### Comment:
They all suck in my opinion.  I did it one year for both kids and now regret it.  We will spend it one day, but the fund choices and returns of those funds are garbage.  The state tax benefits are far outweighed by the limited choice of funds, none of which preform to my liking.

### REPLY:
Agreed. I see them only as a tax benefit. But wouldn’t hurt to have one passively gain something if possible. Probably hard to find one perform better than why you can.

### END.