The patient has accident insurance, so, unless he was drunk at the time, he should receive compensation for the accident. However, when the insurance investigator discovers that there were Y2K-related problems with the instruments during the process of medical care, the company refuses compensation on the grounds that "Y2K is not an accident."
如果病人有投保意外險，車禍本應得到理賠（酒醉駕車除外），然而當保險專家發現醫療過程中可能涉及「因 Y2K 而導致儀器失靈」時，卻以「Y2K 非意外事件」為由拒絕理賠。