Firstly, in the aftermath after the decline of the bubble economy of the previous few years, stock market trading was light and there were many bankruptcies in the construction sector. This also had repercussions for the financial institutions which lent money to construction companies.
推究原因，一來是前幾年泡沫經濟衰退的後遺症漸次浮顯，股市交易清淡、房地產業倒閉事件頻傳，連貸款給建商的金融業也遭了池魚之殃。