Concerning financial institutions, Dean of Security Management at Ming Chuan University Chang Ping-wu discusses the commonly used "ATM transfer" fraud method. He notes that while banks across Taiwan have set up warnings on all their ATMs reminding people to be careful when making transfers, research indicates that many victims of fraud are too panicked or anxious and do not notice those warnings, generally only realizing they've been scammed some five minutes later.
「定量犯罪理論」指出，在穩定的社會結構中，原已生根蔓延的特定犯罪是不會消失的，頂多是轉換形式出現。因此要降低台灣詐騙犯罪的比例，有必要從政治、經濟、法律與媒體宣導等各層面著手；民眾也不該存有「我很精明、才不會那麼倒楣」等心態而疏於防範。