What did Prophet Muhammad (peace be upon him) recommend as a way to seek refuge from worldly afflictions?
 Narrated Mus`ab:                     Sa`d used to recommend five (statements) and mentioned that the Prophet I used to recommend it. (It was) "O Allah! I seek refuge with You from miserliness; and seek refuge with You from cowardice; and seek refuge with You from being sent back to geriatric old age; and I seek refuge with You from the affliction of this world (i.e., the affliction of Ad-Dajjal etc.); and seek refuge with You from the punishment of the grave."