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## Notes to the financial statements 

for the financial year ended 31 March 2014 continued 

## Note 3 

Segment reporting continued 

## (ii) Products and services 

For the purposes of preparing a segment report based on products and services, the activities of the Consolidated Entity have been divided into four areas: 

Asset and Wealth Management:  distribution and manufacture of funds management products; 

Financial Markets:  trading in fixed income, equities, currency, commodities and derivative products; 

Capital Markets:  corporate and structured finance, advisory, underwriting, facilitation, broking and real estate/ property development; and 

Lending: banking activities, mortgages and leasing. 

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## (iii) Geographical areas 

Geographical segments have been determined based upon where the transactions have been booked . The operations of the Consolidated Entity are headquartered in Australia. 

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(1) Non-current assets consist of intangible assets, interests in associates and joint ventures accounted for using the equity method, property, plant and equipment and property held for sale and development. 

## (iv) Major customers 

The Consolidated Entity does not rely on any major customer. 

