, that's how I handle pan handlers...if I see them coming, I approach them  and speak right away before they do and tell of  about what a tough time for me and did they have buck or two they can spare...?  pretty effective)