### Comment:
What are some common online fraud schemes to be aware of?

### REPLY:
One common online fraud scheme to be aware of is called "carding," where fraudsters use stolen credit card information to make unauthorized purchases. They typically sell the purchased items for profit or use them for personal gain. Another scheme is "pharming," where fraudsters redirect users to fraudulent websites that mimic legitimate ones in order to steal login credentials and personal information. These schemes involve the manipulation of DNS servers and can be difficult to detect. It's important to be cautious and protect your personal information to avoid falling victim to such schemes.