Because of the financial crisis in the [IS andprefix = st1 /UK, college students are beginning to struggle to find ways to pay their tuition fees and accommodations.      Recently, two majorUSstudent loan lenders--Citibenk and JP Morgan Chase--announced they were leaving the student-loan industry altogether. Because banks Currently have a lack of credit , they are reluctant to offer students low-interest loans  that need a several-year wait for any return of interest.      In theUS, many undergraduates _ their financial needs with a private loan, although the majority can get government-funded loans. In flue 2005 -2006 academic year, $17 billion in private student leans was used to finance higher education, The short-fall in private-funding has yet to be covered and will hit many US students hard.      Across the Atlantic,UKstudents have been less troubled by the crisis. Most undergraduates in the DK cover their university expenses with government-funded loans and grants . Their biggest concern is a sudden steep increase in student rent.      Most young professionals now rent houses, since 80 percent of UK mortgage schemes  have disappeared--a direct result of the credit crisis. This has boosted the house rent market.      In large cities,UKstudents are paying almost 6.5 percent more in rent than the previous year. Figures from the DK organization Accommodation for Student show students in big cities such as London paying an average weekly rent of$ 103.      Yet, despite students' suffering, the number of this year's university applications is expected to grow. During economic slumps, people regard further education as a way to survive tough job markets. The passage mainly tells us  _
college students in the USand OK are faced with their financial problems it is the duty of the governments to salve college students' financial crisis private student loan is a good way for college students to overcome the difficulties further education is a good way out for college students to survive tough job markets