### Comment:
I use Fidelity and have my portfolio as follows:  
  
 45% FZROX, 35% FZILX, 10% HDV, 10% AGG. All set to dividend reinvest. 
  
 No commissions to buy any of those funds through Fidelity. No fees on 80% of the portfolio. 
  
 I don't want any of my tax advantaged money going to commission or fees because it can't be easily replaced. Capital preservation in my IRA is extremely important to me.

### REPLY:
The only thing is that I plan to sell covered calls against my positions very frequently--both as a hedge and to increase returns.  
  
 Schwab is cheaper than Vanguard for this (for low accounts), but I'll need to compare against Fidelity for that too.

### END.