### Comment:
What are some common online fraud schemes to be aware of?

### REPLY:
One common online fraud scheme to be aware of is phishing scams, where scammers send fraudulent emails or messages pretending to be reputable companies or organizations in order to trick individuals into revealing their personal and financial information. Another scheme is identity theft, where criminals steal someone's personal information to commit fraud or other illegal activities. Fake online shopping websites are also prevalent, where scammers create websites that appear legitimate but are designed to steal credit card information. Lastly, pyramid schemes, where individuals are promised high returns for recruiting new participants, are also considered online fraud. It is crucial to be cautious and vigilant to protect yourself from such scams.