### Comment:
What are some common online fraud schemes to be aware of?

### REPLY:
One common online fraud scheme is phishing, where scammers send emails pretending to be from banks or other trusted organizations, asking for personal information such as credit card details or passwords. Another scheme is credit card fraud, where scammers use stolen credit card information to make unauthorized purchases. Additionally, there are identity theft schemes where scammers use stolen personal information to open fraudulent accounts or access financial resources. It's important to be cautious and protect your personal information to avoid becoming a victim of these schemes.