text: American Express Profit Rises 14 Percent  NEW YORK (Reuters) - American Express &lt;A HREF="http://www.investor.reuters.com/FullQuote.aspx?ticker=AXP.N target=/stocks/quickinfo/fullquote"&gt;AXP.N&lt;/A&gt; on Monday  said quarterly earnings rose 14 percent, matching analysts'  expectations, as cardholder spending and borrowing increased  while loan losses fell.