According to US Department of Housing and Urban Development statistics, in 2001 some 10,000 applications were made, and by 2006 demand had increased sixfold. In 2008, the number of applicants surpassed 110,000. It's estimated that more than 90 % of these reverse mortgages are administered by the FHA, with the government assuming the risk.
根據美國住宅與都市發展部統計，2001 年申請件數只有約一萬件，2006 年市場需求量增加了 6 倍，到 2008 年底更超過 11 萬件，估計市場上 9 成的逆向房貸都是「由政府承擔風險」的聯邦住屋管理局執行。