But Taiwan's financial industry, which after all is largely made up of small- to medium-sized enterprises, is currently only able to service the needs of the domestic public and industry. With looming global competition the government has actively encouraged bank consolidation and horizontal business integration in the financial industry with the hope of being able to compete with international financial groups that have enormous capital and sound products.
只是，原本台灣的金融業大多屬於中小型企業，只能針對國內民眾與企業需求提供服務，但隨著全球競爭的迫近，政府力促銀行合併及金融異業整合，希望能與資金龐大、產品健全的國際金融集團相競。