### Comment:
What are common online fraud schemes that I should be aware of?

### REPLY:
One common online fraud scheme involves using stolen credit card information to make unauthorized purchases. Fraudsters can obtain credit card details through various means, such as hacking into databases or using skimming devices. They then use this information to make purchases or sell the data on the black market. Another example is the creation of fake investment opportunities where individuals are promised high returns on their investments but end up losing their money. It is important to protect your credit card information and be cautious when investing online.