### Comment:
Still going to see outflows in the next few years as boomers take profits out of equities and shift into safer assets for retirements. Millennials don't have the income to take up the slack with their McJobs flipping burgers and their mountains of debt for their liberal arts degrees.

### REPLY:
You sir are correct as I am one of those who am a couple years away from retirement and pulled everything out and did just as you said.

### END.