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## Note 19 – Accounts payable and other liabilities 

Accounts payable and other liabilities consist of brokerage payables, which include payables to customers and payables related to security purchases that did not settle, as well as other accrued expenses, such as income tax payables, operating lease liabilities, credit card rewards liability, and litigation reserves. 

The following table details the components of accounts payable and other liabilities. 

<img src='content_image/1057676.jpg'>

(a) Includes credit card rewards liability of $7.7 billion and $6.4 billion at December 31, 2020 and 2019, respectively. 

