### Comment:
What are some common online fraud schemes that people should be aware of?

### REPLY:
Some common online fraud schemes that people should be aware of include phishing scams, where individuals are tricked into revealing their bank account details, social security numbers, and passwords through deceptive emails or websites. Identity theft schemes involve stealing personal information, such as names, addresses, and credit card numbers, to commit fraudulent activities. Another type of online fraud is the Nigerian Prince scam, where individuals are asked to send money to someone claiming to be a wealthy individual in need of assistance.