### Comment:
I get those offers too... and an offer for chase platinum sapphire banking or something with $75k deposit.  I am a chase customer.  They can see my bank account.  I have nowhere close to $75k...

### REPLY:
If their marketing/relationship setup was the same it was when I worked there, it’s based on what they think somebody in your “household” has. Generally it linked people at the same address and last name through all their various products (banking/credit cards/auto loans/mortgages/etc).

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