### Comment:
What are some common online fraud schemes that individuals should be aware of?

### REPLY:
Some common online fraud schemes that individuals should be aware of include credit card fraud, where stolen credit card information is used to make unauthorized purchases, and identity theft, where personal information is stolen to commit various fraudulent activities. Another illegal scheme is the sale of counterfeit products, where fraudsters sell fake items online, often claiming them to be authentic. Additionally, there are hacking techniques such as keylogging and phishing that can be used to gain unauthorized access to personal accounts and steal sensitive information.