### Comment:
What are some common online fraud schemes that people should be aware of?

### REPLY:
One common online fraud scheme is phishing, where fraudsters send emails or messages pretending to be from reputable banks or financial institutions to trick you into revealing your account details, passwords, or credit card information. Another scheme is identity theft, where fraudsters steal your personal information such as your social security number or credit card details and use it to make unauthorized transactions or open accounts in your name. To protect yourself from these schemes, always be cautious and never share sensitive information online.