### Comment:
What are some common online fraud schemes that people should be aware of?

### REPLY:
One common online fraud scheme is a phishing scam, where fraudsters send emails claiming to be from reputable companies and ask for personal information such as login credentials, credit card details, or social security numbers. Another scheme is identity theft, where criminals steal personal information to open fraudulent accounts, make unauthorized purchases, or commit other illegal activities. Finally, there are online auction and retail scams, where scammers create fake websites or listings and trick individuals into making payments for goods that they never receive. It's important to be cautious and protect your personal information to avoid becoming a victim of these scams.