Some people are happy that there seems finally to be some way to clear away the hundreds of thousands of defaulted mortgages. But others are concerned that there will be a "price-busting effect" which will cause even more mortgage-holders to give up on their overpriced mortgages, preferring to default and let the house go back to the bank. This could end up actually increasing the number of defaults held by banks.
有人為數以十萬計的逾放屋終於可以展開「去化」而高興，也有人擔心這種「價格破壞」效應，會讓更多房貸客戶不願再背負超額貸款，寧願把房子「倒」給銀行，反倒會造成銀行逾放的快速增加。