Each nation that has implemented reverse mortgages has dealt with similar variables. The main risks involve mortgage holders living too long, inheritance issues with children, and fluctuations in housing values and interest rates.
以他山之石為鑑，各國實施「以房養老」的變數相去不遠，主要的風險包括壽命過長、子女繼承、房價漲跌與利率波動等問題。