The third time was 23rd November--the Battle of Zhiluozhen, where the 109th Division was destroyed, the divisional commander Niu Yuanfeng committed suicide and Shen Ke's 106th Division was heavily damaged.
第三個敗仗是十一月二十二日直羅鎮之役，一○九師被殲，師長牛元峰自殺，沈克的一○六師也受了很大的損失，所以張學良怕了。