text: Filipinos Are Getting The Message (BusinessWeek Online) BusinessWeek Online - Once a month, 24-year-old Jane Manarang drops by the McDonald's  in her busy Manila neighborhood. But she's not there for a burger and fries. Instead, she is stopping by to cash an electronic check. Her husband, a teller at Forex International in Hong Kong, sends a portion of his salary to Manarang using a new mobile-phone-based cash remittance service called Smart Padala. His Hong Kong remittance company sends a text message to Jane's phone, crediting the money to her account. ...