content_image/132702.jpg
<img src='content_image/132702.jpg'>

## FINANCIAL TABLE OF CONTENTS 

Cautionary Statement Regarding Forward-Looking Information 20 

Financial Summary 21 

Management’s Discussion and Analysis of Financial Condition and Results of Operations 22 

Reports of Management 37 

Reports of the Independent Registered Public Accounting Firm 39 

Consolidated Financial Statements and Notes 42 

Shareholder Information 71 

Corporate Officers and Operating Presidents 72 

