Many investment books on the market say that the prerequisite to investing is to "work hard to increase your income." But you don't always get money just by working hard. If you have to wait until you have a very high income before you start investing, there may not be enough time.
市面理財書常將「努力賺錢」作為理財的第一步，不過錢不是「努力賺」就有的，如果要等自覺收入夠寬裕了才開始理財，只怕會遙遙無期。