This in turn has led to fixed-term deposits in all of Taiwan's banks standing at the alarming figure of four-and-a-half trillion Taiwan dollars. Added to this, the NT $ 100 billion submitted as security by the fifteen new banks when they were established, which is also temporarily frozen.
原因之一當然是許多人「一朝被蛇咬」，不敢再輕舉妄動，轉而將錢放在銀行定存，造成目前全台各行庫共有四兆五千多億的定期及定儲存款，十五家新銀行成立時繳交的保證金約有一千億元，在目前新銀行未開張前，也暫時「凍結」。