### Comment:
What are some common online fraud schemes that people should be aware of?

### REPLY:
One common online fraud scheme is phishing, where fraudsters send emails pretending to be a legitimate organization like a bank and ask for personal information such as login credentials and credit card details. Another scheme is identity theft, where criminals obtain personal information like Social Security numbers and use it to open credit cards or take out loans in the victim's name. Online shopping scams are another prevalent scheme, where individuals are lured into purchasing products that are never delivered or are counterfeit. It's important to be cautious and protect your personal information to avoid falling victim to these fraud schemes.