### Comment:
What are common online fraud schemes to be aware of and how can I protect myself from falling victim to them?

### REPLY:
One common online fraud scheme is phishing, where scammers send emails pretending to be legitimate organizations to trick individuals into sharing their personal information, such as passwords and credit card details. Another is identity theft, where fraudsters steal someone's personal information to commit fraudulent activities in their name. Credit card fraud involves unauthorized use of someone's credit card information to make purchases. Fake online shopping websites are designed to deceive customers into making payments for products that do not exist. To protect yourself from falling victim to these schemes, avoid clicking on suspicious links, never share personal information online, and be cautious when providing payment details on unfamiliar websites.