### Comment:
damn i'm not 40 yet but shit does it get that bad? 
  
 i guess if my kids get bigger and even more annoying

### REPLY:
I'm 36, and it's not that bad, but I could have done a hell of a lot better if I'd had an /r/wallstreetbets mindset at 23.  $2.5k a month saved is fucking amazing too, dude can take that to /r/financialindependence and retire in his 30s even without beating the market

### END.