The bank has also set up an insurance fund of NT $ 1 billion (US $ 25 million) to protect companies against losses due to defaulted payments, disasters, political instability.
由於付款期拉長，發生天災、人禍、政變的風險增高，中國輸銀又自七十三年開始，由行政院開發基金，分年提撥新台幣十億元，辦理輸出保險業務。像三星五金機械公司曾對阿根廷賣出一座螺絲帽工廠，後因發生福克蘭戰役，阿根廷外匯短缺，無法繼續付款。