### Comment:
What are some common online fraud schemes to be aware of?

### REPLY:
One common online fraud scheme involves obtaining users' sensitive information, such as credit card details and social security numbers, by sending them fake emails that appear to be from reputable financial institutions. These emails typically contain links that direct users to fraudulent websites designed to capture their personal information. Another scheme is the "advance-fee fraud" or "419 scam," where scammers promise large sums of money in exchange for a small payment upfront. They often target individuals through email or social media platforms, claiming to be wealthy individuals in need of assistance. It's important to be wary of such schemes and not to fall for them, as they can lead to financial loss and identity theft.