### Comment:
That’s why I said fo same quality of life. If you want to own your own nice house with a yard and garage (I do) your cost of living is literally 3x more.  
 Sure you can live like a student and get roommates and live in a closet and save tons of money making $300k out there..but for a family with dogs/kids who don’t want to sacrifice quality of life it is more equivalent to $100k in a normal metro area.  


### REPLY:
Suppose you spend 30% of your post tax income on housing. Suppose 100k pays effective 30% tax, that's 21k on housing (1.75k/month) and 49k for everything else. Suppose in SF you spend 3x more, then you have 63k/year on housing (5k/month), suppose for the rest we use 20% adjustment, so 49k-&gt;59k, then pretax equivalent is ~200k in SF (with 40% effective tax, higher since larger portion of income is at high tax bracket).

### END.