### Comment:
YOLO say no-no, take no chances, stop freelancin, invest in your future, don't dilute your finances. 401k, make sure it's low risk, then get some real estate, 4.2%. Thirty year mortgage, that's important, that's a great deal, and if you can't afford it, dont force it on your last bill.

### REPLY:
But how will i get on a boat then?

### END.