To encourage negotiations between debtors and banks, private organizations, like the Alliance of Fairness and Justice and the Partime 95 Alliance, recently formed the Card Debtors Self-Help Association with a legal team of 65 attorneys who plan to carry out collective talks with banks concerning debt payments.
「泛紫聯盟」、「青年勞動九五聯盟」等民間組織，為了協助卡債族與銀行展開債務協商，日前成立了「卡債受害自救會」，由 65 名律師組成律師團，計畫以集體協商方式與銀行進行償債協議。