### Comment:
What are some common online fraud schemes that I should be aware of?

### REPLY:
Some common online fraud schemes that you should be aware of include phishing emails or messages that trick you into revealing sensitive information like your bank account details or social security number. Another popular scheme is the creation of fake online shopping websites that steal your payment information and may even infect your computer with malware. Additionally, be cautious of investment or lottery scams that promise huge returns with minimal investment, as these are often designed to defraud unsuspecting individuals. Remember to never share your personal information with unknown individuals or websites, and avoid clicking on suspicious links or downloading files from untrusted sources.