What they hadn ’ t bargained with was that borrowing money in Indonesia is not like in Taiwan. In Indonesia, a borrower can, without any kind of supporting evidence, simply refuse to pay back the money, leaving the creditor to take back the vehicle and take on the bad debt.
殊不知，印尼借貸生態不同於台灣，繳不出錢的民眾，在無任何其他證明下，就可單方拒絕還款，任憑債權方收回車輛，形成壞帳。