Unlike the American ADD program, the matched funds were provided not by government agencies but by the private sector. The TFDA project was explicitly aimed at facilitating a first home purchase, starting a small business, or financing higher education.
不同的是，「美國之夢」的資金來自公部門，台北市的脫貧方案資金卻來自民間企業的贊助。此外，「家庭發展帳戶」更進一步將目標明確設定在首次購屋、小本創業、高等教育三個方向。