Where the collateral is also essential to a person's job or daily life, there is often no choice but to relax the rules and let the client take home both the money and the object, so that he or she can continue to earn money to pay the interest. This is especially true for taxis.
同樣因為典當品屬「生財工具」，不得不網開一面，讓典當人「又拿走錢又拿走典當品」，以便繼續賺錢付息、贖回的，還包括計程車業。