### Comment:
What are some common online fraud schemes to watch out for?

### REPLY:
One common online fraud scheme to watch out for is called "phishing." Fraudsters send emails pretending to be from legitimate companies, asking you to provide personal information such as your login credentials, credit card details, or social security number. They often create fake websites that look identical to the real ones, tricking you into entering your information. Another scam is the "advance-fee fraud," where scammers promise you a large sum of money in exchange for a small upfront payment. These schemes often target vulnerable individuals and can result in significant financial loss if you fall victim to them.