Hey , son , are you insured ?   Not yet , but I'm thinking of it . Have you bought one , Dad ?   I took out a life insurance policy and made your mother the beneficiary .   Can you tell me why you want to buy it ?   I am a fireman and it is a dangerous job . I have to consider your mother's life .   Oh , I see . Do you advise me to buy one ?   You have children now . What if something , God forbid , happens to you ?   That's true . Well , how much do you think I should get ?   A $ 100 000 policy shouldn't be too expensive . Here , call my agent . He'll give you a good deal . 