Even more exasperating is that clients routinely come in with no intention of ever redeeming the collateral, which sharply increases the foreclosure rate (currently estimated at about 50 %) and drives up operating risks.
最令人搖頭的是，典當人普遍抱著「當了就不想贖回」的落跑心理，使得民營當鋪的流當率激增（目前估計約為 50 %），經營風險也直線上升。