First, existing large enterprises have established deep relationships with certain long-established banks over a long period, and the new banks are in no position to win them over. Further, after the explosive development of Taiwan's capital market, enterprises could get even cheaper capital from the stocks and bonds market, greatly reducing their reliance on banks. Thus it was even more difficult for new banks to share in this shrinking pie.
首先，現有的大企業多年來已和固定的老銀行建立深厚關係，新銀行不易爭取；再說，台灣的資本市場蓬勃發展後，企業可以從股票及債券市場中取得更廉價的資金，對銀行的依賴程度大幅降低，新銀行要去分食這塊已經在縮小變硬的餅，就更加困難了。