Whenever some people get ahead, others will follow, and no amount of calls for simpler lifestyles or new value systems can stop them. The reason is very simple. "The money management fever is a natural product of changing times." According to Liu, individualism and the rise of urban commercial society have broken down the support networks of traditional agricultural society.
理由很簡單，「理財狂熱，是時代劇變後的自然產物」，劉台芬分析，現代個人主義及工商城市的興起，使得以往農業社會中親族共居老厝、潦倒時彼此扶持的傳統一去不返。