content_image/66871.jpg
## CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERSGLYPH<213> EQUITY 

<img src='content_image/66871.jpg'>

a Net of reclassiGLYPH<222>cation adjustments. ReclassiGLYPH<222>cation adjustments represent net unrealized gains (losses) as of December 31 of the prior year, on securities available for sale that were sold during the current year. The reclassiGLYPH<222>cation adjustments were $57 million ($37 million after tax) in 2003, $35 million ($22 million after tax) in 2002 and ($5) million [($4) million after tax] in 2001. 

See Notes to Consolidated Financial Statements. 

