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## Common Share Trading Information during Fiscal 2002 

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(a) Common share dividends have been restated to reflect the two-for-one stock distribution comple ted in March 2001. 

(b) The Class A Preferred Shares Series 4 were redeemed on September 24, 1999. 

(c) The Class A Preferred Shares Series 5 were redeemed on December 5, 1998. 

(d) The Class B Preferred Shares Series 1 were redeemed on February 26, 2001. 

(e) The Class B Preferred Shares Series 2 were redeemed on August 27, 2001. 

(f) The Class B Preferred Shares were issued in February 1998 for Series 4 and 5, and in May 1998 fo r Series 6. 

(g) The Class B Preferred Shares Series 10 were issued in December 2001. 

## 2003 Dividend Dates 

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The Bank Act prohibits a bank from paying or declaring a dividend if it is or would thereby be in contra vention of capital adequacy regulations. Currently this limitation does not restrict the payment of dividends on Bank of MontrealGLYPH<213>s common  or preferred shares. 

## Shareholder Administration 

Computershare Trust Company of Canada, with transfer facil- ities in the cities of Halifax, Montreal, Toronto, Winnipeg, Calgary and Vancouver, serves as transfer agent and registrar for common and preferred shares. In addition, Computer- share Investor Services PLC and Computershare Trust Company of New York serve as transfer agents and regis- trars for common shares in London, England and New York, respectively. 

For dividend information, change in share registration or address, lost certificates, estate transfers, or to advise of dupli- cate mailings, please call Bank of Montreal’s Transfer Agent 

and Registrar at 1-800-332-0095 (Canada and the United States), or at (514) 982-7800 (interna- tional), or write to Compu- tershare Trust Company of Canada, 100 University Avenue, 9th Floor, Toronto, Ontario M5J 2Y1, e-mail to caregistry- info@computershare.com, or fax 1-888-453-0330 (Canada and the United States) or (416) 263-9394 (international). 

For all other shareholder inquiries, please write to Share- holder Services at the Corpo- rate Secretary’s Department, 21st Floor, 1 First Canadian Place, Toronto, Ontario M5X 1A1, e-mail to corp.secretary@ bmo.com, call (416) 867-6785, or fax (416) 867-6793. 

## Market for Securities of Bank of Montreal 

The common shares of Bank of Montreal are listed on the Toronto and New York stock ex- changes. The preferred shares of Bank of Montreal are listed on the Toronto Stock Exchange. 

## Shareholder Dividend Reinvestment and Share Purchase Plan 

The Shareholder Dividend Reinvestment and Share Pur- chase Plan provides a means for holders of record of common and preferred shares to rein- vest cash dividends in common shares of Bank of Montreal without the payment of any commissions or service charges. 

Shareholders of Bank of Montreal may also purchase additional common shares of 

Bank of Montreal by making optional cash payments of up to $40,000 per fiscal year. Full details of the plan are available from Computershare Trust Company of Canada or Share- holder Services. 

## Direct Dividend Deposit 

Shareholders may choose to have dividends deposited directly to an account in any financial institution in Canada that provides electronic funds transfer facilities. 

## Institutional Investors and Research Analysts 

Institutional investors or re- search analysts who would like to obtain financial information should write to the Senior Vice- President, Investor Relations, 18th Floor, 1 First Canadian Place, Toronto, Ontario M5X 1A1, e-mail to investor.rela- tions@bmo.com, call (416) 867-6656, or fax (416) 867-3367. Alternatively, please visit our web site at www.bmo.com/ investorrelations. 

## General Information 

For general inquiries about company news and initiatives, or to obtain additional copies of the Annual Report, please contact the Corporate Commu- nications Department, 302 Bay Street, 10th Floor, Toronto, Ontario M5X 1A1, or visit our web site at www.bmo.com. (On peut obtenir sur demande un exemplaire en français.) 

## Annual Meeting 

The Annual Meeting of Share- holders will be held on Tuesday, February 25, 2003 at 9:30 a.m. (Eastern Standard Time) at the Fairmont Château Laurier, Ottawa, Ontario, Canada. 

## Fees Paid to ShareholdersGLYPH<213> Auditors 

For fees paid to Shareholders’ Auditors, see page 5 of the Proxy Circular for the Annual Meet- ing of Shareholders, which will be held on February 25, 2003. 

