After the new banking law enacted in 1975 came into force, these companies were permitted to become banks, and in recent years the Ministry of Finance has not permitted those with international departments to continue taking on new mutual loan business.
民國六十四年新銀行法公佈實施後，這些公司獲准改制為銀行，近年開辦國外部者，財政部已不准其再承辦合會業務；然而合會仍在民間盛行。