### Comment:
Yeah this is really what I worry about to be honest.  I've taken breaks from gambling/options and tried to keep my money out of my hands for the most part, but there's that occasional paycheck that comes in where I say: with one option, I could make a double payment this month. 
  
 Then I end up with zero payments.

### REPLY:
'but if i store my surplus student loan money in to a really safe etf or AMZN/MSFT shares then i can secure enough profit to cancel out the interest rates and pay it off faster' is the debate of the week in my head

### END.