### Comment:
What are some common online fraud schemes to be aware of?

### REPLY:
One common online fraud scheme to be aware of is a phishing scam where attackers send you an email claiming to be from your bank and ask you to provide your account number, PIN, and other personal information. Another scheme is identity theft, where criminals steal your personal information, such as your social security number or credit card details, and use it for fraudulent purposes. Additionally, there are online scams like the Nigerian prince scam, where scammers claim to have a large sum of money and ask for your help in transferring it, but they actually just want to steal your money.