When the US subprime mortgage crisis has toppled several American and European banks and led to credit crises in one country after another, this would be an appropriate time for a wide-ranging debate about credit and the design of new models for lending and borrowing.
如今，在美國次貸風暴拖垮了歐美多家金融巨擘，在各國陸續發生卡債風暴後，關於放貸和欠債，關於「信用」，該是全面檢討、重建新典範的時候了。