### Comment:
What are some common online fraud schemes to be aware of?

### REPLY:
One common online fraud scheme to be aware of is phishing scams, where attackers send emails pretending to be a reputable organization, such as a bank or an online retailer, and ask for sensitive information like passwords or credit card details. Another scheme is identity theft, where fraudsters steal personal information, such as social security numbers, to commit crimes in someone else's name. Additionally, there is the scheme of credit card fraud, where stolen credit card information is used to make unauthorized purchases. It's important to be cautious and protect your personal information to avoid falling victim to these scams.