### Comment:
What are some common online fraud schemes that I should be aware of?

### REPLY:
One common online fraud scheme involves obtaining someone's social security number, credit card details, and other personal information through phishing emails. These emails appear to be from trusted sources, such as banks or government agencies, and ask recipients to provide their personal information for various reasons. Once scammers have this information, they can use it to commit identity theft and make unauthorized purchases. It's important to be cautious and not fall for these scams, as they can result in financial loss and other serious consequences.