[null, {"document_url": "http://www.baystatefinancialworcester.com/Leominster-Credit-Union-Alliance.7.htm", "unformatted_src": "/files/58572/12%7E002.jpg", "src": "https://www.baystatefinancialworcester.com/files/58572/12%7E002.jpg"}, null]
Derek P. Happy


Phone: (508) 890-6221

As a financial advisor, Derek Happy's mission is to assist individuals, families and business owners in defining their financial goals and achieving financial freedom. He is highly trained and licensed to provide financial solutions to his clients and prospects. His goal is to become a lifelong resource to his clients, and he is dedicated to assisting them through the various stages of their financial lives. At Baystate Financial, Derek is able to utilize the team approach and draw upon the wealth of knowledge of his associates to create custom designed financial strategies for his clients.

Leominster Credit Union

Baystate Financial and Leominster Credit Union have formed a strategic alliance that allows Derek Happy to provide financial products and services to LCU members.

The Leominster Credit Union's Main Office is located at
20 Adams Street
Leominster MA 01453

Financial Solutions for Every Stage of Your Life

Planning Services

Investment Services

We begin by getting a clear understanding of your overall financial goals and your goals for each investment account.  We discuss your investment preferences and concerns, your attitudes toward risk and your time frame for the assets in each account.  To implement your various investment strategies, we'll work with you to build appropriately diversified portfolios, with access to the following:



We provide a consultative review of all your employee benefits, looking to ensure that any benefits offered are fulfilling their intended purpose and are the most cost-effective available.  We can propose solutions in the following areas:

College Savings Plans

One financial goal that most parents share is a college education for their children. With college costs increasing at a faster rate than general inflation, saving for college can be a daunting task. You can, however, pursue this important financial goal by establishing a college fund and taking action today.

Why Baystate Financial?

Whether you are preparing for a milestone life event, such as retirement or the sale of a business, or simply looking for financial protection for the future, our financial partners at Baystate Financial promise to offer you a new level of attention, insight, and guidance.

Neither MML Investors Services, LLC/Baystate Financial/Leominster Credit Union/ nor any of their affiliates, employees or representatives provide specific tax or legal advice. Please consult your tax advisor or attorney for such guidance. Each firm is solely responsible for their products and services and Leominster Credit Union is not affiliated with MML Investors Services, LLC. The investment products sold through MML Investors Services, LLC/Baystate Financial are not guaranteed by Leominster Credit Union, may lose value and are not insured by the NCUA. These products are not obligations of Leominster Credit Union and are not endorsed nor guaranteed by Leom.ooinster Credit Union.

Securities offered through MML Investors Services, LLC. Members SIPC. Investment advisory services are offered through MML Investors Services, LLC and/or Baystate Wealth Management LLC, each a registered investment adviser. Baystate Financial and Baystate Wealth Management LLC are not subsidiaries or affiliates of MML Investors Services, LLC, or its affiliated companies. 200 Clarendon Street, 19th & 25th Floors. Boston, MA 02116. 617-585-4500.

Securities products and services offered are:
