In fact, although RCAs create a loophole in Taiwan's financial management system, and people who become the victims of fraud may suffer severe financial loss, nonetheless healthy RCAs have undoubtedly made a great contribution to financing Taiwan's small and medium-sized businesses.
事實上，儘管合會使台灣的金融管理出現漏洞，也常造成被倒會者重大財務損失，但健全的合會確實是台灣中小企業財務上的大功臣。