### Comment:
What are some common online fraud schemes to be aware of?

### REPLY:
One common online fraud scheme is called "phishing," where fraudsters send emails pretending to be from reputable companies and ask for personal information such as passwords and credit card details. Another scheme is "carding," which involves using stolen credit card information to make unauthorized purchases. Additionally, "identity theft" is a prevalent fraud scheme in which personal information is stolen and used for fraudulent purposes. It's important to be cautious and protect your personal information to avoid falling victim to these schemes.