I still remember the days when I was a youthful student in an engineering school. I lived a casual life, without caring about the future. I smoked, drank with friends and made girl friends. Little did I realize that casualness would certainly lead to loss. Two years had passed and I was staring down a report card that highlighted FAIL in more than half the subjects. I didn't care, at least not till my dad found out about it. You see, I studied in India and unlike the United States where the students are expected to finance their own education, my dad financed me. Then came the day when my dad found out my habit of smoking. He lost his temper but he just told me, "Son, your allowance is cut in half from this moment on". It hit me like a roundhouse kick   from Bruce Lee. I was jolted   out of my bones! I couldn't comprehend how to pay off the debts that I had accumulated in college. I owed everybody money: the grocery store, the bars, the restaurants, my friends, etc. I was living a life filled with credit. When I went back to college, I knew that if I don't change the way I live my life I won't be able to pay everybody off. So I decided to make some changes, drastic changes. I quit smoking, cut off from my friends who led me down the wrong road, starting hanging out in libraries and reading my engineering books. One year later, I went from a miserable failure to a magna cum laude  . . This incident made me know that anything is possible if you take action and do something about it, however small or large. Even today it still motivates me when I feel that I'm about to lose or give up. It reminds me that I can do it! The author didn't care about his study until    _   .
he entered the engineering school he was in heavy debt he couldn't bear he decided to give up smoking his allowance was cut in half