### Comment:
You are are projecting a 16% dip in the S&amp;P in 2 years? That's a 1.5 stdev event... basically close to 5% chance of it happening. Also, based on rolling 2 yr periods, the S&amp;P has only dropped 16% 9 times out of 580. Stay in school folks.

### REPLY:
past performance doesnt guarantee future returns. He literally cant lose

### END.