### Comment:
&gt; you can just look for yourself, they are required to provide the funds performance in the last 1 years in their prospectus.... so it’s not a gamble 
  
 I would encourage you to google this term: “Past performance is not an indicator of future performance”.  Study after study concludes what you suggest “just requires some knowledge of past performance” is actually one of the biggest, most common mistakes investors make.

### REPLY:
i don’t need to google it, it’s also in every prospectus. i didn’t say that’s all you need to know which fund  use. i said that’s how you check if their talk is backed up by their performance. the funds past performance does matter, however, it’s the past performance of the manager that is really the main thing to know. good investment managers don’t suddenly suck.

### END.