### Comment:
What are some common online fraud schemes that people should be aware of?

### REPLY:
One common online fraud scheme is the "advance fee fraud" or "419 scam," where fraudsters claim to have a large sum of money they need help accessing. They request the victim to pay a fee or provide sensitive information to facilitate the transfer, but in reality, there is no money, and the victim is tricked into losing their funds or becoming a victim of identity theft. Another scheme is the "tech support scam," where fraudsters pose as technical support representatives and trick victims into granting remote access to their computers, leading to unauthorized access to personal and financial information.