Lin Hung-chun, vice manager of the Hong Kong and Shanghai Banking Corporation's Trust Department, notes that follow-up studies conducted abroad on people who have won big jackpots show that up to half of them quit their jobs, go on spending sprees, make unwise investment decisions, are tricked, and find themselves broke and back where they started within five years.
香港匯豐銀行信託部資深副總裁林鴻鈞也為文指出，根據國外對樂透頭獎中獎人非正式的追蹤，高約半數的中獎人因辭去工作、盡情揮霍，或投資不當、受騙上當等因素，在五年之後獎金歸零，生活回歸原點。