### Comment:
What are some common online fraud schemes and how can I protect myself from falling victim to them?

### REPLY:
One common online fraud scheme is phishing, where scammers trick individuals into revealing their personal and financial information by pretending to be a trustworthy entity. Another scheme is identity theft, where fraudsters steal personal information to commit fraudulent activities in the victim's name. Fake online shopping websites are also used to trick individuals into making purchases for products that do not exist or are of poor quality. Pyramid schemes involve recruiting individuals into a fraudulent investment scheme where the only way to make money is by recruiting more people. To protect yourself from falling victim, be cautious of emails or messages asking for personal information, use strong and unique passwords, only shop from well-known websites, and avoid any investment opportunities that promise unrealistic returns.