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## NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - Continued 

## Unum Group and Subsidiaries 

## Note 3 - Investments - Continued 

Shown below are our financial instruments that either meet the accounting requirements that allow them to be offset in our balance sheets or that are subject to an enforceable master netting arrangement or similar agreement. Our accounting policy is to not offset these financial instruments in our balance sheets. Net amounts disclosed below have been reduced by the amount of collateral pledged to or received from our counterparties. 

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