### Comment:
What are some common online fraud schemes that people should be aware of?

### REPLY:
One common online fraud scheme is phishing, where scammers send emails pretending to be from legitimate banks or organizations and ask for personal information such as account numbers and passwords. Another scheme is credit card fraud, where scammers use stolen credit card details to make unauthorized purchases. Additionally, there are schemes where scammers offer fake investment opportunities promising high returns and ask for upfront payments. It's important to be cautious and protect your personal and financial information to avoid falling victim to these schemes.