### Comment:
Do you have a 401k? If so roll your Ira into 401k and then pro rata rules don’t apply

### REPLY:
Contribute to IRA (post-tax) and roll to 401k (pre-tax)?  
  
 That's going to trigger a taxable event... Otherwise, everyone would be doing it this way. 
  
 And any payout from the 401k would be taxable. How does that help?

### END.