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Systemic failures at the country's banks and mortgage servicers have exacerbated the most severe foreclosure crisis since the Great Depression, making it extremely difficult for struggling homeowners to win a loan modification. Government efforts to limit the damage have fallen woefully Video: The Great American Foreclosure Song

Looking to get a handle on the foreclosure crisis, the loan modification fiasco, and the robo-signing scandal? We put it all in a music video.


April 9, 2012, 8:45 a.m. EDT Lack of Competition Stifles Refinance Program for Underwater Homeowners

A new report says borrowers who want to refinance mortgages under the government’s expanded Home Affordable Refinancing Program, or HARP, may not be getting the lowest rates because there’s little incentive for big banks to compete for business.

by Cora Currier

April 5, 2012, 2:10 p.m. EDT Breaking Down the Mortgage Settlement: How Far Does $26 Billion Go?

How much will homeowners be helped by the settlement? We do the numbers.


March 19, 2012, 10:52 a.m. EDT Four Whistleblowers Who Sounded the Alarm on Banks' Mortgage Shenanigans

Whistleblower suits settled as part of the government's $25 billion settlement offer a glimpse at the kinds of behavior that ran rampant in big banks' mortgage operations.


March 15, 2012, 3:46 p.m. EDT What Do Republican Presidential Candidates Say on Foreclosure Crisis? Not Much.

Our guide to how the candidates say they would approach the housing crisis — when they speak about it at all.

by Lois Beckett

Feb. 27, 2012, 2:13 p.m. EST Homeowners Who Negotiate Debt Relief Could Soon Face Massive Tax Bill

If Congress doesn't renew a key 2007 law, people who get a principal reduction on their mortgages or short-sell their homes could be forced to pay taxes on their "gain."


Feb. 23, 2012, 1:11 p.m. EST The Best, Most Revealing Reporting on the Foreclosure Crisis

The housing crisis in the U.S. has been going on nearly five years, with still regular revelations about misdeeds by banks and others. Here’s our roundup of standout reporting on the crisis.

by Blair Hickman

Feb. 17, 2012, 1:24 p.m. EST How Citibank Dumped Lousy Mortgages on the Government


Feb. 16, 2012, 5:34 p.m. EST Obama Housing Plans vs. Reality

Will anything come of the Obama administration’s plan for homeowners?


Feb. 14, 2012, 2:36 p.m. EST Will Mortgage Settlement Avoid Repeating Obama’s Foreclosure Failures?

Yesterday's mortgage settlement aims to avoid the pitfalls of the administration's floundering foreclosure program, but enforcement is again a question.

by Paul Kiel

Feb. 10, 2012, 10:55 a.m. EST Why Millions Won't Get Help From Big Mortgage Settlement


Feb. 9, 2012, 5:25 p.m. EST Underwater Homeowners May Swim Freely

Pundits argue that when homeowners owe more on their house than it's worth, they find it hard to move to find jobs. One economist challenges the very foundation of their claim.

by Lena V. Groeger

Jan. 11, 2012, 10:41 a.m. EST Still Waiting for Cleanup in Foreclosure Mess


Dec. 27, 2011, 10:56 a.m. EST

Foreclosure Crisis: The Story So Far


Dec. 13, 2011, 11 a.m. EST Flaws Jeopardize New Attempt to Help Homeowners

The Independent Foreclosure Review seeks to compensate homeowners victimized by big banks, but key elements remain undecided, unclear or secret, while lawmakers and homeowner advocates have criticized some of the known features.


Nov. 4, 2011, 9:41 a.m. EDT Our FAQ on The National Foreclosure Settlement and Independent Foreclosure Review

Regulators have provided a bare-bones website and frequently asked questions about the foreclosure reviews. But we thought things could be even clearer for readers, so we are providing this FAQ.


Nov. 4, 2011, 9:37 a.m. EDT Surprise on Refi Revamp: Key Regulator Agrees to Major Program Reforms

Federal Housing Finance Agency chief Edward DeMarco had blocked earlier efforts to help struggling homeowners, but now he’s signed onto a major change to encourage banks to refinance underwater mortgages.


Oct. 24, 2011, 5:51 p.m. EDT Our Guide to Obama’s Floundering Foreclosure Programs

The Obama administration's efforts to address the foreclosure crisis have resulted in struggling programs, recycled ideas and little chance of significant improvement.


Oct. 7, 2011, 12:19 p.m. EDT Secret Docs Show Foreclosure Watchdog Doesn’t Bark or Bite

Documents obtained by ProPublica suggest the government coddled mortgage servicers in its flagship foreclosure prevention program despite frequent and serious errors.


Oct. 4, 2011, 10:25 a.m. EDT One Obstacle to Obama's New Plan to Help Homeowners: A Gov't Regulator

Obama wants to help hurting homeowners refinance into cheaper loans, but that hasn’t gone well so far, and efforts to fix it might be stymied.


Sept. 9, 2011, 9:28 a.m. EDT




