text: He says its so easy,  ....  to make 5-15% a month which is really 60-180% a year.    Easy in a raging market perhaps and what so called gurus predict to suck people in. (they disappear during bear market)      AND his 4 mentioned are sooo risky,  APPL too as it is priced to perfection.    12% is fairly easy per annum but 6% more likely if you want to invest successfully.   This is not attractive to the get rich quick crowd though.