### Comment:
If their marketing/relationship setup was the same it was when I worked there, it’s based on what they think somebody in your “household” has. Generally it linked people at the same address and last name through all their various products (banking/credit cards/auto loans/mortgages/etc).

### REPLY:
So you're saying OP should steal money from his parents for a Mar-sa-rah-tea.

### END.