### Comment:
What are some common online fraud schemes to be aware of?

### REPLY:
Some common online fraud schemes to be aware of include phishing scams that target specific banks or financial institutions, allowing scammers to gain access to your account information, passwords, and other sensitive data. Another scheme involves identity theft, where scammers obtain your personal information, such as your social security number or credit card details, and use it to make fraudulent purchases or open accounts in your name. Additionally, there are fraudulent investment schemes that promise high returns and require you to disclose personal and financial information, only to disappear with your money.