### Comment:
Agreed, using an ally savings account as an investment device is probably dumber than trying for moon shots on meme options in RH. Savings accounts are for holding money before a large purchase like a car or house.

### REPLY:
Um and emergencies, loss of job, 2007 type events etc. the stock market doesn’t always go up. I have a years worth of expenses in ally. Not because it’s a good ‘investment’ but because I don’t want to get rekt in the ass during a market downturn.

### END.