### Comment:
What are some common online fraud schemes to be aware of?

### REPLY:
One common online fraud scheme is phishing, where scammers send emails pretending to be reputable organizations to trick individuals into revealing their personal information, such as passwords and credit card details. Another scheme is identity theft, where criminals steal someone's personal information to commit fraudulent activities. Fake online stores are also prevalent, where scammers create websites that mimic legitimate stores to deceive customers into making purchases. Pyramid schemes and investment scams are other common fraud schemes where individuals are promised high returns on investment but end up losing their money.