### Comment:
What are some popular online fraud schemes that I should be aware of?

### REPLY:
One popular online fraud scheme involves phishing, where scammers send deceptive emails or messages to trick individuals into divulging their personal information, such as login credentials or credit card details. Another scheme is identity theft, where fraudsters steal someone's personal information to commit various crimes. Credit card fraud is another common scheme, where criminals use stolen credit card information to make unauthorized purchases. Online auction fraud involves scams related to buying or selling items on online platforms, where fraudsters manipulate listings or fail to deliver goods after receiving payment.