Law RTA 1988 sects 45, 47, 49 & 53 

Insurance.  To use a motor vehicle on the road, you MUST  have a valid insurance policy. This MUST  at least cover you for injury or damage to a third party while using that motor vehicle. Before driving any motor vehicle, make sure that it has this cover for your use or that your own insurance provides adequate cover. You MUST NOT  drive a motor vehicle without insurance. Also, be aware that even if a road traffic incident is not your fault, you may still be held liable by insurance companies. 

Law RTA 1988 sect 143 

Uninsured drivers can now be automatically detected by roadside cameras. Further to the penalties for uninsured driving listed on page 126, an offender’s vehicle can now be seized by the Police, taken away and crushed. 

Law RTA 1988, sects 165a & 165b 

The types of cover available are indicated below: 

Third-Party insurance  - this is often the cheapest form of insurance, and is the minimum cover required by law. It covers anyone you might injure or whose property you might damage. It does not cover damage to your own motor vehicle or injury to yourself. 

Third-Party, Fire and Theft insurance  - similar to third-party, but also covers you against your motor vehicle being stolen, or damaged by fire. 

Comprehensive insurance  - this is the most expensive but the best insurance. Apart from covering other persons and property against injury or damage, it also covers damage to your own motor vehicle, up to the market value of that vehicle, and personal injury to yourself. 

Registration certificate.  Registration certificates (also called harmonised registration certificates) are issued for all motor vehicles used on the road, describing them (make, model, etc) and giving details of the registered keeper. You MUST  notify the Driver and Vehicle Licensing Agency in Swansea as soon as possible when you buy or sell a motor vehicle, or if 

