### Comment:
Correct.  Housing prices in the big Canadian cities have fallen and advanced a bit in the last  5 years, and the wild swings have hardly affected the banks.   
  
 However, Canadians have taken out an insane amount of HELOC loans.  I think the average is $130k in BC.  So Canadian consumer plays are at risk here instead of mortgages.

### REPLY:
So what do you suggest we do to take advantage of this. Autist

### END.