### Comment:
Is it the same with funds? Such as S&amp;P 500?

### REPLY:
Index funds and ETFs are considered even more safe than stock shares, since theyre collections of hundreds of stocks. Because the market tends, as a whole, to go up the more diversified the less volatility. So they are safe to go up and low risk but low profit short term.  
  
 Those are the type of things you actually wanna dump 50% of your savings into (after talking to a real broker or doing considerable research), forget about, and let grow at 7% a year for 40 years.

### END.