"Back then the soldiers had meager incomes, lots of kids, and hard lives. When it came time to pay tuition or buy furniture or appliances, and you didn't have enough money, you could borrow from a community credit club. You could even join several credit clubs, borrowing from one to invest in another.
「早年軍人收入微薄，孩子又多，生活清苦，每逢開學繳學費，或買家具、買電器，一時拿不出那麼多錢，只有靠『上會』，而且同時上好幾個會，以會養會。