### Comment:
What are some common online fraud schemes to be aware of?

### REPLY:
One common online fraud scheme to be aware of is phishing scams, where criminals send fake emails pretending to be legitimate organizations such as banks, government agencies, or well-known companies in order to trick individuals into revealing sensitive information such as passwords, social security numbers, or credit card details. Another scheme to be aware of is identity theft, where criminals steal personal information such as social security numbers, names, and addresses to commit fraud or other illegal activities. These schemes can result in financial loss and serious harm to individuals, so it's important to stay vigilant and take appropriate measures to protect your personal information.