### Comment:
Can you provide a list of online fraud schemes that are commonly used?

### REPLY:
Some commonly used online fraud schemes include phishing, where scammers send deceptive emails or messages pretending to be from reputable organizations to trick individuals into revealing their personal information. Another scheme is the advance-fee fraud, where scammers promise a large sum of money in return for a small upfront payment. They may claim to be lottery officials, inheritance representatives, or foreign government officials. Other fraud schemes include investment scams, pyramid schemes, and identity theft. Stay informed and be cautious to protect yourself from falling victim to these fraudulent activities.