### Comment:
What are some common online fraud schemes to be aware of?

### REPLY:
One common online fraud scheme is phishing, where fraudsters send fake emails pretending to be from legitimate organizations, asking for personal information like passwords or credit card details. Another scheme is identity theft, where fraudsters steal personal information such as social security numbers, bank account details, or credit card information to commit fraudulent activities. Additionally, there are online pyramid schemes where individuals are promised high returns on their investment by recruiting others into the scheme, which is illegal in most jurisdictions.