As a result of the hard negotiating stance, although 220,000 of the nation's 500,000 credit-card debtors reluctantly renegotiated payment schedules with banks, half of them (111,000) quickly found the burden too onerous and had broken their contracts within a year.
協商嚴苛的結果是──全國 50 萬名卡債族，雖有 22 萬名勉強與銀行達成償債協議，但不到一年，竟已有一半人（11 萬人）因無法負擔而毀諾不繳。