For instance, they may only open one branch office, which must be located either in Taipei or Kaohsiung. Foreign banks are also only allowed to deal with companies and are not permitted to make loans to individuals.
民國六十九年頒佈的辦法規定，在分行數目方面，每家外商銀行只能設一家分行，地點限於台北市或高雄市；營業對象只限於工商企業，不包括個人；同時不能吸收新台幣定期存款，只能吸收活期及支票存款（但外幣不受限制）。