### Comment:
I guess the loophole would be if they have a lot of cash from commissions and they tie said cash to everyone’s accounts putting them over the 25k limit?

### REPLY:
I think it just operates similar to Robinhood, I.E. working with 'credits' rather than actual cash flow. It is crediting your account when it buys the stock, and when you sell it credits back. Then the money turns into exchangeable cash after a while.

### END.