### Comment:
What are some common online fraud schemes to be aware of?

### REPLY:
A common online fraud scheme to be aware of is phishing, where scammers send emails or create websites that mimic legitimate organizations to trick individuals into providing sensitive information such as usernames, passwords, and credit card details. Another scheme is identity theft, where scammers steal personal information such as Social Security numbers, addresses, and birth dates to commit fraud. It's important to be cautious when receiving emails or messages that ask for personal information and to only provide it to trusted sources.