Experts specially remind investors to leave their money in a fund for three to five years in order to increase return and minimize risk. You shouldn't invest based on a fund's performance in a month or a quarter, but should look at its performance over at least the last year or so. You should particularly avoid those funds that fluctuate wildly, or which frequently change fund managers.
專家特別提醒投資人，基金要三到五年地長期投資才能增加報酬、降低風險，因此選擇時不要以一個月或一季的績效為標準，應該要拉長至最近一兩年的績效，尤其要避開那些大起大落、或是操盤經理人常常更換的基金。