What's more, the elderly generally resist living in retirement or nursing homes, so "supporting the elderly with their own real-estate assets" is an idea well suited to Taiwanese society, he argues, and a system of reverse mortgages ought to be quickly implemented. Chang describes three kinds of reverse mortgages well suited to Taiwan. The first type would be offered by banks, like the reverse mortgages in the US.
去年底在中華民國住宅學會、台灣房地產中心主辦的「以房養老」研討會上，張金鶚提出 3 種適合台灣的方案，第一種就像美國的逆向房貸，由銀行主導。