The National Pension is designed to ensure that everyone can afford the premium payments. In the first year of enrolment, everyone pays a premium of NT $ 674, based on a premium rate of 6.5 % assessed against the lowest income bracket (NT $ 17,280 per month), with the covered person paying 60 % of the premium.
由於國民年金的設計是讓弱勢者也繳得起保費，投保金額第一年一律以勞保投保薪資的第一級為準（1 萬 7,280 元），保險費率是 6.5 %，民眾負擔 6 成，即每月繳納 674 元，繳滿 40 年，年齡達 65 歲，每月可領到 8,986 元，所得替代率為 1.3 %。