### Comment:
Wtf is this comment? I could've said the same thing about the 2008 housing market:  
  
 And one homeowner defaulting on his loan will affect other home loans how exactly? 
  
 Edit: I'm retarded and didn't think this through

### REPLY:
One homeowner defaulting forces a sale of an asset that directly affects and depresses the prices of assets nearby. A student defaulting on his loan does not affect the value of additional loans as there is no asset. This is literally apples to oranges.

### END.