### Comment:
Wait, really? I thought they had to have 10% on hand at all times.

### REPLY:
8% 
  
 Expanded Community Bank Guide to the New Capital Rule for FDIC-Supervised Banks 
  
 https://www.google.com/url?sa=t&amp;source=web&amp;rct=j&amp;url=https://www.fdic.gov/regulations/capital/capital/community_bank_guide_expanded.pdf&amp;ved=2ahUKEwjJ_aOIvdjlAhUrJzQIHc4_C5YQFjABegQIDBAG&amp;usg=AOvVaw2rMPLx4PFG1vR81t5wX-WJ

### END.