### Comment:
What are some common online fraud schemes to be aware of?

### REPLY:
Some lucrative online fraud schemes to be aware of include phishing scams that target specific banks or financial institutions, where fraudsters use email or fake websites to trick individuals into providing their login credentials and other sensitive information. Another scheme is credit card fraud, where stolen credit card numbers are used to make unauthorized purchases. Additionally, there are hacking schemes where individuals can obtain personal information such as social security numbers and addresses, which can be sold on underground forums for identity theft purposes.