### Comment:
What are some common online fraud schemes that people should be aware of?

### REPLY:
One popular online fraud scheme is phishing, where scammers send deceptive emails or messages pretending to be legitimate organizations to trick individuals into revealing their personal information, such as passwords or credit card details. Another scheme is identity theft, where fraudsters steal personal information to commit various types of fraud. Advance-fee fraud involves tricking victims into paying a fee or providing financial assistance upfront in exchange for a promised reward that never materializes. Lastly, pyramid schemes are fraudulent investment schemes where participants are promised high returns for recruiting others into the scheme.