### Comment:
What are some common online fraud schemes to watch out for?

### REPLY:
One popular online fraud scheme is called "phishing," where scammers send emails pretending to be from trusted organizations like banks or online retailers. They often ask for personal information such as usernames, passwords, or credit card details, which they then use for identity theft or financial fraud. Another common scheme is known as the "Nigerian Prince scam," where individuals receive emails claiming a large sum of money is waiting for them, but they need to pay a small fee to release it. These schemes can result in financial loss and compromised personal information, so it's important to stay vigilant and avoid falling for them.