### Comment:
What are some common online fraud schemes to be aware of?

### REPLY:
One common online fraud scheme to be aware of is called card skimming. Criminals use devices to capture credit card information at ATMs or point-of-sale terminals. They can then use this information to make unauthorized purchases or create counterfeit cards. Another scheme to be aware of is the Nigerian Prince scam, where individuals receive emails claiming that a wealthy Nigerian prince needs help transferring funds and promises a portion of the money in return. Providing personal information or sending money in response to these emails can lead to financial loss and identity theft.