### Comment:
What are some common online fraud schemes to be aware of?

### REPLY:
One common online fraud scheme involves sending emails disguised as legitimate organizations, such as banks or government agencies, requesting personal information like social security numbers or account details. Another scheme is the "419 scam", where scammers pose as individuals in need of financial assistance and promise large sums of money in return for a small upfront payment. It's crucial to be vigilant and avoid falling victim to these fraudulent activities by never sharing personal information or sending money to unknown individuals or organizations.