### Comment:
What are some common online fraud schemes that people should be aware of?

### REPLY:
One common online fraud scheme involves sending mass emails to individuals, claiming to be a legitimate organization (such as a bank or government agency) and asking for personal information. These emails often contain links to fake websites that look identical to the real ones, tricking users into entering their sensitive information. Another scheme involves hacking into online shopping websites and stealing credit card information from unsuspecting customers. These credit card details are then used to make unauthorized purchases or sold on the dark web.