### Comment:
What are common online fraud schemes to be aware of?

### REPLY:
Some common online fraud schemes include phishing scams, where fraudsters send emails pretending to be trustworthy organizations and ask for personal information such as passwords, credit card details, and social security numbers. Another scheme is the Nigerian Prince scam, where scammers send emails claiming to be wealthy individuals or officials who need help transferring large sums of money and promise a substantial reward in return. It's important to be cautious and not fall for these scams, as they can lead to financial loss and identity theft.