Furthermore, 1998 saw banks cut loans to corporate clients as a spate of bankruptcies erupted among local industries. As a result, the ratio of home loan clients with sufficient security began to account for an increasingly large proportion of bank business.
另一方面，一九九八年台灣颳起本土性產業倒閉風，銀行對企業客戶緊縮放款，擁有足夠擔保品的房貸客戶佔銀行業務的比重也因而上升。