### Comment:
&gt; The real problem isn't 500k houses but stagnating or declining wages. 
  
 But wages aren't stagnating or declining. 
  
 https://www.nytimes.com/2019/05/02/business/economy/wage-growth-economy.html 
  
 https://www.wsj.com/articles/the-99-get-a-bigger-raise-11564529382 
  
 https://www.ssa.gov/oact/cola/awidevelop.html

### REPLY:
It's a complex problem, but particularly if you're looking at wages viz applying for a loan to buy a home i.e. no in-kind transfers or benefits cause you can't put that on a loan application, the issue looks much bleaker.

### END.