content_image/5319.jpg content_image/5320.jpg content_image/5321.jpg
## 9. Goodwill and Other Intangible Assets 

Goodwill and other intangible assets are summarized as follows: 

<img src='content_image/5319.jpg'>

Amortization expense for intangible assets was $24.5 million and $26.3 million for the years ended December 31, 2002 and 2001, respec- tively. The following table shows the estimated future amortization expense for intangible assets based on existing asset balances and the inter- est rate environment as of December 31, 2002. The Company’s actual amortization expense in any given period may be significantly different from the estimated amounts depending upon the addition of new intangible assets, changes in mortgage interest rates, prepay- ment rates and market conditions. 

<img src='content_image/5320.jpg'>

## 10. Mortgage Banking 

The activity in mortgage servicing rights and the related valuation allowance is summarized as follows: 

<img src='content_image/5321.jpg'>

