text: Given a policy paragraph on home insurance:
  We will cover You against damage caused during the Period of Insurance to the Buildings by:
  1. fire, lightning, explosion, earthquake or smoke;
  2. storm or flood (not including anything described in paragraph 8. below);
  3. Subsidence, Heave or Landslip;
  4. riot, civil commotion, labour or political disturbances;
  5. vandalism or malicious acts;
  6. impact from any aircraft, flying object or items dropped from them; or
  7. impact from any vehicle, train or animal (other than pets) colliding with the Buildings;
  8. escape of water or oil from any fixed water or heating system, white good, water bed or fish tank in Your Home,
  including its grounds;
  9. water freezing in any fixed water or heating system in Your Home;
  10. theft or attempted theft;
  11. the breaking or collapse of any satellite dish, aerial, wind turbine, solar panel or security equipment; and
  12. falling trees, branches, telegraph poles, lamp posts or pylons. 
  
  Given that I have a house on the first floor and is about 100 years old, is there any scenario which I should get extra clarifications or I might not be covered?