Experts suggest that rookies are best off starting with a fixed deposit at fixed times in mutual funds. Because newcomers are not psychologically ready to deal with the ups and downs of investing, if they hold individual stocks, they tend to nervously follow share prices. It is much better to select a relatively stable fund with a good return, and let expert fund managers do the worrying for you.
專家建議，新手最好從定期定額投資共同基金開始，因為新手定性不夠，如果手上有股票，心情必定跟著指數上下震盪，不如選擇績效較穩定的基金，讓專業的基金經理人替你傷腦筋。