Why is a higher interest rate on my home worse?
Getting a higher interest rate on a home loan increases the payments on your loan. Over time, a higher interest rate can greatly increase the amount that you pay to your lender. However, a silver lining might be the lower home prices that often accompany higher interest rates. It’s possible that refinancing after interest rates drop might provide an opportunity to pay less on your loan down the road.
Below is an instruction that describes a task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction: Why is a higher interest rate on my home worse?
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### Response: Getting a higher interest rate on a home loan increases the payments on your loan. Over time, a higher interest rate can greatly increase the amount that you pay to your lender. However, a silver lining might be the lower home prices that often accompany higher interest rates. It’s possible that refinancing after interest rates drop might provide an opportunity to pay less on your loan down the road.