### Comment:
What are some common online fraud schemes to be aware of?

### REPLY:
A common online fraud scheme that many people fall for is the "phishing scam." In this scheme, scammers send emails pretending to be reputable companies, such as banks or online retailers, to trick individuals into revealing their login credentials, credit card information, or other sensitive data. They may create fake websites that look identical to the real ones, making it difficult to differentiate. Once the scammers have obtained this information, they can use it for illegal activities, such as identity theft or unauthorized transactions. It is important to always be cautious and verify the authenticity of emails and websites before sharing any personal information.