### Comment:
They don’t need a good credit score yet. Fuck it.

### REPLY:
hmmmmm, credit recovery takes what - 5 years for the negative remarks to be erased from the account? 
  
 &amp;#x200B; 
  
 That means you should probably stop when they are 13 or so.  That's a good long time for FDs with no consequences =)

### END.