Because ATM card fraud often involves interbank withdrawals, the ROC Bankers 'Association has proposed a resolution, stating that in the event a depositor with Bank A has money illegally withdrawn from his account through an ATM owned by Bank B, Bank B is responsible for compensating all resulting monetary losses.
此外，由於盜領事件常牽涉跨行提款，因此全國銀行公會亦做出決議，若Ａ銀行存款戶在Ｂ銀行的自動櫃員機領款時，遭到歹徒側錄密碼並被盜領現金，Ｂ銀行須負賠償責任。