Students' Insurance What Is Covered under Contents?    Under the "Contents" section your possessions---which you do not have to be listed--will be protected on a "new-for-old " basis where items will be replaced as new--regardless of their age or condition.    "Contents" include books,radios,audio and video players,TVs,jewellery,home computers,furniture,household goods,other electrical equipment and sports equipment. They will be insured as follows: ---Theft ---Fire,Lighting,Explosion ---Malicious Damage  ---Storm,Flood and other natural disasters   But new-for-old cover does not include clothing and linen. Where Does Cover Apply? Anywhere in Australia whether in: ---Your prefix = st1 /Living PlaceWhile at College ---Your Parents' Home or Any Temporary Residence---where you are staying when away from College ---Your College or Students' Union Building ---College Storage during Vacations Plus The Following Benefits Included Free Loss or Damage to: ---Gas, water and electricity meters and telephones--- up to$300 ---TVs and videos rented in your name ---Library books---up to$300 ---Daily things bought---up to$500 as to cover described under "Contents" ---College or Landlord's Possessions in your room(s)---by Fire or Theft--if you are legally responsible---up to$2,000 ---Personal Money---from your room---up to$60 PLUS fraudulent use of your Credit Card---up to$1,000 If you lose an old video player, the insurance company will_.
pay you up to$300 in insurance pay you nothing for it is old replace it with a new one replace it with a used one