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Table 12 reflects the costs of other borrowings of the Company as of and for each of the years ended December 31, 2002, 2001 and 2000. 

<img src='content_image/102848.jpg'>

Additional information regarding funding can be found in Note F to the Consolidated Financial Statements. 

## Funding Obligations 

Table 13 summarizes the amounts and maturities of the contractual funding obligations of the Company, including off-balance sheet funding. 

<img src='content_image/102852.jpg'>

The terms of the lease and credit facility agreements related to certain other borrowings and operating leases in Table 13 require several financial covenants (including performance measures and equity ratios) to be met. If these covenants are not met, there may be an acceleration of the payment due dates noted above. As of December 31, 2002, the Company was not in default of any such covenants. 

