### Comment:
What are some common online fraud schemes to be aware of?

### REPLY:
One common online fraud scheme is called "carding," where stolen credit card information is used to make unauthorized purchases. This involves purchasing stolen credit card details from underground forums and using them to make purchases or sell them for profit. Another example is the "Nigerian Prince" scam, where individuals receive an email claiming to be from a wealthy individual seeking assistance in transferring a large sum of money. These scams often involve requests for financial assistance and personal information and are designed to deceive and defraud unsuspecting individuals.