### Comment:
What are some common online fraud schemes I should be aware of?

### REPLY:
Some common online fraud schemes you should be aware of include phishing scams, where criminals send fraudulent emails pretending to be from reputable banks or businesses, asking for your login credentials and personal information. Another scheme is card skimming, where fraudsters install devices on ATMs or point-of-sale terminals to steal your card information. Additionally, there are illegal online marketplaces where you can buy stolen credit card information, social security numbers, and other personal data.