Find the value of $T=\mathop {\lim }\limits_{n \to \infty } {\left( {1+ \frac{{1+\frac{1}{2}+ \frac{1}{3}+ . +\frac{1}{n}}}{{{n^2}}}} \right)^n}$ I am trying to evaluate
$$T = \mathop {\lim }\limits_{n \to \infty } {\left( {1 + \frac{{1 + \frac{1}{2} + \frac{1}{3} + \cdots + \frac{1}{n}}}{{{n^2}}}} \right)^n}.$$
My solution is as follow
$$T = \mathop {\lim }\limits_{n \to \infty } {\left( {1 + \frac{{1 + \frac{1}{2} + \frac{1}{3} + \cdots + \frac{1}{n}}}{{{n^2}}}} \right)^n} \Rightarrow T = {e^{\mathop {\lim }\limits_{n \to \infty } n\left( {1 + \frac{{1 + \frac{1}{2} + \frac{1}{3} + \cdots + \frac{1}{n}}}{{{n^2}}} - 1} \right)}} = {e^{\mathop {\lim }\limits_{n \to \infty } \left( {\frac{{1 + \frac{1}{2} + \frac{1}{3} + \cdots + \frac{1}{n}}}{n}} \right)}}$$
$$T = {e^{\mathop {\lim }\limits_{n \to \infty } \left( {\frac{1}{n} + \frac{1}{{2n}} + \frac{1}{{3n}} + \cdots + \frac{1}{{{n^2}}}} \right)}} = {e^{\left( {0 + 0 + \cdots + 0} \right)}} = {e^0} = 1$$
The solution is correct  but I presume my approach $\mathop {\lim }\limits_{n \to \infty } \left( {\frac{{1 + \frac{1}{2} + \frac{1}{3} + \cdot + \frac{1}{n}}}{n}} \right) \Rightarrow \mathop {\lim }\limits_{n \to \infty } \left( {\frac{1}{n} + \frac{1}{{2n}} + \frac{1}{{3n}} + \cdot + \frac{1}{{{n^2}}}} \right) = 0$ is wrong.
Is there any generalized method

Your doubt is right - it is not possible to split limit in variable amount of summands, as shows example $1=\lim 1=\lim\left(\frac{1}{n}+\cdots + \frac{1}{n}\right)=\lim \frac{1}{n} +\cdots + \lim\frac{1}{n} = 0$.
On another way you can use representation
$$\sum_{i=1}^{n}\frac{1}{i}  = \ln n + \gamma + \varepsilon_{n}= \ln n +O(1), n\rightarrow \infty$$
where $ \varepsilon_{n} \sim \frac{1}{2n}, n\rightarrow \infty$ based on Euler–Mascheroni constant $\gamma$. This also gives you $\frac{{1 + \frac{1}{2} + \frac{1}{3} + . + \frac{1}{n}}}{n} \to 0, n\rightarrow \infty$.
