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## Note 38.1 

## Credit risk continued 

Credit quality – Consolidated 2013 

<img src='content_image/160175.jpg'>

(1) In the year ended 31 March 2013, margin monies placed of $1,710 million were included in Receivable from financial institutions. These balances are now included in Loan assets held at amortised cost. 

Included in the past due category are balances in which an amount was overdue by one day or more. 

