Taiwan's retirement, unemployment, health, and handicapped welfare and insurance systems are not as comprehensive as those in the West. So most people put aside a little "old age capital." This attitude of putting a little away for a rainy day cannot be changed overnight, and "very few people are likely to blow their old age money by anticipatory spending," he concludes.
國內的退休、失業、醫療及傷殘… … 等福利、保險制度並不像歐美那樣完善，因此一般人留「老本」、積穀防饑的心態實在也不容許一下子改變，「總不會有人傻到把老本都先預支出來花掉吧！」