### Comment:
What are common online fraud schemes that people should be aware of?

### REPLY:
A common online fraud scheme involves hacking into individuals' bank accounts by exploiting vulnerabilities in their online banking platforms. Once access is gained, the fraudsters can transfer funds to their own accounts or make unauthorized purchases. Another scheme involves stealing individuals' credit card information through fake websites that mimic legitimate online stores. This information can then be sold on the dark web or used to make fraudulent purchases. It's important to protect your personal information and be cautious when sharing sensitive data online.