By contrast, "indirect participation" (e.g. by holding bank deposits which banks invest as they see fit--the depositor has little risk but also no chance of premium profits) are steadily losing ground.
反倒「間接金融」（例如銀行存款任憑銀行處置，存款人全無風險，也沒有額外利得的金融行為）日益萎縮。