Because the process of "first saving and then withdrawing" is quite drawn out, Lin Hui-sheng believes that the "bank" must have public credibility, and so elderly service banks should be operated by organizations that have been endorsed by the government.
由於「先存後提」的過程可能很漫長，因此林惠生認為，「銀行」要具有公信力，老人服務銀行應由政府背書的單位來執行。