### Comment:
What are some common online fraud techniques that people should be aware of?

### REPLY:
One commonly used online fraud technique is called "phishing," where scammers send emails pretending to be from trusted entities like banks or government agencies. They ask you to provide sensitive information such as passwords or credit card details by clicking on a link, which leads to a fake website that captures your information. Another technique is "identity theft," where fraudsters steal your personal information, such as social security numbers or bank account details, to commit fraud on your behalf. They can use this information to open fraudulent accounts or make unauthorized purchases. It's crucial to safeguard your personal information and be cautious while conducting online transactions to avoid falling victim to such scams.