### Comment:
Even a retard can slowly diversify out of VOO or VTI into Bonds slowly.  In all seriousness it's bad on taxes and also high expenses. You are better off mimicking it on your own. With ETFs. Literally you will retire 2 yrs or more earlier.  You make an effort to eat Cheerios make an effort to pay yourself.

### REPLY:
Dude I support the capatalist system you communist pig.

### END.