In order to achieve this target, experts suggest that your house mortgage should not exceed 25 % of your income. For example, for a typical middle-class family with a total monthly income of NT $ 100,000, with a 20-year mortgage at 8.5 %, the total debt should not exceed NT $ 3 million.
為了達到目標，專家建議每月的房屋貸款應該控制在收入的百分之二十五以下，例如月入十萬的尋常家庭，以利率百分之八、貸款二十年、本利平均攤還計算，貸款總額不應該超過三百萬。