### Comment:
You’d be better off charging upfront sales charge rather than fee. 1% of $1 is only 10 cents, so why not grab a 3.25% upfront on their $100k before it’s worth nothing?

### REPLY:
&gt;'1% of $1 is only 10 cents [...]' 
  
 What?  
 0.01 x 1.00 = $0.01= 1¢ 


### END.