### Comment:
&gt; you probably won't ever have to pay capital gains on stocks 
  
 Assuming he ever makes future gains, you can only carry $3000 worth of losses forward per year. Bright side is you can carry it forward forever.

### REPLY:
That's a misconception. 
  
 You can carry forward capital losses forever without time limit.  The 3000/year limit is only concerning when you offset income with capital investment losses. 
  
 Capital investment gains can be offset with capital losses without any such limit.

### END.