What did the Prophet Muhammad (saw) teach about the proper use of wealth?
 Abu Umama reported Allah's Messenger (may peace be upon him) as saying:                      O son of Adam, it is better for you if you spend your surplus (wealth), but if you withhold it, it is evil for you. There is (however) no reproach for you (if you withhold means necessary) for a living. And begin (charity) with your dependents; and the upper hand is better than the lower hand.