Because the interest they pay is much higher (generally by two or three times) than the financial institutions, most housewives are willing to run the risk of being defrauded and invest their saved housekeeping money little by little in a mutual aid association.
由於它的利息比金融機構高出許多（通常是二到三倍），一般家庭主婦寧願冒著可能倒會的風險，將省下的菜錢一點一滴投入互助會。