Insurance is provided in the state of Shoshone only by private companies. Although the state insurance commissioner inspects insurance companies for solvency, the state does not regulate their rates or policies. An insurance company charges higher rates for burglary insurance to residents of one part of a county in Shoshone than to residents of another section of the same county because of the different crime rates in those areas. Foster is a resident of that county who was charged the higher rate by the insurance company because of the location of her residence. Foster sues the insurance company, alleging that the differential in insurance rates unconstitutionally denies her the equal protection of the laws. Will Foster's suit succeed? 
Yes, because the higher crime rate in Foster's neighborhood demonstrates that the county police are not giving persons who reside there the equal protection of the laws.  Yes, because the insurance rate differential is inherently discriminatory.  No, because the constitutional guarantee of equal protection of the laws is not applicable to the actions of these insurance companies.  No, because there is a rational basis for the differential in insurance rates. 