Chang Chin-oh observes that while the number and value of bad checks have risen in recent months, the increases have not been large. To him this indicates that there has not been a rapid worsening of the credit crisis.
張金鶚觀察，近來退票金額和退票率雖有增加，但幅度不大，顯示企業的信用危機不至於急速惡化。