Different departments can now share computer systems and office space, and companies should be able to make do with many fewer individual insurance agents (since, in place of agents, who were needed to maintain personalized contact with clients, companies can network with their customers through their ordinary financial service people). Companies should be able to expand their operations, become more efficient, and lower costs all at the same time.
電腦系統及營業場所可以共用、套人情賣保險的保險業務員可以大量減少… …，凡此種種，對金融集團壯大規模、發揮綜效、降低成本都將有極大的助益。