You particularly want to avoid the high-interest loan offered by a "bloodsucker-gui," because he bodes ill, like a "wronged gui offering New Year's greetings." Once the whole family has been sucked dry, though "neither god nor gui knew how," you only have yourself to blame for "shunning people, but sneaking off with a gui."
尤其不可找上「吸血鬼」借高利貸，那可是「冤鬼來拜正（拜年）」，不安好心眼。「神不知鬼不覺」的，全部家當全給他吸光了，這時要哭也無目屎，只能怪自己「人叫不行，鬼叫溜溜走」，被居心不正的人牽著鼻子走。