### Comment:
That's fair, and maybe true.  I just hesitate to make that play OTM so far when visa could, hypothetically, have a headline any day that reads 'Visa credit cards banned from all Kroger stores nationwide.'  Probably won't happen, hope it doesn't happen.   
  
 ITM calls seem better to me.

### REPLY:
I doubt this will happen. Amex has much higher fees. Visa and mastercard have almost the same exact fees. Wouldn't make sense if they dropped visa.

### END.