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U nifying our brand was just one of many highlights in 2002. Early in the year we rolled out High Performance Checking, a family of accounts serving every type of consumer and commercial client. “WebBank,” our full internet banking solution, was launched in March 2002 and resulted in a tripling of clients utilizing this delivery 

channel by year-end. During the year we completed a two-year project to upgrade all of our technology to a single world-class platform. A Loan Production Office was opened in downtown Pittsburgh this past year with significant new client acquisition. 

We are particularly proud of First Commonwealth Bank’s record with the Small Business Administration (SBA) Loan Program. For the SBA’s last fiscal year, First Commonwealth ranked third in volume in the state and Pittsburgh District and second in dollar amount in the Pittsburgh District. The SBA also named Pat Nagle, one of our Commercial Lending Officers, as the 2002 Pennsylvania Financial Services Advocate of the Year. 

In addition, First Commonwealth was ranked first in Penn- sylvania and seventh in the nation for our participation in Commu- nity Express, a program for new markets in low-to-moderate income communities with an emphasis on loans granted to women, veterans, and minority-owned businesses. First Commonwealth is also the most active community bank in the Pennsylvania Treasury Small Business Development Program. 

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First Commonwealth Commercial Lending Officer Pat Nagle was named by the Small Business Administration as the 2002 Pennsylvania Financial Services Advocate of the Year. 

