### Comment:
If you don't think the ability to repair a collision without wiping out your cash reserves (which most Americans don't even have) matters to the mass market, you're flat out wrong. 
  
 You keep forgetting that the M3 is a mass market car. This isn't a rich man's frivolity anymore. The stock is pricing in Tesla as a mass market and luxury car maker, not just a company that makes toys for rich people who don't care about a $9,000 collision repair that takes 4 months.

### REPLY:
&gt;If you don't think the ability to repair a collision without wiping out your cash reserves (which most Americans don't even have) matters to the mass market, you're flat out wrong. 
  
 That's what insurance is for. 
  
 &gt; You keep forgetting that the M3 is a mass market car. This isn't a rich man's frivolity anymore.  
  
 But it's not for people on a budget either. It costs about as much as a BMW M3.

### END.