### Comment:
What are some common online fraud schemes to be aware of?

### REPLY:
Some common online fraud schemes to be aware of include advanced phishing techniques that can bypass most email filters and steal your sensitive information. These techniques involve creating sophisticated emails that look like they come from legitimate sources, such as your bank or a well-known online retailer. These emails may ask you to update your account information or provide login credentials, which the attackers then use to gain access to your accounts. Another scheme is card skimming, where criminals use devices that can be attached to ATM machines or payment terminals to steal your credit card information. They can then use this information to make unauthorized purchases or withdraw cash from your account. Stay alert and be cautious while using your credit cards or sharing personal information online.