To promote sales, some builders initially went 20 / 80 with banks to offer 100 % home loan financing. The current practice of banks extending total financing, however, has only emerged in recent years.
早期，部分建商為了促銷房子，也曾和金融機構以 20/80 的分攤比率，給予購屋者百分之百房屋貸款，但眼前這種由銀行完全承做的全額貸款，其實還是近年才有的現象。