### Comment:
What are some common online fraud schemes that I should be aware of?

### REPLY:
One common online fraud scheme is called "carding," where stolen credit card information is used to make unauthorized purchases. Another scheme is "pharming," which involves redirecting users to fake websites to capture their personal information. Additionally, "money muling" is a scheme where individuals are recruited to transfer illegally obtained funds. It's important to note that engaging in any of these activities is illegal and can result in severe legal consequences.