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## Our Vision: To Be The Best Community Bank And Trust Company In New England 

## Our Mission: 

As an independent financial services company, we will provide the highest value to our shareholders by: 

This report contains certain statements that may be considered “forward-looking statements” within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. The Corporation’s actual results, performance or achievements could differ materially from those projected in the forward- looking statements as a result, among other factors, of changes in general national or regional economic conditions, changes in interest rates, reductions in the market value of trust and investment assets under management, reductions in deposit levels necessitating increased borrowing to fund loans and investments, changes in the size and nature of the Corporation’s competition, changes in loan default and chargeoff rates and changes in the assumptions used in making such forward-looking statements. 

Delivering superior service to our customers, 

Providing financial and public service leadership in our communities, 

Fostering a well-trained and highly motivated staff. 

## Contents 

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