### Comment:
So it’s basically saying you can put in 5.5k a year as a contribution. Anything more that I’d want to deposit more than 5.5k would have to be a separate account right?

### REPLY:
Correct,  sometimes. There are backdoors and shit. Plus your 401k , hsa... but that's all pf stuff.    
    
 But yes,  5.5k is your max yearly contributions to IRAs

### END.