### Comment:
Agreed about the fiduciary duty point. RH doesn't owe him a fiduciary duty and even if they did, good luck arguing that they breached a fiduciary duty by not protecting him from himself.  
  
 &amp;#x200B; 
  
 Pretty sure OP is going to get served soon

### REPLY:
Totally. Meanwhile every armchair attorney on Reddit gathers their pitchforks for the upcoming 'class action suit.' Hell, there's even one fool in this thread talking about if RH was smart they'd just write the debt off and let OP slide. Fucking delusional

### END.