She says that today banks are always talking about how they want to provide every individual with tools to "intelligently manage money." For example, they provide credit cards that award bonus points, housing loans with built-in short-term overdrafts for investment, and even mutual fund accounts that will automatically invest a specific amount at fixed times.
她說，現代銀行標榜的是提供每個人「聰明地管理錢財」的工具，例如可供自由調度的理財型房貸、有紅利積點回饋的信用卡、有方便儲蓄的零存整付，還有易於投資的定期定額基金… …。