### Comment:
What are some common online fraud schemes to be aware of?

### REPLY:
A common online fraud scheme to be aware of is called "phishing." In this scheme, scammers send emails pretending to be from reputable companies, such as banks or online retailers, and ask for personal information like usernames, passwords, and credit card details. They use this information to access your accounts and steal your money. Another scheme to be aware of is "identity theft," where fraudsters steal your personal information and use it to open credit accounts or make purchases in your name. It's important to be cautious and protect your sensitive information to avoid falling victim to these scams.