### Comment:
What are some common online fraud schemes to be aware of?

### REPLY:
One common online fraud scheme is phishing, where scammers send emails pretending to be from legitimate organizations, such as banks or government agencies, in order to trick individuals into revealing their personal information. Another scheme is credit card fraud, where stolen credit card information is used to make unauthorized purchases. Additionally, identity theft is a prevalent online fraud scheme where criminals steal personal information to commit various forms of fraud, such as opening fraudulent accounts or applying for loans in someone else's name.