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## NOTE 3 - INVESTMENT SECURITIES: 

The amortized cost and fair values of investment securities, with gross unrealized gains and losses, consist of the following: 

<img src='content_image/123493.jpg'>

Securities with carrying values of $160,352,000 and $135,608,000 at December 31, 2002 and 2001, respectively were pledged to secure public deposits and other borrowings. 

