content_image/272166.jpg content_image/272171.jpg content_image/272176.jpg
<img src='content_image/272166.jpg'>

In May 2011, with the launch of Daiwa Next Bank, the company entered the banking business as a bank agent. In collaboration with the bank, it launched the “Daiwa Twin Account,” which allows seamless connection between a customer’s bank account at Daiwa Next Bank and their brokerage account at Daiwa Securities, making their fund allocation activities easier and more efficient. It also offers good interest rates on deposits, providing both convenience and enhanced services to help expand the customer base. As of the end of March 2012, Daiwa Next Bank had attracted some 480,000 accounts with a balance of deposits exceeding ¥1,430 billion. The bank turned a profit in the third fiscal quarter since the bank was founded. Now that the company can offer various types of savings accounts, in addition to the investment vehicles that have been its forte in the past, Daiwa Securities will be able to attract a broader range of customers to use the Daiwa Securities Group’s services. The impact is already apparent; in FY2011 the company increased the number of new accounts by 22% year on year, to 154,000, and the net inflow of assets soared by 168% year on year, to ¥1,060 billion. 

## Major “Impact Investment”-Type Products Marketed by Daiwa Securities in FY2011 

Daiwa Securities not only offers customers opportunities to generate a good return on their investments. The company has also been focusing on so-called “impact investments” which make a positive social contribution to the environment or to economically disadvantaged groups. In 

FY2011, the company began selling “JICA bonds,” the first retail market-oriented bonds issued by the Japan International Cooperation Agency (JICA). In addition, it helped arrange “Green Bonds,” which are issued by the World Bank and marketed mainly to regional banks. 

## Balance of Deposits at Daiwa Next Bank 

(¥ trillion) 

<img src='content_image/272171.jpg'>

<img src='content_image/272176.jpg'>

* Based on TTM rate on date of issuance 

