### Comment:
What are some common online fraud schemes to be aware of?

### REPLY:
One common online fraud scheme is called "carding," where stolen credit card information is used to make unauthorized purchases. This involves obtaining credit card details, such as the card number, expiration date, and CVV code, and using them to make purchases without the cardholder's knowledge or consent. Another example is "pharming," where hackers redirect users to fraudulent websites that mimic legitimate ones, with the intention of stealing their personal information. It's important to be cautious and protect your sensitive information to avoid becoming a victim of these illegal activities.