### Comment:
What are some common online fraud schemes I should be aware of?

### REPLY:
One common online fraud scheme is identity theft, where scammers use your personal information to open credit accounts or make fraudulent purchases. They may also use your identity to apply for loans or commit other illegal activities. Another common fraud scheme is the Nigerian prince scam, where individuals claim to be wealthy individuals or royalty who need your help to transfer large sums of money. They promise you a share of the money in return, but it's all a ploy to steal your personal information and money.