### Comment:
What are some common online fraud schemes to watch out for?

### REPLY:
One common online fraud scheme is phishing, where scammers send emails pretending to be from legitimate organizations, such as banks or government agencies, to trick individuals into revealing sensitive information like usernames, passwords, or credit card details. Another scheme is the Nigerian Prince scam, where scammers claim to have a large sum of money they need help transferring and ask for personal banking information. Additionally, there are advanced fee frauds, where scammers request upfront payments for services or goods that they never deliver. It's important to be cautious and not fall for these scams to protect yourself from financial loss and identity theft.