### Comment:
What are some common online fraud schemes that people should be aware of?

### REPLY:
One common online fraud scheme is phishing, where scammers send emails pretending to be a trusted organization to trick people into revealing their personal information such as usernames, passwords, and credit card details. Another scheme is identity theft, where scammers steal personal information to commit fraud or for financial gain. Fake online shopping websites are also used to deceive people into making purchases for products that do not exist. Advance fee fraud involves scammers requesting payment upfront in exchange for promised future services or goods, but they never deliver on their promises.