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## NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 

The following provides information regarding benefit obligations, plan assets and the funded status of the plans: 

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The weighted average annual assumed rate of increase in per capita health care costs is 10.0% for 2003 and is assumed to decrease gradually to 5.75% for 2012 and remain at that level thereafter. A 1.0% increase or decrease in the medical inflation rate would not have a significant effect on either the benefit obligation or the aggregate service and interest cost components of net periodic benefit cost. 

Net periodic benefit cost for 2002, 2001 and 2000 included the following components: 

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The Company sponsors a defined contribution plan to provide eligible employees with additional income upon retire- ment. The Company’s contributions to the plan are based on employee contributions. The Company’s contributions totaled $2,276,000 in 2002, $2,303,000 in 2001 and $2,411,000 in 2000. 

## 11. Income Taxes 

For financial reporting purposes, income (loss) before income taxes includes the following components: 

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