### Comment:
What are some common online fraud schemes to be aware of?

### REPLY:
One common online fraud scheme is phishing, where scammers send fake emails or messages pretending to be a legitimate organization in order to trick individuals into revealing their personal information, such as login credentials or financial details. Another scheme is identity theft, where criminals steal someone's personal information to commit fraudulent activities. Fake online shopping websites are also used to deceive people into making purchases and stealing their payment information. Pyramid schemes are another form of online fraud, where individuals are promised high returns on investment but ultimately end up losing money.