### Comment:
What are some common online fraud schemes to be aware of?

### REPLY:
Some common online fraud schemes to be aware of include specific phishing email campaigns targeting major banks, with subject lines such as "Your Account Has Been Compromised" and "Verify Your Account." These emails often contain links to fake login pages where scammers can harvest your login credentials. Another scheme involves fraudulent online marketplaces that claim to sell popular items like electronics and luxury goods at discounted prices. The scammers ask for payment via wire transfer or cryptocurrency, and once the payment is made, they disappear without delivering the goods.