What goes into a credit score?
In the US, a credit score is based off information given in a credit report. These are analyzed and grouped into five categories: payment history (35%), amounts owed (30%), length of credit history (15%), new credit (10%) and credit mix (10%). Both positive and negative information is gathered in each category.
Below is an instruction that describes a task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction: What goes into a credit score?
### Input: 
### Response: In the US, a credit score is based off information given in a credit report. These are analyzed and grouped into five categories: payment history (35%), amounts owed (30%), length of credit history (15%), new credit (10%) and credit mix (10%). Both positive and negative information is gathered in each category.