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 (1) Included within this balance is $3,909 million (2013: $3,357 million) of Negotiable Certificates of Deposits (NCD) receivable from financial institutions and $100 million (2013: $20 million) of bank bills. (2) 

Included within this balance is $1,161 million (2013: $1,002 million) provided as security over payables to other financial institutions. (3) 

Included within this balance is $582 million (2013: $297 million) pledged as collateral to secure liabilities under repurchase agreements and stock lending agreements. 

Of the above amounts, $5,805 million (2013: $6,217 million) is expected to be recovered within 12 months of the balance date by the Consolidated Entity. 

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(1) Security settlements are generally receivable within three working days of the relevant trade date. (2) 

In the year ended 31 March 2013, Life investment contracts and other unitholder assets were disclosed as a separate line item in the statement of financial position. (3) 

Included within this balance is $53 million (2013: $259 million) of assets which are provided as security over amounts payable to other financial institutions. 

Of the above amounts, $12,654 million (2013: $11,973 million) and $270 million (2013: $156 million) are expected to be recovered within 12 months of the balance date by the Consolidated Entity and by the Company. 

