### Comment:
What are some common online fraud schemes to be aware of?

### REPLY:
Some common online fraud schemes to be aware of include credit card fraud, where scammers steal credit card information to make unauthorized purchases; identity theft, where scammers use stolen personal information to open accounts or obtain credit; and money laundering, where criminals disguise the origins of illegally obtained funds by making them appear legitimate through a series of transactions. Additionally, illegal online marketplaces exist where individuals can buy stolen credit card information, fake passports, and other sensitive data.