The program targets newly married young couples who earn less than Taiwan's median income and are seeking to buy their first home, and people with children who need a larger home. The Ministry of the Interior's Construction and Planning Agency estimates that approximately 40,000 households will qualify every year.
該項優惠房貸的適用對象，是家庭年收入在全國 50 % 分位點以下（即低於平均值）的青年新婚家庭首次購屋、或因生育子女而有換屋需求者，營建署初估全台每年約有 4 萬戶符合申請條件。