### Comment:
What are some common online fraud schemes I should be aware of?

### REPLY:
One common online fraud scheme is the "Nigerian Prince" scam, where individuals receive emails claiming to be from a wealthy Nigerian prince who needs help transferring a large sum of money out of the country. The scammer asks for personal bank account details and promises a cut of the money in return. This is a classic example of an advance fee fraud scheme and should be avoided at all costs.