Management’s Discussion and Analysis p 18 

Report of Independent Auditors p 56 

financial results 

Consolidated Statements of Income p 27 

Report of Management p 56 

Consolidated Balance Sheets p 28 

Eleven-Year Financial Summary p 57 

Consolidated Statements of Shareholders’ Equity p 29 

Corporate Information p 58 

Consolidated Statements of Cash Flows p 30 

Board of Directors p 59 

Notes to Consolidated Financial Statements p 31 

Corporate and Executive Officers p 60 

p 17 

