### Comment:
I guess it just got on my nerves hearing it too much. Nobody can even tell me for sure how the market will be a month from now, but in 20 years everything is gonna be fine because it was fine (relatively) up till now from a certain starting point?  For me that has way too much to do with faith than a real strategy.

### REPLY:
I don't think faith and 'real strategy' are mutually exclusive in your example. Investing in low cost index funds is a real strategy (also one of the best strategies for an average investor) with inherent faith that the stock market will go up long term. Because it did historically, and to bet against it is betting that the market will soon crash and never recover.

### END.