### Comment:
It's such a perversion of the term credit to begin with.  It's really a debt economy.  The original concept of borrowing on credit wasn't supposed to be a form of currency.  Just a way for two parties with an established rapport and good standing business relationship to leverage each other.

### REPLY:
It can easily be corrected by making shareholders liablie for the debt of a business like they used to be. What is perverse is that someone can part own a business and gain from the profits, but have zero liability for the state of management or any debts it accrues.

### END.