The formation of CDIC at the present time provides banks with a mixed blessing. Profits are down, and insurance fees are looked on by some as adding yet another burden.
「但是對推動業務而言，現在卻不是一個好時機」，樓偉亮指出：「最近銀行資金過多，不太賺錢；半年要交萬分之五的保費，算起來雖然只為每個存款人負擔一百七十五元，卻仍是一筆不小的負擔。」