iii. By returning the completed and signed Membership Application Form, plus payment, to WTA headquarters in Florida, USA by December 15 prior to the start of the applicable Tour Year. 

Please note that New Full Members, whose eligibility for Full Membership is only confirmed after the WTA year-end rankings, must pay the difference between Associate and Full Membership by March 31 of the following Tour Year. 

b. New Associate Members 

New Associate Members may join at any time throughout the year by returning the completed and signed Membership Application Form, plus payment, to an on-site Supervisor or to the WTA headquarters in Florida, USA. 

Regardless of the date of joining, new Associate Members must renew their Memberships for the following Tour Year by December 15 of the year prior to the applicable Tour Year for which they are purchasing Memberships. 

c. Late Fee 

Any current member who does not pay her membership dues by the December 15 deadline will be charged a $100 late fee for each payment. 

## 2. Insurance 

All Full and Associate Members of the WTA and WTBA have the option to purchase insurance (currently through Aetna Global PPO) as part of the membership benefit package. 

a. Coverage Dates 

Insurance coverage is for the calendar year, January 1 to December 31. 

b. Coverage Included 

i. Full Members 

The insurance package for Full Members includes worldwide Medical, Dental, Vision, and Disability coverage, and Full Members also have the option to purchase Disability Insurance only. 

