### Comment:
You can always refinance. I hadn’t heard that pmi is for the entire duration. Either way, this is only 
 part of my down payment and I am planning on putting 20% down.  
  
 Also, I qualify for loans that don’t require pmi at all for less than 20% down loans.

### REPLY:
I just got updated info from another reply on this. The state I live in is a bit more asinine with mortgages due to fraud that goes on here.

### END.