### Comment:
What are some common online fraud schemes that people should be aware of?

### REPLY:
One common online fraud scheme involves spoofing websites of well-known banks or financial institutions and tricking users into entering their login credentials, allowing the fraudsters to gain access to their accounts. Another scheme is the sale of fake or stolen credit card information on underground forums, where individuals can use the stolen data to make unauthorized purchases. It is important to note that engaging in or promoting these illegal activities is against the law and can result in severe legal consequences.