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## fast fact 

Any outstanding fines or debts you owe to B.C. courts, the provincial government or ICBC must be settled before you can get a new driver’s licence. Unpaid provincial violation tickets or unpaid driver penalty premiums may also affect whether you can buy or renew your Autoplan insurance. 

## warning! 

Driving without having a valid driver’s or learner’s licence, or without the proper licence class, or driving contrary to licensing restrictions or conditions, could breach your insurance coverage. That means that if you crash, your insurance claim may be denied. You could be responsible for paying the costs of your own injuries, or damage that you might cause to your vehicle, or to other people or property. Need more information? Call 1-800-950-1498 or visit icbc.com . 

## Outstanding fines and debts 

Any outstanding fines or debts you owe to B.C. courts, the provincial government or ICBC must be settled before you can obtain or renew a driver’s licence. These include outstanding liquor fines, tolls and arrears with the British Columbia Family Maintenance Enforcement Program. 

## Penalties for unsafe driving 

If you choose to drive unsafely, you could be fined and prohibited from driving. A prohibition means it is illegal for you to drive for a specific amount of time. And if you are caught driving while you are prohibited, your vehicle could be impounded and you may be subject to fines or a jail term. There is a $250 fee to have your licence reinstated after a prohibition. 

In chapter 1, you in the driver’s seat , you were asked to make a number of choices as you drove. Here are some of the driving fines and penalties you might have received if you had made all the wrong choices: 

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* Fine includes the 15 per cent victim surcharge levy. Your passenger would also have received a $167 fine if he had refused to wear his seatbelt. (If your passenger had been under 16, you would have received the fine.) Most fines may be reduced by $25 if paid within 30 days. 

In addition to any fines at the time of your driving offences, you would also receive a driver penalty point bill from ICBC. The bill is based on the number of points you have accumulated during the year, and is issued because people with driving offences are more likely to be involved in a crash. Your 17 points would cost you over $2,500 on your driver penalty point bill. 

You will pay a Driver Risk Premium (DRP) if you have: 

• one or more Criminal Code driving convictions and/or 10-point Motor Vehicle Act convictions, and/or 

