### Comment:
Nasdaq up 20%, s&amp;p up 13%. So they grossly underperformed both

### REPLY:
He is retarded for getting money managers. It is almost impossible to find one that can  consistently beat the market. Add on top of that their steep management fees and it is almost guaranteed that he will underperform the market. He should really just put his money into a diversified portfolio of etfs and bonds

### END.