In order to deal with expenses Wu began using credit cards to pay off his debts. As a consequence he accrued over NT $ 2 million in debt owed to over ten different banks. Despite having gone through negotiations with the banks he once again reneged on his commitments. He is currently requesting assistance from the Legal Aid Foundation to apply for debt adjustment.
為了支應開銷，以卡養卡的結果，吳燦成欠了十幾家銀行、二百多萬元的卡債，經過協商，因無力償還又毀諾，目前正在向法扶會聲請協助更生中。