Chen Hui-yuan, who is in charge of running the scheme, points out that children over the age of six have safety insurance at school. Infants under two, however, present a potential high risk that few insurance companies are willing to take on. With those companies that do, the insurance premium is very high, and the government cannot afford the cost either.
承辦員陳慧媛指出，六歲以後的學童，學校有學生平安保險；二歲以下的嬰幼兒則因潛在危險性高，比較沒有保險公司願意承保；就算保險公司願意保，保費相對提高，政府也負擔不起。