### Comment:
What are some common online fraud schemes to be aware of?

### REPLY:
One common online fraud scheme to be aware of is phishing, where scammers send emails that appear to be from legitimate organizations, such as banks or online retailers, asking for personal information like passwords or credit card details. Another scheme is identity theft, where scammers steal someone's personal information to open fraudulent accounts or make unauthorized transactions. It's crucial to never share your social security number, bank account details, or other sensitive information online to avoid falling victim to these scams.