Pan Ying-wei, who has made plenty of credit card purchases through overseas websites, feels that since most regular websites use a membership system there is no need to worry too much about credit card fraud. So long as you need a membership number and PIN to shop, it is very unlikely that anyone could make fraudulent use of your credit card number.
在國際網路上刷卡經驗豐富的潘穎薇則認為，信用卡問題不必太擔心，因為一般正規網站都採會員制，需要有會員卡號及密碼才能購物，外人盜刷的可能性不大。