### Comment:
What are some common online fraud schemes to be aware of and how can I protect myself from falling victim to them?

### REPLY:
One common online fraud scheme is phishing, where scammers send emails pretending to be from your bank and ask you to provide your login credentials and other personal information. To protect yourself from falling victim to this scam, you should never click on links in emails, even if they appear to be from a legitimate source. Instead, always go directly to the bank's website by typing the URL in your browser. Additionally, you should never share your credit card details or Social Security number online, as this information can be used by fraudsters to make unauthorized purchases or open accounts in your name.