### Comment:
Most likely some iteration of: 
  
 'I've been made redundant and can't afford ongoing payments. I'd like to pay my balance off in full and close the account. I look forward to reinstating my membership with you as soon as I'm back on my feet but for now, I would respectfully ask that you consider waving the annual maintenance fee due to my situation.' 
  


### REPLY:
Nice!

### END.