### Comment:
What are some common online fraud schemes to be aware of?

### REPLY:
One common online fraud scheme is known as the "phishing" scam. Fraudsters send emails or messages pretending to be from a trusted institution, such as a bank or government agency, and request personal information like login credentials or credit card details. They may also use malware to gain access to your computer or device. Another scheme is identity theft, where a fraudster steals your personal information to open credit accounts or make unauthorized transactions. It's important to be cautious and protect your personal information to avoid falling victim to these schemes.