## For nearly   , 

On the cover: Sustaining work- ing relationships over two gener- ations with The Hartford: Two family-run businesses are repre- sented here by Al Villasenor, seated, with his daughter Anne Villasenor Perez, left. Behind Al is Marc Schwartz and his sister Lisa Schwartz Koonce. Read more on page 14. 

The Hartford has proudly provided protection for customers – individuals and businesses – in times of need. We also partner with customers to protect and grow their wealth. Everything we do is focused on ensuring a safe and secure financial future for our customers. 

