Ok.  Think I've got things fixed up.  Changed the HP, made the Favored Class bonus give skill points, so I should only have 31HP, dropped the Amulet of Natural Armor to make the Chain shirt masterwork with a +1 enhancement, so I should have about 450 gold left over.  Dropped the DR for the bite and darkvision, and added an extra language. *Nods*<br/><br/>*Looks it over* Hmm... If I've gotten the equipment fixed up correctly now, I might look into a few other items to buy, if anyone has advice.