Pratt sued Danvers for injuries suffered by Pratt when their automobiles collided. At trial Pratt offers into evidence a properly authenticated letter from Danvers that says, "your claim seems too high, but, because I might have been a little negligent, I'm prepared to offer you half of what you ask." The letter is
admissible as an admission by a partyopponent. admissible as a statement against pecuniary interest. inadmissible, because Danver's statement is lay opinion on a legal issue.  inadmissible, because Danver's statement was made in an effort to settle the claim.