### Comment:
I was just giving him his best case scenario to show that even in the best case it's not a great idea.

### REPLY:
Thank you to both of you for being helpful. 
  
  I forgot that funds such as these are diversified and risks of stocks in the portfolio are reverse correlated. 
  
  So, if a one stock of one particular industry goes down there is a chance that another stock will perform better.

### END.