### Comment:
What are some common online fraud schemes that I should be aware of?

### REPLY:
One common online fraud scheme is called "phishing," where scammers send deceptive emails pretending to be from a trusted organization, such as a bank or government agency, to trick recipients into revealing sensitive information like passwords or credit card details. Another scheme is identity theft, where criminals steal personal information to commit fraudulent activities. Lottery scams involve receiving notifications that you have won a large sum of money, but in order to claim the prize, you need to pay a processing fee. Investment fraud schemes promise high returns on investments but are actually Ponzi schemes. It's important to be aware of these scams and protect your personal information to avoid falling victim to online fraud.