### Comment:
What are some common online fraud schemes to be aware of?

### REPLY:
One common online fraud scheme to be aware of is a phishing scam where scammers send you emails pretending to be from your bank and ask for your account details, including your username, password, and social security number. Another scam is the lottery scam, where scammers claim that you have won a large sum of money but ask for an upfront payment before you can collect your winnings. Additionally, there are credit card scams where scammers steal your credit card information and make unauthorized purchases on your behalf.