content_image/261001.jpg content_image/261002.jpg content_image/261003.jpg
<img src='content_image/261001.jpg'>

Included in interest income is EUR 122 million (2009: EUR 42 million; 2008: EUR 10 million) in respect of interest income accrued on impaired financial assets. The interest 

## NOTE 32 FEE AND COMMISSION INCOME 

income on financial assets that are not carried at fair value through profit or loss amounted to EUR 5,854 million (2009: EUR: 5,750 million; 2008: EUR 6,603 million). 

<img src='content_image/261002.jpg'>

Included in fee and commission income is EUR 109 million of fees on trust and fiduciary activities (2009: EUR 103 million; 2008: EUR 85 million). EUR 3 million of fees were recognized 

## NOTE 33 INCOME FROM REINSURANCE CEDED 

on financial assets and liabilities that are not carried at fair value with changes in the fair value recognized in the income statement (2009: EUR 4 million; 2008: EUR 25 million). 

<img src='content_image/261003.jpg'>

Income from reinsurance ceded represents mainly claims made under reinsured insurance policies. 

