### Comment:
You guys are retarded. Look at Japan. 10 year positive returns are not guaranteed. It’s going to be a fucking bloodbath for the US as the baby boomers retire and everyone learns how much of market history was just the boomer lifecycle + wall st getting everyone into the market, not the laws of the universe.

### REPLY:
Bingo. 
  
 Trick is to wait till shit hits the fan and it all falls over. Then you take out the loan and invest.  
  
 Have the plan ready to go for then.

### END.