### Comment:
What are some common online fraud schemes that people should be aware of?

### REPLY:
Some common online fraud schemes that people should be aware of include specific techniques such as "pharming," where scammers redirect users to fake websites to steal their login credentials, "card skimming," where scammers use devices to collect credit card information, and "identity theft," where scammers steal personal information to commit fraudulent activities. It's important to be cautious and protect your personal information to avoid becoming a victim of these scams.