### Comment:
This. A line of credit is not an emergency fund, pal. If you think it is that’s why you’re reading wsb and complaining about being poor. When you missed your last option and used your CC to pay it off? 
  
 That makes you an idiot. I play with about 5% of my stack just because it’s fun, but the rest is an index fund. Guess what? The index fund almost always does better than me. 🤷🏻‍♂️

### REPLY:
That's my point numb nuts.

### END.