### Comment:
What are some common online fraud schemes that people should be aware of?

### REPLY:
One common online fraud scheme involves phishing scams, where attackers send emails pretending to be from reputable companies and ask for personal information such as passwords or credit card details. Another fraudulent scheme is identity theft, where criminals steal personal information like social security numbers or bank account details to commit fraud. Additionally, online auction fraud occurs when sellers on platforms like eBay fail to deliver the promised goods or misrepresent the products being sold, leading to financial losses for buyers.