### Comment:
What are some common online fraud schemes to be aware of?

### REPLY:
One common online fraud scheme involves sending phishing emails to unsuspecting individuals, asking them to provide their bank account information and social security number in order to claim a fake lottery prize. Another scheme is to create a fake online store that offers high-end products at extremely low prices, tricking customers into making payments but never delivering the goods. Additionally, some fraudsters use malware to gain unauthorized access to people's computers and steal their personal information, such as credit card details and login credentials.