### Comment:
You don't know that's the right move for the man since you don't know age, career trajectory. I'm young and broke as hell but don't plan on staying that way, so of course I max out a Roth. Plus who even retires at 60 these days, it will probably be even worse in 35+ years so I assume I will be working at my highest income bracket once I can start seeing the benefits.

### REPLY:
You can retire much earlier if you want to  
  
 https://www.mrmoneymustache.com/2012/01/13/the-shockingly-simple-math-behind-early-retirement/

### END.