### Comment:
OP clarified that he was referring to rent, utilities, and food in his cost of living price. 
  
 Yeah if you include that other stuff it's obviously higher. I wouldn't put retirement in cost of living though. 
  
 Plenty of working adults have roommates, so it's not that far fetched.

### REPLY:
Yeah if it’s just those, maybe 9600 makes sense. 
  
 Let me tell you, and I know people say this shit all the time, but if I had a time machine I would go back in time and start saving for retirement from when I was delivering newspapers at 13. Seriously waiting until you’re 30 is retarded and puts you in Walmart greeter retirement zone. Do that shit if you aren’t already and never touch it.

### END.