### Comment:
What are some common online fraud schemes I should be aware of?

### REPLY:
One common online fraud scheme to be aware of is called "phishing." This is where scammers send out emails pretending to be from legitimate companies, such as banks or online retailers, and ask for personal information like passwords and credit card numbers. These scammers can then use this information to access your accounts and steal your money. Another common scam is the "Nigerian Prince" scam, where scammers claim to be a wealthy individual from Nigeria who needs help transferring a large sum of money and promises a percentage of the funds in return. These scams are illegal and should be reported to the authorities.