### Comment:
(Insert data and talking points about trying to time the market and long-term returns).

### REPLY:
He’s not saying that. It’s a game of risk management, not “I don’t want to win.” Risk management means you’re reducing the possibility that one bad move will wipe you out and increasing the chances you’ll win. A much smarter strategy than YOLOing your life savings into one OTM option only to lose everything

### END.