content_image/165495.jpg content_image/165496.jpg content_image/165497.jpg
Data and assumptions used in the fair value calculation related to MSRs at December 31, 2011 and 2010, respectively, are presented below. 

<img src='content_image/165495.jpg'>

At December 31, 2011, the weighted average amortization period for MSRs was 4.27 years. Estimated amortization expense for each of the next five years is presented below. 

<img src='content_image/165496.jpg'>

## NOTE 9: DEPOSITS 

At December 31, 2011, the scheduled maturities of certificates of deposit and other time deposits are presented below. 

<img src='content_image/165497.jpg'>

Additionally, at December 31, 2011 and 2010, approximately $169.2 and $190.3 million, respectively, of certificates of deposit and other time deposits were issued in denominations of $100,000 or greater. 

At December 31, 2011 and 2010, the amount of deposit accounts in overdraft status that were reclassified to loans on the accompanying consolidated balance sheets was not material. 

