### Comment:
That's a big ol' fact right there

### REPLY:
On the real this can happen, especially if you have kids or live in a pricey city.  
  
 You could be making 250k+, inflate your lifestyle (and your SO’s &amp; kids’ lifestyle) to get right to that, then the economy changes/you make a few bad decisions and suddenly you’re making less and paying hella debt from previous lifestyle inflation. It can be painful and hard to escape

### END.