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All ratios in this report are based on unrounded numbers. 

(a) Reported on a taxable equivalent basis (teb). See the glossary on page 96. 

(b) For the period ended or as at October 31, as appropriate. 

(c) Adjustments to results determined using generally accepted accounting principles to derive cash results and results excluding non-recurring items are outlined on page 18, along with comments on the use of these measures. 

## CONTENTS 

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## BMO FINANCIAL GROUP AT A GLANCE > 

