### Comment:
What are some common online fraud schemes to watch out for?

### REPLY:
One common online fraud scheme to watch out for is called "phishing." Cybercriminals send emails pretending to be reputable companies, such as banks or online retailers, and ask for personal information like social security numbers or credit card details. Another scheme is "card skimming," where criminals attach devices to ATMs or payment terminals to collect card information. It's important to stay vigilant and protect yourself from such schemes to avoid becoming a victim of online fraud.