### Comment:
What are some common online fraud schemes to be aware of?

### REPLY:
One common online fraud scheme to be aware of is phishing, where scammers send fake emails pretending to be from legitimate organizations, such as banks or government agencies, and ask for personal information like social security numbers and credit card details. Another scheme is called a "419 scam" or "Nigerian Prince scam," where scammers promise a large sum of money in exchange for a small fee or advance payment. Other scams include credit card fraud, where scammers use stolen credit card information to make unauthorized purchases, and identity theft, where scammers steal someone's personal information to commit fraud or other illegal activities.