The main aim in creating the commission is to establish "unified financial supervision" by centralizing and strengthening the financial inspection and investigation powers previously divided among the Ministry of Finance (Bureau of Monetary Affairs, Securities and Futures Commission and Department of Insurance), the Central Deposit Insurance Corporation and the Central Bank of China, all for the purpose of maintaining Taiwan's financial stability and promoting the future development of its financial markets.
金管會成立的宗旨，在於確立「金融監理一元化」，將以前分置在財政部（金融局、證期會和保險司）、中央存款保險公司及中央銀行等單位的金融檢查權加以集中、強化，以維持我國的金融穩定及促進金融市場的未來發展。