Good morning . I want to deposit 3,000 yuan in your bank .   Yes . Do you have a savings account in our bank ?   No , I haven't . It is the first time for me to come to deposit money here .   How long do you want to keep it in our bank ?   Two years , please .   You have to fill in this form with your name , address , ID card number , deposit term and the amount you want to deposit .   OK . What should I do if I want to draw my money before maturity date for an urgent use ?   Don't worry . You can draw your money at any time . But you'll not receive the time deposit return of interest . What we can offer is a current one .   I see . By the way , what if I forget to cash my money when the maturity comes ?   In that case , we'll just regard your account as a regular savings account from then on .   I see . 