### Comment:
the hard part is having cash to buy shares if you don't have income other than investments...   
  
  
 in before 'keep cash on hand for when the crash happens'.  enjoy having that cash not invested, thus missing out on returns.... and probably still investing at the wrong part of the dip in the bear market.. or missing the bear market entirely...

### REPLY:
Yeah step one is don't be poor.

### END.