In her view, sooner or later everybody must face retirement, regardless of whether one looks forward to it or not. But not all those who look forward to retirement find it to be as relaxing and happy as they were hoping it would be; and some of those who were dreading retirement unexpectedly discover a happy new life. The key lies in how well one has prepared.
但嚮往者不一定能輕鬆愉快、如自己所期盼的過著退休生活；擔憂者卻可能發現原來退休竟意味著可喜的新天地，關鍵就在於「退休前的準備功夫做了多少」。