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## TRANSFER AGENT AND REGISTRAR 

Inquiries regarding stockholder administration and services should be directed to: 

Mellon Investor Services Overpeck Centre 85 Challenger Road, Ridgefield Park, NJ 07660 

## INDEPENDENT AUDITORS 

Deloitte & Touche LLP Two World Financial Center New York, NY 10281 

## GENERAL COUNSEL 

Conway Farrell Curtin & Kelly, P.C. 63 Wall Street New York, NY 10005-3001 

## SPECIAL COUNSEL 

Thacher Proffitt & Wood 11 West 42nd Street New York, NY 10036 

## INVESTOR RELATIONS 

Inquiries regarding Dime Community Bancshares, Inc. should be directed to: 

Kenneth A. Ceonzo Dime Community Bancshares, Inc. 209 Havemeyer Street Brooklyn, NY 11211 718.782.6200 ext. 8279 

## ANNUAL MEETING OF SHAREHOLDERS 

The Company’s Annual Meeting of Shareholders will be held at 10 a.m. on May 15, 2003, at Giando on the Water, 400 Kent Avenue, Brooklyn, New York. Holders of common stock as of March 28, 2003 will be eligible to vote. 

## ANNUAL REPORT ON FORM 10-K 

A copy of the Transition Report on Form 10-K for the period July 1, 2002 to December 31, 2002 (without exhibits), which was filed with the Securities and Exchange Commission, is available upon request to: 

Investor Relations 209 Havemeyer Street Brooklyn, NY 11211 

## BRANCH NETWORK 

<img src='content_image/104344.jpg'>

## BRONX 

1931 Turnbull Ave., Bronx, NY 10473 

## BROOKLYN 

7524 Third Ave., Brooklyn, NY 11209 1545 86th St., Brooklyn, NY 11228 814 Manhattan Ave., Brooklyn, NY 11222 1902 Kings Hwy., Brooklyn, NY 11229 2172 Coyle St., Brooklyn, NY 11229 1600 Avenue M, Brooklyn, NY 11230 209 Havemeyer St., Brooklyn, NY 11211 

## NASSAU COUNTY 

2412 Jerusalem Ave., Bellmore, NY 11710 1775 Merrick Ave., Merrick, NY 11566 1000 Pt. Washington Blvd., Pt.Washington, NY 11050 622 Old Country Rd., Westbury, NY 11590 

## QUEENS 

61-38 Springfield Blvd., Bayside, NY 11364 59-23 Main St., Flushing, NY 11355 253-15 Union Tpk., Glen Oaks, NY 11004 176-47 Union Tpk., Flushing, NY 11366 75-23 37th Ave., Jackson Heights, NY 11372 45-14 46th St., Long Island City, NY 11104 42-25 Queens Blvd., Sunnyside, NY 11104 24-44 Francis Lewis Blvd., Whitestone, NY 11357 

