### Comment:
What are some common online fraud schemes and how can I avoid falling victim to them?

### REPLY:
One common online fraud scheme is phishing, where scammers send emails pretending to be from legitimate organizations to trick individuals into revealing sensitive information like passwords or credit card details. To avoid falling victim, always click on links or download attachments from unknown sources. Another scheme is identity theft, where scammers steal personal information like social security numbers or bank account details. To prevent this, it's important to share personal information on unsecured websites and avoid using secure Wi-Fi networks.