But the overdue loans rate has been climbing steadily since the beginning of last year. At banks it has reached a historical high of more than 4 %, while at agricultural associations and credit cooperatives it averages around 10 %.
而去年以來，一般銀行的逾放比例緩步攀升，目前已到百分之四以上的歷史新高點；基層金融機構如農會及信用合作社，逾放比例更高達百分之十。