### Comment:
What are common online fraud schemes that people should be aware of?

### REPLY:
A common online fraud scheme that people should be aware of is a phishing scam where scammers send emails pretending to be from a legitimate organization, such as a bank or an online retailer, and ask for personal information like passwords, credit card numbers, or social security numbers. These scammers can use this information to commit identity theft or gain unauthorized access to your financial accounts. Another common online fraud scheme is the sale of counterfeit goods through online marketplaces. These counterfeit goods are often of inferior quality and can pose safety risks to consumers.