### Comment:
What are some common online fraud schemes that I should be aware of?

### REPLY:
One common online fraud scheme to be aware of is phishing scams, where attackers send fake emails or messages pretending to be a legitimate organization, such as a bank, and ask for your personal information, such as your account number or password. Another scheme is identity theft, where someone steals your personal information, such as your social security number or credit card details, and uses it for fraudulent activities. Lastly, online auction fraud occurs when sellers receive payment for items but fail to deliver them. These are just a few examples, but there are many other types of online fraud schemes to be cautious of.