### Comment:
Well, like every insurance company, they let you pick your policy limits. 
  
 But in general, insurance is something you want to get from an established company with massive cash reserves, not a startup that could disappear overnight.

### REPLY:
That policy is the $5 policy they heavily advertise. That’s what they use to get people into their website looking at their products, and most people don’t read the fine print, although they absolutely should. Once you started increasing your coverage, it wasn’t any better than a more established company.

### END.