content_image/8528.jpg content_image/8530.jpg content_image/8529.jpg
## SUPPLEMENTARY INFORMATION TO THE CONSOLIDATED INCOME STATEMENT 1) 

## 24 Premiums earned (net) 

<img src='content_image/8528.jpg'>

In the case of life insurance products where the policyholder carries the investment risk (e. g. variable annuities), only those parts of the premiums used to cover the risks insured and costs involved are treated as premium income. 

## 25 Interest and similar income 

<img src='content_image/8530.jpg'>

Interest and similar income includes dividend income of ¤ 1,512 (2002: 1,806; 2001: 2,147) mn. 

## Net interest margin from banking business 2) 

<img src='content_image/8529.jpg'>

