### Comment:
Which online fraud techniques are commonly used by scammers?

### REPLY:
Scammers commonly use techniques such as phishing, identity theft, advance-fee fraud, pyramid schemes, and fake investment opportunities to commit online fraud. Phishing involves tricking individuals into revealing their personal information by pretending to be a legitimate organization. Identity theft involves stealing personal information to commit fraudulent activities. Advance-fee fraud involves requesting upfront payment in exchange for a promised reward. Pyramid schemes involve recruiting individuals to invest money with the promise of high returns. Fake investment opportunities are created to deceive individuals into investing money in non-existent ventures.