Exports have increased to the point where there is an accumulation of about US $ 75 billion in foreign currency, and the average per capita income has risen to around US $ 5,000. The traditional saving habits of the Chinese people have created a quick rise in savings deposits. As a result, the domestic monetary channels are "clogged." This has led to idle capital roaming about.
我國近年經濟蓬勃發展，出口直線上升，至今累積了大約七五○億美元的外匯，而平均國民所得也提高到五千美元左右；由於國人傳統的儲蓄習慣，造成儲蓄資金急遽膨脹，而國內金融管道卻不暢通，導致游資流竄，各種不合法的地下金融活動伺機而起，造成金融市場的混亂，影響經濟發展的秩序。