With so many small players, competition is intense and profit margins are paper thin. In particular, the more than 20 private banks that have opened since the liberalization of the banking sector in 1991 have been skating on thin ice since day one.
蝦兵蟹將拚搏，競爭激烈，獲利薄如空氣，尤其是民國八十年後陸續開放設立的二十多家民營新銀行，更是一開業就在生死邊緣掙扎。