Furthermore, the mainland puts severe restrictions on foreign banks. It is very difficult to remit money, and because there is no cooperative institution overseeing cross-strait financial matters, risk management is difficult. Consequently, the ROC government waited until May of this year before allowing banks from Taiwan to set up offices on the mainland.
加上大陸金融環境仍相對落後，對外商金融活動限制嚴格，而且兩岸之間沒有金融監理的合作機制，不利進行風險控管，政府因此十分謹慎，直到今年五月才開放國內銀行申請赴大陸設辦事處。