However, when Hua Nan sent employees to examine the assets of CBF, they discovered numerous flaws in the credit checks CBF had conducted on its clients. The value of guarantees had been seriously overestimated and some of the companies on whose behalf it had issued bills of finance had already folded or were mere shell corporations.
不過當華南銀行派員清查央票資產時卻發現，央票的授信案件普遍有重大瑕疵，嚴重高估擔保品的價值，甚至有部分發票公司可能早已倒閉或根本是個空殼。