For example, a retiree who was enrolled for less than 15 years in the Labor Pension system is only eligible to receive a single lump-sum benefit, but if combined enrolment time in the Labor Pension and National Pension systems amounts to 15 years, then he or she can begin from age 65 receiving regular annuities from both the Labor Pension and National Pension systems. Three big concerns
再者，勞保年金的所得替代率拉高後，保費費率若按比例調高，應該是 7.75 %，但目前費率為 7.5 %，雖然只差 0.25 %，但八、九百萬人總計下來就相當可觀。林萬億預估，潛藏的赤字危機將於 20 年內浮上台面。