During the period of the mortgage, the owner can pay it off in full at any time without being considered in breach of contract. When the owners eventually die, the heirs are given three months to a year to sell the house to repay the mortgage. Or they can pay off the mortgage themselves and keep the residence.
貸款期間，屋主可以隨時償還貸款，不算違約；最後當屋主死亡後，繼承人可以選擇出售房子歸還貸款（清償期限為 3 個月到一年），或者以自己的財產清償貸款，保留房子。