He gives an example. Even such a law-abiding society as that of the US saw the Enron collapse of 2000. What was tragic was that most Enron employees had invested their retirement money in company stock and when the company collapsed a lifetime of hard work went down the drain. This lesson explains the importance of "spreading risk."
他舉例說，即使像美國執法如此嚴明的社會，西元二千年仍然發生安隆倒閉事件，悲慘的是，安隆員工普遍將退休金投資在公司股票上，公司垮了後，畢生努力也付諸流水，這個教訓說明了「分散風險」的重要性。