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The following table provides the detail of long-term liabilities: 

<img src='content_image/86959.jpg'>

$^{1 }$Of which EUR (58) million relate to AEGON N.V. (2002: EUR 82 million). 

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## CAPITAL AND SOLVENCY 

AEGON’s capital base reflects the capital employed in insurance activities and consists of shareholders’ equity, capital securities and dated subordinated and senior debt. AEGON manages its capital base to comprise at least 70% shareholders’ equity, between 5% and 15% capital securities, and a maximum of 25% subordinated and senior debt. 

<img src='content_image/86962.jpg'>

