content_image/80179.jpg
With more than 33,000 employees, we offer our cli ents a broad range of retail banking, wealth management and investment banking produ cts and solutions. 

## 2002 Key Initiatives 

## Focus for 2003 

<img src='content_image/80179.jpg'>

In June 2002, Bank of Montreal announced a new unified branding approach that links all o f our organizationGLYPH<213>s member companies. Bank of Montreal, together with its subsidiaries, is now known as BMO Financial Group. As a result, in this report, t he names BMO and BMO Financial Group mean Bank of Montreal. 

