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region of First Commonwealth Bank. Great American Federal brings twelve full-service community offices and $890 million in assets to this robust new region. 

The dedicated employees of these two fine banks will form the nucleus of a dynamic new region with substantial growth opportunities. The shareholders of both organizations will also benefit from being part of a larger organization with substantially increased liquidity. 

## ELAINE BONANNO BEGAN VOLUN- TEERING TO STAY INVOLVED IN 

her children’s lives. She helped with her daughter’s cheerleading squad and became a track team booster. This led to her involvement on the Northern Cam- bria Track/Sports Complex Committee which raised funds to provide a much 

Throughout 2003, First Commonwealth continued to maximize its community office delivery network by consolidating, closing, and selling offices in slower growth markets. Plans continue to proceed for the development of de novo offices in key locations and the renovation and relocation of other important community offices. The use of our enhanced Internet banking and bill payment sites (WebBank and WebPay) continue to grow dramatically, rounding out a complete client delivery network. 

needed track for student athletes. Happy to help her own children as well as others, Elaine also taught Sunday school. Now, she volunteers for friendship and fun as an officer of the Ebensburg Rotary Club, the Cambria County Industrial Development Corporation, and several other organizations. 

