D ime Community Bancshares, Inc. (Nasdaq: “DCOM”) is a unitary thrift holding company headquartered in the Williamsburg section of Brooklyn, New York. DCOM began trading as a public company in June 1996. DCOM’s primary subsidiary is The Dime Savings Bank of Williamsburgh (“Dime Savings”), which was established in 1864 operating out of its first branch located in Williamsburg, Brooklyn. Trading on the Nasdaq exchange since its inception, DCOM is currently a member stock in the Russell 2000, S&P Small Cap 600 and the Nasdaq Financial 100 Indices. DCOM’s assets exceeded $2.9 billion as of December 31, 2002. 

Dime Savings is widely recognized as one of the largest and most successful multi-family residential niche lenders in New York City. Dime Savings operates twenty retail branch locations throughout the New York City boroughs of Brooklyn, Queens, and the Bronx, and in Nassau County, New York. 

Dime Savings offers a full range of banking services through its branch network, which has expanded since 1996 through two bank acquisitions that added 11 branches throughout Queens, Brooklyn and Nassau County, New York, and through two de novo branches established during 2002, one in Brooklyn and one in Queens. 

More information on DCOM and Dime Savings can be found at www.dimedirect.com. 

