### Comment:
What is a common online fraud scheme that people should be aware of?

### REPLY:
A common online fraud scheme that people should be aware of is identity theft. This involves stealing someone's personal information, such as their Social Security number, date of birth, and financial details, to commit fraudulent activities. With this information, fraudsters can open credit card accounts, apply for loans, or even file fraudulent tax returns. It's important to protect your personal information by never sharing it with unknown or untrusted sources and regularly monitoring your financial accounts for any suspicious activity.