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December 31, 2011, 2010 and 2009 (currencies in millions) 

Allowance for Credit Losses: The allowance for credit losses is summarized as follows: 

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Information regarding finance receivables evaluated individually and collectively is as follows: 

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The recorded investment of finance receivables that are on non-accrual status in the wholesale segment and the fleet and owner/operator portfolio classes (see impaired loans below) as of December 31, 2011 are $18.4, $63.9 and $17.6, as compared to $3.4, $72.2 and $33.9 as of December 31, 2010, respectively. 

