Hello . It's good to see you again , Ms Harrow , sending more money to your grandson today ?   Today I'm here to find out about paying in foreign currency . You do that here , I suppose ?   Yes , of course . What would you like to know ?   My nephew has told me about something called a ' timing deposit ' or something like that ?   A T-I-M-E , Time Deposit . You can chose from 5 different grades   Put me down for 2 years . Here's the money I'd like to pay in ... 