In response to rising global competition in the financial industry, in 2002 the government decided to permit the creation of financial holding companies (FHCs) to encourage financial institutions to merge and increase economies of scale.
2002 年，為了迎戰全球金融競爭，在鼓勵合併、擴大規模的思維下，政府開放金控公司成立，許世立服務的大安銀行首當其衝，被台新金控合併。