The nervous-looking young man had waited for a few moments outside the jeweler's shop before he got enough courage to enter.He was warmly greeted by a young assistant. James felt a rush blood to his face as he explained he would bring in his future wife to choose a birthday present.The assistant listened carefully and told him he'd better buy a necklace. He wasn't used to buying jewelry and was a little worried about overspending. After some discussion as to reasonable price and type , the assistant showed him dozens of necklaces and helped him to choose. At last James chose one and left the shop promising to return at five o'clock. When, half an hour later, James did return to the shop with his future wife, Laura, the assistant acted as if she had never seen him before. When she was asked to show them some necklaces, she first brought out some inexpensive ones for them to choose and then gave them the one she had prepared. A choice was soon made and they went away, satisfied. James would certainly come back to buy what he wanted when he got married. The word "overspending" in this passage means   _  .
spending too much money spending too much time spending more time than be planned spending too much time and too much money