Hello , this is Lucie Jing calling from Lincoln Bank . May I speak to Mr Was , please ?   Speaking .   Ah , hello , Mr Was . I'm just calling about your new credit card . It has arrived with us , so you can either come to collect it , or we can send it on to you .   Sending it won't be necessary . I'm actually coming in for a meeting with my Personal Banker this afternoon .   What perfect timing !   Indeed . Is there anything I need to do before I collect it ?   Not really . But we do recommend you to read through our terms and conditions again before you sign the card , just in case there is something you aren't happy with .   I'm sure it'll be fine . How about my PIN number ?   That will be sent on to you within 2 working days . Then , you can start using your new card .   Great . I'll be in later today . Thanks for calling . Bye . 