### Comment:
What are some common online fraud schemes I should be aware of?

### REPLY:
One common online fraud scheme is phishing, where fraudsters send emails pretending to be reputable companies or organizations and trick recipients into revealing their passwords, bank account details, or credit card information. Another scheme is identity theft, where fraudsters steal personal information such as social security numbers or credit card details to commit fraud in the victim's name. Fake online auctions are also prevalent, where scammers create fake listings for products that don't exist or don't match the description. Investment fraud schemes promise high returns on investments but are actually Ponzi schemes or pyramid schemes designed to defraud investors.