Engaging in predatory lending, the banks were harming both their customers and themselves, but when the credit-card debt crisis exploded, the government and academia-concerned foremost about the stability of the financial and credit system-inadvertently absolved it of guilt.
銀行是害人害己的設局者，然而卡債風暴發生後，政府與學界卻仍一味強調以維護「金融穩定」和「信用體制」為最高處理原則，無異為金融體系的掠奪性間接除罪。