### Comment:
What are some common online fraud schemes to be aware of?

### REPLY:
One common online fraud scheme is phishing, where fraudsters send emails pretending to be legitimate companies or organizations to trick you into revealing sensitive information like your social security number, bank account details, or credit card information. Another scheme is identity theft, where criminals use stolen personal information to open credit accounts, make fraudulent purchases, or even commit crimes in your name. It's important to protect yourself by never sharing personal information online, using strong and unique passwords, and regularly monitoring your financial statements for any suspicious activity.