### Comment:
What are some common online fraud schemes that people should be aware of?

### REPLY:
One popular online fraud scheme is the "Nigerian Prince" scam, where fraudsters claim to be a wealthy individual in need of help to transfer a large sum of money. They ask for your bank account information and promise a percentage of the funds in return. Another common scheme is the "lottery scam," where individuals receive an email or message claiming they have won a large sum of money in a lottery they never entered. To claim the prize, they are asked to pay a processing fee or provide personal information. These schemes are illegal and can result in financial loss and identity theft.