"Popularization" permits the broad mass of consumers, who rarely have anything to do with banks except for depositing savings, to get the idea that, "if there is money to be borrowed, then why not borrow it?"
「大眾化」能讓從前除了存款之外，少與銀行打交道的消費大眾們，也偶爾興起「有錢可以借為什麼不借？」