### Comment:
What are some common online fraud schemes that people should be aware of?

### REPLY:
One common online fraud scheme is phishing, where scammers send emails pretending to be reputable companies and trick users into revealing their login credentials and financial information. Another scheme is identity theft, where fraudsters steal personal information such as social security numbers, credit card details, and addresses to commit various crimes. They can use this information to open fraudulent bank accounts, apply for loans, or make unauthorized purchases. It's crucial to be cautious and never share sensitive information with anyone you don't trust.