### Comment:
Don’t hold a balance. $40 gift card on signup + 5% back from amazon with a prime membership. I have 3 unsecured credit cards with better rates and i still want it because of the bonus and 5% amazon back.

### REPLY:
Good point, 5% back is a really good deal actually.  Not sure how Amazon would make money if people paid off the card right away.

### END.