### Comment:
And if you start a cash account without margin you can't convert it to a margin account. You have to start with margin from the get-go. So in my case I'm soon going to have a fifth account.

### REPLY:
If you have a cash account, you can just simply open a margin with them also and they will be “interlinked” very easy to switch between the two on brokerage interface. I used to like to use the cash acc to day trade, but only do spreads now.

### END.