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## 13 LONG-TERM DEBT 

Long-term debts were as follows as at January 31: 

<img src='content_image/2507.jpg'>

These amounts are expressed in Canadian dollars. (2) 

Interest rates are before giving effect to the related hedging derivative financial instruments – see note 22, and for variable-rate debt, represent the average rate for the year. (3) 

Monthly (M), semi-annually (SA) and annually (A). (4) 

The amount in currency of origin represents the total committed facility. 

