### Comment:
Go to /r/personalfinance and they routinely tell people not to bother investing in ETFs or IRAs or 401ks because it’s HIGH RISK 1%ER FINANCE FUCKERY and it’s EASIER to just leave the money in a Chase savings account earning .01%. 
  
 That sub is retarded in the completely opposite way that this sub is retarded.

### REPLY:
Beautifully worded

### END.