As for private-sector banks listed on the stock market, because control of stocks is scattered, a proposed merger is sure to spark endless disputes over stock swaps and over which bank's stocks should be retained, and which discontinued.
至於上市的民營行庫，由於股權分散，合併時的換股比例、誰存誰廢等爭議必定擾攘不休，困難度更高。