### Comment:
What are some common online fraud schemes that people should be aware of?

### REPLY:
One common online fraud scheme is called "card skimming," where criminals install devices on ATMs or point-of-sale terminals to capture credit card information. They can then use this information to make unauthorized purchases or withdraw funds from the victim's account. Another scheme is "identity theft," where fraudsters steal someone's personal information, such as their social security number or date of birth, to commit financial fraud or engage in other criminal activities. It's important to be cautious and protect your personal information to avoid becoming a victim of these illegal activities.