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## NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS December 31,2012 

## BLUE RIDGE BANKSHARES, EVC. 

## Note 4. Loans Receivable and Related Allowance for Loan Losses (Continued) 

The following table presents the classes of the loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard, and Doubtful within the intemal risk rating system as of December 31, 2012 and 2011 (in thousands): 

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