text: The plans as we can loosely see them will enrich shareholders who avoid grossly stupid narrow investment strategies.    Now you involve millions who know own IRA's not garaunteed pensions.   
  
  But about half of all Americans do not have disposable income to invest and their retirement/security comes from government distribution of our shared national wealth.   I'm fine with growing shareholder wealth but cutting government support for health and housing is unconscionable.