Give me Personal finance advice
Live within your means. 
Save and Invest 
Avoid credit cards
Avoid any financial product that you don't understand
Do research before making a large purchase
Read financial books and blogs to get educated on personal finance
Home ownership generally is worth more in the long run
Ensure you have sufficient insurance to cover unexpected major catastrophes
Below is an instruction that describes a task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction: Give me Personal finance advice
### Input: 
### Response: Live within your means. 
Save and Invest 
Avoid credit cards
Avoid any financial product that you don't understand
Do research before making a large purchase
Read financial books and blogs to get educated on personal finance
Home ownership generally is worth more in the long run
Ensure you have sufficient insurance to cover unexpected major catastrophes