Wu argues that banks must be large to compete internationally. Data from the Executive Yuan indicates that Taiwan simply has far too many banks--3.4 branches per 10,000 people versus a global average of only 1.95 per 10,000. In addition, the top 100 banks in the world each have assets worth an average of about NT $ 3.3 trillion versus only NT $ 2.5 trillion for Taiwan's largest bank, Cathay Financial Holdings.
依據行政院的資料顯示，全球平均每萬人的銀行分行數是 1.95 家，台灣卻高達 3.4 家，家數顯然太多；而全球排名 100 大的銀行資產有 3.3 兆元台幣，台灣第一大國泰金控卻只有 2.5 兆元，基於以上理由，我國銀行需要進一步整併。