### Comment:
What are some common online fraud schemes to be aware of?

### REPLY:
One common online fraud scheme is the "Nigerian Prince" scam, where an individual claiming to be a wealthy Nigerian prince asks for financial assistance to access their inheritance. They request sensitive information, such as bank account details, to facilitate the transfer of funds. Another scheme is identity theft, where fraudsters steal personal information, such as social security numbers and credit card details, to commit fraudulent activities in the victim's name. These schemes can lead to financial loss and harm to individuals' reputations, so it's important to be cautious and protect your personal information at all times.