Concretely speaking, the farmers 'insurance plan should adopt the household rather than the individual as the target unit, adopt the principle that the program be funded by the farmers (with the government giving assistance to low-income households), and that a high proportion of the costs of treatment for minor illnesses should be borne by the patient.
具體言之，農民健保應以農戶全戶為保險對象，農民以自行負擔保費為原則，低所得之農戶才由政府補助，及實施較高比例的醫療費用自行負擔制。