content_image/12806.jpg content_image/12807.jpg content_image/12808.jpg
## NOTE 9 

## DEPOSITS 

<img src='content_image/12806.jpg'>

===================================================== Certificates and other time deposits maturing in years ending December 31: 

<img src='content_image/12807.jpg'>

## NOTE 10 

## BORROWINGS 

<img src='content_image/12808.jpg'>

Securities sold under repurchase agreements consist of obligations of the Banks to other parties. The obligations are secured by U.S. Treasury, Federal agency obligations and corporate asset-backed securities. The maximum amount of outstanding agreements at any month-end during 2003 and 2002 totaled $74,969,000 and $89,594,000, and the average of such agreements totaled $70,354,000 and $72,791,000 during 2003 and 2002. 

