In contrast, many American children understand a bit about money management from early on. For example, a child in her early teens might babysit for the neighbors or cut lawns, and then put the money in a mutual fund. Some investment websites have games for children to teach them about various investment instruments and portfolios. These treat personal money management as a serious life skill that all modern people should know.
相對之下，美國孩子很早就有理財概念，譬如十來歲的孩子就會替鄰居當保母、整理草坪，再把打工的錢存起來購買共同基金；一些投資網站則設計各種遊戲，教導孩子及早熟悉各種理財工具和投資組合，把理財當作現代人必備的生活技能來嚴肅看待。