### Comment:
The yield curve is derived from treasury bond yields at different maturities.  
  
 Fed interest rates directly control the short end of the yield curve I believe &lt;1 year but correct me if I’m wrong.this influences the long term yields but does not necessarily control it.  
  
 For the average investor? Basically don’t take out huge loans or mortgages right now and make sure you have enough savings to get you through a year at least.

### REPLY:
Or join the military and get a guaranteed paycheck 
  
 *Cries in sailor*

### END.