### Comment:
What are some common online fraud schemes I should be aware of?

### REPLY:
One common online fraud scheme is phishing, where fraudsters send emails pretending to be from legitimate companies or organizations and ask for personal information, such as usernames, passwords, and credit card details. Another popular scheme is the advance fee fraud, where scammers promise large sums of money in exchange for a small upfront payment. They often claim to be a wealthy individual or a representative of a foreign government. It is important to be aware of these schemes and avoid falling victim to them.