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## Business profiles:  

## Retail Products 

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## Institutional Solutions 

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## Individual Life 

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## Group Benefits 

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## International 

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*Atthistime,HartfordLifeonlydisclosessalesandasset information for its Japan operation. 

## Overview 

The retail products team is a leading provider of investment vehicles designed to help individual investors achieve their long-term savings goals. We provide the investor access to superior asset management through such products as annuities, mutual funds, 401(k) plans, 529 college savings plans and other specialty products. 

## Overview 

The institutional solutions team provides customized wealth creation and financial protection solutions for institutions, corporate and government employers, and high-net-worth individuals. 

## Overview 

The individual life team offers a broad product portfolio of variable universal life, universal life, whole life and term insurance. Our products provide liq- uidity for estate taxes, income replacement, protection and tax-preferred bene- fits for small businesses, and more. These products are distributed through a wide network of national and regional broker-dealer organizations, banks and independent financial advisors,independent life and property-casualty agents, and Woodbury Financial Services, a subsidiary retail broker-dealer. 

## Overview 

The group benefits team provides a portfolio of insurance products to employers, associations and affinity groups that offer protection to employ- ees, members and affiliates. These products include short- and long-term disability, group life and accident insurance, and other specialty products such as medical stop-loss and retiree health policies sold through brokers and third-party administrators. 

## Overview 

The Hartford’s international team provides retirement savings, wealth creation and financial protection solutions for individual investors outside of the United States. Products include both variable and fixed annuities. 

