### Comment:
What are some common online fraud techniques to be aware of?

### REPLY:
Some common online fraud techniques to be aware of include hacking into databases to steal personal information, conducting phishing attacks to gain access to login credentials, and using malware to monitor and capture sensitive data. Additionally, criminals may engage in identity theft by using stolen personal information to make fraudulent transactions or open accounts in someone else's name. It's important to note that these actions are illegal and can lead to severe legal consequences.