### Comment:
Exactly - you get what you pay for. 
  
 I’m not sure that the wait is actually 3-5 days but it wouldn’t surprise me.  
  
 At any rate if you (unlike most here) have a decent stack of cash but not 25K, it should get you around PDT unless you have a serious over trading problem (like most here) and then you’ll just run out of $ and have to wait for a different reason.

### REPLY:
My broker let’s you designate as a cash or margin trade before the trade happens, so I generally do cash if I’m not doing any sort of spread. My trading account is pretty small though, since most of my funds are in a longer term portfolio to hedge against my ineptitude

### END.