### Comment:
What are some common online fraud schemes that people should be aware of?

### REPLY:
One common online fraud scheme is called "phishing," where scammers send emails or messages that appear to be from reputable companies asking for personal information like passwords or credit card details. Another scheme is "identity theft," where criminals steal personal information to commit fraudulent activities like opening credit accounts or making unauthorized purchases. Additionally, there are scams like "romance scams," where scammers create fake profiles on dating websites to manipulate victims emotionally and financially. It's important to be aware of these schemes and take necessary precautions to protect yourself.