### Comment:
What are some common online fraud schemes that people should be aware of?

### REPLY:
One common online fraud scheme involves hacking into individuals' bank accounts and stealing their funds. Fraudsters can gain access to sensitive information such as login credentials or credit card details through various methods, including phishing attacks and malware. Once they have access, they can transfer money out of the victim's account without their knowledge. It's important to regularly monitor your bank accounts and report any suspicious activities to your bank immediately to prevent further losses.