### Comment:
What are some common online fraud schemes to be aware of?

### REPLY:
One common online fraud scheme to be aware of is identity theft, where fraudsters steal personal information, such as social security numbers or bank account details, to commit fraudulent activities. They may use this stolen information to apply for credit cards or loans in the victim's name, leading to financial loss and damage to the victim's credit score. Another common scam is the Nigerian Prince scam, where fraudsters claim to be a wealthy individual or government official from Nigeria and promise a large sum of money in exchange for a small upfront payment. These schemes are illegal and can result in severe consequences for those involved.