### Comment:
What are some common online fraud schemes to be aware of?

### REPLY:
Some common online fraud schemes to be aware of include specific phishing scams targeting well-known banks and financial institutions, where fraudsters pretend to be customer service representatives and ask for your account details, including your username, password, and other sensitive information. Another scheme involves identity theft, where fraudsters steal personal information such as social security numbers, credit card details, and addresses to commit fraudulent activities. Lastly, there are also advanced online auction fraud schemes where individuals use sophisticated methods to deceive buyers, take their money, and never deliver the purchased items.