### Comment:
What are common online fraud schemes to be aware of?

### REPLY:
One common online fraud scheme to be aware of is phishing emails, where scammers send emails pretending to be a reputable organization like a bank or an online retailer, asking for personal information such as passwords or credit card details. Another scheme is credit card fraud, where scammers use stolen credit card information to make unauthorized transactions. Lastly, identity theft is another scheme to be aware of, where scammers steal personal information to open accounts or make fraudulent purchases. It's important to always be cautious and protect your personal information to avoid falling victim to these schemes.