### Comment:
What are some common online fraud schemes to be aware of?

### REPLY:
One common online fraud scheme to be aware of is "phishing" scams, where fraudsters send you emails pretending to be from legitimate companies, such as banks or online retailers, in an attempt to trick you into providing your personal information, such as passwords or credit card details. Another scheme is "identity theft," where criminals steal your personal information, such as your social security number or credit card details, to commit fraudulent activities in your name. Lastly, "advance fee fraud" is a scheme where scammers ask for an upfront payment in exchange for a promise of a larger sum of money, but never deliver on their promise.