Because full property rights would have been transferred to the insurance company, all subsequent maintenance expenses and taxes would be paid by the insurance company, so seniors would avoid the hassles of home ownership.
這個方案的好處是，由於房屋所有權已經轉給壽險公司，因此後續的維護、修繕和各種稅金都由壽險公司支付，老人只要輕輕鬆鬆當房客就好。