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## UNDERSTANDING OUR MARKETS 

## DIRECTORS 

Vincent F. Palagiano Chairman of the Board and Chief Executive Officer 

Michael P. Devine President and Chief Operating Officer 

Kenneth J. Mahon Executive Vice President and Chief Financial Officer 

Anthony Bergamo Managing Director of the Milford Plaza Hotel 

George L. Clark, Jr. President of George L. Clark Inc. Realtors 

Steven D. Cohn Managing Partner at Goldberg and Cohn, Esq. 

Patrick E. Curtin Senior Partner at Conway Farrell Curtin & Kelly, P.C. 

Joseph H. Farrell Chairman of Conway Farrell Curtin & Kelly, P.C. 

Fred P. Fehrenbach President of Consolidated Brokerage Corp. and Shell Realty Corp. 

John J. Flynn Self-employed real estate mortgage broker 

Malcolm T. Kitson Retired. Formerly a Vice President at Citibank, N.A. 

Stanley Meisels Stockbroker with Ryan Beck & Co. and President of Small Business Electronics Investment Corp. 

Louis V. Varone Self-employed real estate mortgage broker 

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## EXECUTIVE OFFICERS OF DCOM 

Timothy B. King Senior Vice President and Chief Investment Officer 

Michael Pucella Senior Vice President – Finance 

## EXECUTIVE OFFICERS OF DIME SAVINGS 

Vincent J. Martucci Senior Vice President – Mortgage Officer 

Samuel P. Fritsky Senior Vice President – Marketing 

George Fuller Senior Vice President – Systems 

1. Vincent F. Palagiano 

2. Michael P. Devine 

3. Kenneth J. Mahon 

Stanley Meisels 

Joseph H. Farrell 

Steven D. Cohn 

Anthony Bergamo 

Louis V. Varone 

George L. Clark, Jr. 

10. Malcolm T. Kitson 

11. Patrick E. Curtin 

12. Fred P. Fehrenbach 

13. John J. Flynn 

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