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## notes to the financial statements 

for the year ended 30 June 2001 

## Credit Risk 

Credit risk represents the loss that would be recognised if counterparties failed to perform as contracted. 

<img src='content_image/127637.jpg'>

## Interest Rate Risk 

The Trust’s exposure to interest rate risk and the effective rates on financial assets and liabilities at 30 June 2001 were: 

<img src='content_image/127640.jpg'>

