text: *SIGH*  Insurance rates were going up with or without ACA.  The fact is they went up less then projected but you can't prove how high they would have gone without ACA.  Just be careful what you wish for.  Medicare is an excellent program and health care costs are lower for those in the medicare group - and not just out of pocket.  Because the federal government can negotiate for the entire group the rates charged for standard care are also lower.  It's a good model and works better than private for profit insurance.  These are facts and yet people spin facts in the most awful ways to make lies into truths.  Anyone who wants to pay full retail cost for their healthcare in the USA is either insane or insanely wealthy.  We have got to collectively support each other's healthcare or we will all die early deaths (well, except for the wealthy).