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## Liability Insurance Requirement 

The N.C. General Assembly has enacted legislation to require some (but not all) driver license applicants in North Carolina to submit proof of automobile liability insurance coverage in order to obtain a North Carolina driver license. 

## Proof of liability insurance coverage applies to those: 

• Applying for an original license, including transfers from out of state; 

• Whose licenses are being restored after revocation or suspension; or 

• Awarded a Limited Driving Privilege by the court. 

Form DL-123, binders and certificates are valid only for 30 days from the date of issuance. This does not apply to applicants who do not own currently registered motor vehicles and who do not operate non-fleet private passenger motor vehicles that are owned by other persons. In such cases it is required that 

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