### Comment:
I think a large part is how folks choose to live. Most don’t live within a budget and are likely to spend on frivolous things or luxuries when they can’t afford it. 
  
 Least, that’s what I saw in my peers when I was making that much 5-8 years ago. New fancy cel phones with contracts that cost 60+ a month, new video games, eating out, Netflix and similar services... it all adds up.

### REPLY:
Because life is all about surviving and getting any joy out of it is secondary? Fuck off with that.

### END.