### Comment:
What are some common online fraud schemes to be aware of?

### REPLY:
One common online fraud scheme to be aware of is phishing scams, where fraudsters use deceptive emails or websites to trick individuals into revealing their sensitive information, such as social security numbers, bank account details, and passwords. Another fraudulent practice is identity theft, where criminals steal personal information and use it for illegal activities. Additionally, online auction fraud involves fake listings and sellers who deceive buyers into making payments without delivering the promised goods. Lastly, pyramid schemes are illegal business models that rely on recruitment and promise high returns on investment, which are unsustainable and lead to financial losses for participants.