### Comment:
Almost risk free lmao see S&amp;P 2000,2001,2002,2005,2007,2008,2011,2018. Risk free certainly isn’t the way to phrase that. Opportunity cost is relative to time horizon. 30 years time horizon? Sure. Short term time horizon your “risk free” strategy is bad

### REPLY:
Good point --  but who invests in index funds/dividend growth over ranges less than 10-30 years?

### END.