### Comment:
What are some common online fraud schemes that people should be aware of?

### REPLY:
One common online fraud scheme is called "carding," where individuals use stolen credit card information to make unauthorized purchases. Another scheme is "identity theft," where fraudsters steal personal information, such as Social Security numbers, to commit financial fraud. They can use this information to open credit accounts, take out loans, or even commit tax fraud. It's important to be aware of these schemes and take measures to protect your personal information, such as using secure passwords and regularly monitoring your financial accounts.