A manager named Lee who works in the Bank of Taiwan admits that state-run banks are limited by the various regulations that govern civil service institutions. They can't even do things like hire students to work part-time running errands for clients, or set up counters in department stores to offer credit cards. Given their ossified management techniques, it is no surprise that they are ridiculed as being "run like pawn shops."
一位在台銀服務的李姓經理也坦承，公營銀行受限於公務機關的種種法規，連雇用工讀生替客戶跑腿收票、或在百貨公司擺攤促銷信用卡都不可能，這樣保守僵化的經營手法，難怪一直擺脫不掉「標準當鋪」的謔稱。