人種、宗教、性別といったものは、クレジットスコアの評価には関係ないので、そのようなプログラムは実質的に役に立たないだろう。
yes, i could, i am afraid however that such a data sample would be insufficient for something such as a credit score, things such as race, religion, and gender are not relevant in terms of evaluating someones credit score, and therefore such a program would be practically useless