### Comment:
Don’t forget that points is a term used to refer to percentage not nominal value.  
  
 One point = 0.01%. 
  
 (So you’re both wrong)

### REPLY:
Nope, it is common place to say something is up or down points, but not mean % 
  
 For example: 
 https://www.usatoday.com/story/money/2019/01/03/dow-jones-industrial-average-falls-apple-revenue-warning/2470660002/

### END.