text: So why shouldn't I be concerned about my own self interests?.....just like everyone else...or is it only PERS recipients who are expected to do the altruistic thing?  PERS has been reformed several times since I have been working and every time it reduces the potential benefit.  Two thirds of the unfunded liability is for those already retired and there is nothing you can legally do about that....so the answer is more revenue, fewer services, and PERS reform going forward from the date it is enacted.  That unfunded liability will still be there......and has to be paid.