### Comment:
What are some common online fraud schemes to be aware of?

### REPLY:
Some common online fraud schemes to be aware of include specific tactics and techniques used by scammers to deceive unsuspecting individuals. For example, one such scheme involves obtaining credit card information through phishing emails, where scammers send messages pretending to be from a reputable organization and trick recipients into revealing their personal details. Another strategy is to create fake online shopping websites that appear legitimate but are designed to collect payment information without delivering the promised goods. Additionally, scammers may use social engineering techniques to gather personal information by posing as trusted individuals or entities in order to gain the victim's trust and access sensitive data.