But according to mainland banking law, foreign banks (including banks from Taiwan) cannot accept deposits in Renminbi. This means that Taiwanese banks will essentially be bringing money over from Taiwan and making loans.
然而，依據大陸銀行法規定，外商銀行（包括台商銀行）不能吸收人民幣存款，等於是要銀行從台灣拿錢到大陸放貸。