In the UK and Hong Kong, for example, bankruptcy cases take up more docket space than any other civil matter. Moreover, if society does not give credit-card debtors some breathing room, and a financial mechanism to escape from their problems, then they could be forced into rash action, leading to tragedy for many more families.
以英國、香港來說，民事案件的最大宗都是破產，如果社會不給卡債族一個喘息新生、金融機制暫時退場的機會，只會將他們逼上絕路，衍生更多家庭悲劇。