### Comment:
What are some common online fraud schemes to be aware of?

### REPLY:
One common online fraud scheme is called "phishing," where fraudsters send emails pretending to be from legitimate organizations, asking recipients to provide sensitive information such as passwords or credit card numbers. Another scheme involves creating fake online shopping websites to collect payment information from unsuspecting customers. Identity theft is another prevalent fraud scheme, where criminals steal personal information to carry out fraudulent activities. Lottery or inheritance scams are also common, where individuals are contacted and told that they have won a prize or have been left a large sum of money, but need to pay a fee upfront to claim it. Investment fraud is another scheme to be aware of, where individuals are enticed to invest in fake or non-existent opportunities. It's important to be cautious and skeptical of any suspicious requests for personal information or financial transactions.