Although reverse mortgages can improve seniors 'standard of living, they can also incite opposition from their children and thus create intergenerational conflict. After Eden handled that first case of the elderly gentleman donating his home in exchange for security in old age, an elderly woman wanted a similar arrangement.
張金鶚說，首先，如何說服老人拿房子出來抵押，對國人「有土斯有財」的民情就是一大衝擊。甚至會不會出現上一代想拿房子來抵押，讓自己手頭寬裕些，但卻遭到子女反對，導致家人反目的世代衝突呢？