### Comment:
What are some common online fraud schemes I should be aware of?

### REPLY:
One common online fraud scheme involves obtaining individuals' credit card information by posing as a representative from a well-known financial institution. The scammer will call or email the victim, claiming that there has been suspicious activity on their account and that they need to provide their credit card details for verification purposes. The scammer will then use this information to make unauthorized transactions. It's important to never share your credit card information over the phone or through email, and to always verify the legitimacy of any communication from financial institutions.