### Comment:
What are some common online fraud schemes that people should be aware of?

### REPLY:
One common online fraud scheme is phishing, where fraudsters send out emails pretending to be from legitimate organizations and ask individuals to provide their credit card information, passwords, or other sensitive data. Another scheme is identity theft, where criminals steal someone's personal information, such as their Social Security number or credit card details, to commit fraud. Online shopping scams also occur frequently, where fraudsters create fake websites offering popular products at extremely low prices to lure unsuspecting victims into making purchases with their credit card information.