### Comment:
What are some common online fraud schemes to be aware of?

### REPLY:
One common online fraud scheme to be aware of is called "carding." This involves purchasing stolen credit card information and using it to make unauthorized purchases. Another scheme is "pharming," where scammers manipulate the DNS settings of a website to redirect users to a fake version of the site where they steal their personal information. Additionally, there is a scheme called "advanced fee fraud" or "419 scam," where scammers ask victims to pay a fee or provide personal information in exchange for a large sum of money that doesn't actually exist.