ii. Associate Members 

The insurance package for Associate Members includes worldwide Medical, Dental, and Vision coverage. 

c. Additional Requirement for Disability Coverage 

To qualify for Disability Coverage during the current calendar year, players will need the Disability Application Physical Form to be completed by SS&M staff or a personal physician. (WTA physical examinations may be offered at designated Tournaments during the Tour Year.) 

d. Enrollment Period 

All current Full and Associate Members can purchase insurance: 

i. By credit card through their PlayerZone accounts; or 

ii. By sending the completed and signed Membership/Insurance Application Form, plus payment, to WTA headquarters in Florida, USA by December 15. 

e. Late Fee 

Any current member who does not pay her insurance fees by the December 15 deadline will be charged a $100 late fee for each payment. 

## E. PENSION PLAN INFORMATION 

## 1. Qualification for Pension Plan 

A player must be a Full Member and have five (5) years of Vesting Service to begin receiving 100% of the money in her Pension Plan account when she turns fifty (50) years of age. 

## 2. Initial Eligibility 

A Full Member initially is eligible for the Pension Plan if she has played at least twelve (12) singles (Main Draw or Qualifying) or ten (10) doubles (Main Draw or Qualifying, only if Qualifying counts for ranking points, excluding mixed doubles) at WTA Tournaments (including Grand Slams but not WTA 125 Tournaments) in one (1) calendar year. 

