content_image/135816.jpg content_image/135815.jpg content_image/135814.jpg
Year-end balance of general and specific allowances for credit loss, and allowances to specific foreign obligations 

<img src='content_image/135816.jpg'>

Loan write-offs by industry Not applicable 

Exposure by risk weight after Credit Risk Mitigation (CRM) techniques 

<img src='content_image/135815.jpg'>

## 5. Credit Risk Mitigation (CRM) Techniques 

Exposure for which CRM Techniques are applied 

<img src='content_image/135814.jpg'>

