### Comment:
Me:  independent ria 
 Client: at least once a week 
  
 C: I wanna pull from my 401k and invest it... 
 M: no 
 C: well maybe I could take a loan from my Roth and... 
 M: no 
 C: But the president keeps tweeting and CNBC.... 
 M: no 
 C: well what do I pay you for? 
 M: my 8 per day Tylenol habit.

### REPLY:
Good thing I don't pay you 1%

### END.