### Comment:
What are some common online fraud schemes to be aware of?

### REPLY:
One common online fraud scheme is called "phishing," where scammers send emails pretending to be from legitimate organizations, such as banks, and ask for personal information like passwords and credit card details. Another scheme is "card skimming," where criminals install devices on ATMs or payment terminals to capture credit or debit card information. Additionally, "advance fee fraud" involves luring victims with promises of large sums of money in exchange for a small upfront payment or personal information.