As a concession to debtors, a few days ago the FSC announced that banks must halt debt-collecting activities for three months in the case of low-income and unemployed card debtors willing to renegotiate their repayment schedules, so as to allow them to improve their financial situation. Creditor banks must also complete debt negotiation applications for qualified debtors within eight business days.
日前，金管會再下一道金牌，宣佈中低收入戶、失業的卡債族，若進入債務「專案協商」後，銀行應暫停催收卡債 3 個月，待其財務狀況改善，再依程序辦理；而符合一致性協商條件者，銀行應在 8 個工作天內完成協商。