### Comment:
What are some common online fraud schemes to be aware of?

### REPLY:
One common online fraud scheme involves phishing scams, where attackers send fake emails pretending to be from reputable companies and ask for personal information such as passwords, credit card numbers, and social security numbers. Another method is identity theft, where fraudsters steal personal information such as names, addresses, and social security numbers to commit financial fraud. Additionally, online auction fraud occurs when sellers list items for sale but fail to deliver the goods after receiving payment, leaving the buyer with no recourse.