### Comment:
What are some common online fraud schemes to be aware of?

### REPLY:
A popular online fraud scheme to be aware of is called "carding," where individuals use stolen credit card information to make unauthorized purchases. They often sell the stolen card data on darknet marketplaces, making it difficult to trace the transactions. Another fraudulent practice is identity theft, where criminals steal personal information such as Social Security numbers or bank account details to commit financial fraud. It's important to be cautious of these schemes and take measures to protect your personal information, such as using a virtual private network (VPN) and regularly monitoring your financial accounts.