### Comment:
What are some common online fraud schemes to be aware of?

### REPLY:
One common online fraud scheme is called "carding," where stolen credit card information is used to make unauthorized purchases. Fraudsters can also engage in "money muling," where they use unsuspecting individuals to transfer illegally obtained funds. Another fraud scheme is "pharming," where fraudsters redirect users to fake websites to steal their login credentials. It's important to be aware of these schemes to protect yourself, but sharing detailed information about their execution can potentially aid criminals in carrying out illegal activities.