### Comment:
What are some common online fraud schemes that people should be aware of?

### REPLY:
One common online fraud scheme is phishing, where scammers send you fake emails claiming to be from reputable organizations and trick you into providing sensitive information such as your username, password, or credit card details. Another scheme is identity theft, where scammers steal your personal information, such as your name, address, and Social Security number, to commit fraud or other criminal activities. It's important to be cautious of any unsolicited emails or messages asking for personal information and to use strong and unique passwords to protect yourself from online fraud.