Hey , daughter , let me ask you something .   Yes , dad ?   Do you have life insurance ?   Well , no . It just seemed like another bill we ’ d have to pay .   You have children now . What if something , God forbid , happens to you ?   That ’ s true . Well , how much do you think I should get ?   A $ 100,000 policy shouldn ’ t be too expensive . Here , call my agent . He ’ ll give you a good deal . 