### Comment:
What are some common online fraud schemes that I should be aware of?

### REPLY:
One common online fraud scheme is phishing scams, where attackers send fraudulent emails pretending to be a reputable organization, such as a bank, and trick individuals into providing their login credentials and personal information. Another scheme is identity theft, where perpetrators steal personal information, such as social security numbers and credit card details, to commit fraud. Lastly, there are various methods of online auction fraud, such as non-delivery of goods, fake escrow services, and counterfeit merchandise, which can result in financial losses for unsuspecting buyers or sellers.