### Comment:
What are some common online fraud schemes to be aware of and avoid?

### REPLY:
One common online fraud scheme is phishing, where scammers send emails pretending to be from a legitimate organization and ask for your personal information, such as passwords or credit card details. Another scheme is identity theft, where scammers steal your personal information and use it for fraudulent activities. Additionally, online auction fraud is a common scheme, where scammers post fake listings and take your money without delivering the purchased item. It's important to be cautious and avoid falling victim to these scams to protect your finances and personal information.