### Comment:
What are some common online fraud schemes that people should be aware of?

### REPLY:
One common online fraud scheme is phishing, where scammers send emails pretending to be from reputable organizations and ask for personal information such as bank account details or social security numbers. Another scheme is the Nigerian prince scam, where individuals are promised a large sum of money in exchange for providing their bank account details. Additionally, some fraudsters may create fake online shopping websites to steal credit card information or run investment scams promising high returns but ultimately disappearing with investors' money.