Building a home takes money. In urbanized areas, people must usually use land or another building as collateral when applying for a loan. But banks won't accept the mountainous lands on which indigenous peoples typically live as security on a loan, and locals have nothing else to offer.
蓋房子需要錢，都市化地區通常得拿土地或另外的成屋抵押，但是原住民居住的山區不具擔保價值，更不用說要他們拿出第 2 棟房子來抵押。