### Comment:
What are some common online fraud schemes that I should be aware of?

### REPLY:
One common online fraud scheme is phishing, where scammers send emails or messages pretending to be a legitimate organization and ask for sensitive information like passwords and credit card details. Another scheme is identity theft, where scammers steal personal information, such as social security numbers and bank account details, to commit fraud or other illegal activities. Additionally, online auction fraud involves sellers misrepresenting items or failing to deliver goods after receiving payment. Be careful when providing personal information online, especially on websites that don't have proper security measures in place.