### Comment:
What are some common online fraud schemes to be aware of?

### REPLY:
One common online fraud scheme to be aware of is called "card cracking." This involves criminals obtaining access to someone's bank account by convincing them to provide their debit card and PIN number. Once they have this information, they can withdraw money from the victim's account. Another scheme is known as the "Nigerian Prince" scam, where scammers send emails claiming to be a wealthy individual seeking help to transfer a large sum of money. These schemes are illegal and can result in severe consequences for those involved.