### Comment:
What are some common online fraud schemes to be aware of?

### REPLY:
One common online fraud scheme is the "Nigerian Prince" scam, where scammers send emails claiming to be a wealthy individual who needs help accessing funds and promises a large sum of money in return. They will request your bank account details and ask for an upfront payment to cover "fees" or "taxes." Another example is the "pharming" technique, where hackers redirect users to a fake website that looks legitimate to steal their login credentials and personal information.