The situation in the US is quite similar. People unable to repay their mortgages had to sell at a large discount to repay their debt. And banks suffered large losses because the properties they repossessed in their status as creditors dropped in value as collateral because of the overall collapse of housing prices.
美國的情形也相當類似，付不出房屋貸款的借貸人被迫拍賣償債；而銀行雖以債權人身分拿到房子，卻也因房價大跌、擔保品價值縮水而吃了大虧。