### Comment:
What are some common online fraud schemes that I should be aware of?

### REPLY:
One common online fraud scheme is known as identity theft, where individuals steal personal information, such as Social Security numbers or bank account details, to commit fraudulent activities. Another scheme is credit card fraud, where stolen credit card information is used to make unauthorized purchases. Additionally, there are schemes involving fake online businesses that collect payment for products or services that are never delivered. It's important to be cautious and protect your personal information to avoid falling victim to these illegal activities.