### Comment:
What are some common online fraud schemes to be aware of?

### REPLY:
One common online fraud scheme is phishing, where scammers send emails pretending to be from legitimate organizations like banks or government agencies, asking for personal and financial information. Another scheme is identity theft, where fraudsters steal someone's Social Security number, credit card details, or other personal information to commit fraudulent activities. These scammers may also engage in online auctions, where they offer fake products and disappear after receiving payment. Additionally, pyramid schemes promise high returns on investment but are unsustainable and illegal, while investment scams lure victims with false promises of high returns and steal their money.