Numerous studies abroad have shown a negative impact on labor markets--specifically, a decline in workers 'willingness to work--following the implementation of an unemployment insurance system. They have also shown that the longer the term of the unemployment payments, the longer unemployment lasts.
國外諸多研究也顯示，開辦失業保險後，對勞動市場的確產生負面影響，使勞工工作意願降低；而且失業給付的領取期限越長，失業週期也就越長。