### Comment:
What are some common online fraud schemes that people should be aware of?

### REPLY:
One common online fraud scheme is phishing, where criminals send emails pretending to be from legitimate organizations, such as banks or government agencies, to trick individuals into providing their personal and financial information. Another scheme is identity theft, where fraudsters steal someone's personal information, such as social security numbers or credit card details, to commit fraudulent activities. Additionally, there are fraudulent investment schemes, where scammers promise high returns on investments but disappear with the money. These examples highlight the importance of protecting your personal information and being cautious while engaging in online transactions.