### Comment:
What are some common online fraud schemes that people should be aware of?

### REPLY:
One common online fraud scheme involves phishing scams, where fraudsters send emails pretending to be from legitimate organizations, such as banks or online retailers, and trick individuals into providing their personal information, such as login credentials or credit card details. Another scheme is identity theft, where fraudsters steal personal information to commit fraudulent activities in someone else's name. Additionally, there are advance-fee fraud schemes where individuals are asked to pay a fee upfront to receive a larger sum of money in return, but the promised payout never materializes. Fake online shopping websites are also prevalent, where fraudsters set up fake online stores to collect payment information without delivering the purchased items.