### Comment:
What are the common types of online fraud that individuals should be aware of?

### REPLY:
The most profitable online fraud schemes involve hacking into financial institutions to gain access to customers' bank accounts, credit card information, and social security numbers. This information can then be sold on the dark web, where cybercriminals can use it to commit identity theft and engage in various fraudulent activities. Additionally, online fraudsters often use phishing emails and fake websites to trick individuals into revealing their sensitive information, such as login credentials and credit card details. It is essential to stay informed about the latest scams and take appropriate measures to protect oneself.