As the world's economy has slowed in the past few years and prices have fallen, investment and expansion have also dropped. Most people have decided to play it safe and put their money in savings accounts, with few willing to take out new loans.
過去幾年由於全球性經濟不景氣，物價不漲反跌，民眾對於投資房地產或擴張產業設備，缺乏回收利潤的把握；觀望之餘，都把錢存入了銀行。