According to UN estimates, the amount of money borrowed in mortgages should never exceed 40 % of a nation's GDP. Taiwan is approaching that figure. When second mortgages for renovations are added, the total already exceeds 45 %. There is growing risk connected with buying real estate here.
依聯合國估計，房屋貸款餘額應低於一國國民生產毛額（GDP）的 40 %，目前台灣全體銀行房貸（含購屋、房屋修繕及建築貸款）已達 GNP 的 52.0 %，不論政府和民眾都需謹慎小心，及早防範！