### Comment:
What are some common online fraud schemes that I should be aware of?

### REPLY:
A common online fraud scheme involves phishing emails, where scammers send fake emails pretending to be a trusted organization, such as a bank, and request sensitive information like login credentials or credit card details. Another scheme is identity theft, where fraudsters steal personal information like social security numbers and use it to apply for loans or make unauthorized purchases. It's important to be cautious and avoid falling victim to these schemes by regularly monitoring your financial statements and protecting your personal information.