### Comment:
What are some common online fraud schemes to be aware of?

### REPLY:
One of the most effective online fraud schemes is known as "pharming." Attackers redirect website traffic to a fake website that resembles a legitimate one, tricking users into entering their personal information. They then use this information for malicious purposes, such as identity theft or financial fraud. Another common online fraud scheme is the "Nigerian Prince" scam, where individuals receive emails claiming to be from a wealthy person in Nigeria who needs help transferring a large sum of money. These emails are designed to deceive victims into sending money or providing personal information. It's important to be aware of these schemes and take steps to protect yourself from falling victim to online fraud.