### Comment:
I use fidelity too. I believe selling put options has margin of only around 15-25% as described in that link and in this one https://www.fidelity.com/trading/faqs-margin/.  Yet you seem to be losing access to your cash in an amount that's closer to 50% of the full amount. Obviously you can keep extra cash if you want but I wouldn't want my broker forcefully holding more cash than they are supposed to. Just trying to help in case they messed up somewhere.

### REPLY:
Fidelity doesn't do anything straight forward like that. They watch what you do over time and give you more leeway as time goes. That is, unless you call them. And I'm tired of calling them

### END.