In the current atmosphere of low interest rates, the home loan rates of many retail banks are already approaching those of preferential loans, so that when the government's preferential loan budget is exhausted this coming Chinese New Year, this will also have little impact.
而在現今利率低的情況下，許多商業銀行的房貸利率也已逼近政府優惠貸款，因此，預計優惠貸款在明年農曆新年前後用罄的衝擊也不大。