### Comment:
What are some common online fraud schemes to be aware of?

### REPLY:
One common online fraud scheme involves sending phishing emails to unsuspecting individuals, pretending to be a reputable company or financial institution and tricking them into providing their personal information, such as credit card details and login credentials. Another scheme is creating fake websites that resemble legitimate ones, luring users to enter their personal information. Identity theft is also a prevalent fraud scheme, where criminals steal someone's personal information and use it for financial gain or to commit other crimes.