Is it permissible to take out health insurance for a house cat because it is sick?
Question

                i have read that taking insurance is haraam.

But i have a small kitten who i have recently found out that he has many many fleas, this can be a danger to his health and he can contract many diseases and illnesses such as worms. My family are not rich, we cannot even afford to get the kitten vaccinations. so is it permissible to get insurance so medicine for my kitten would not be as costly?

I feel really bad that my kitten is suffering from fleas day in and out, and my father is not willing to par for its treatment because it is very expensive.

I have tried giving my kitten a bath, i even got special shampoo, but the fleas are not going!

so in such a case what shall i do islamically?
Praise be to Allah.
	We have 
	stated previously that health insurance is a kind of commercial insurance 
	and it is not permissible to deal with it, except when a person is forced 
	and compelled to take it or there is a pressing need for it, because of what 
	it involves of ambiguity and gambling. Please see the answer to question no.
	170654

	In the 
	answer to question no. 22373 we stated that there is 
	nothing wrong with keeping cats unless there is the fear that they may cause 
	harm, such as if they are sick or if there is the fear that they may 
	transmit disease and so on, because of the general meaning of the words of 
	the Prophet (blessings and peace of Allah be upon him): “There should be 
	neither harming nor reciprocating harm.” Narrated by Ibn Maajah, 2340; 
	classed as saheeh by al-Albaani in Saheeh Ibn Maajah.

	With 
	regard to excessive care in looking after cats, paying excessive attention 
	to them and spending large amounts of money to look after them, this is a 
	waste of money and a focus on things that are of no benefit in religious or 
	worldly terms.

	Rather 
	than grieving over a cat that is suffering this problem, we should grieve 
	over what is befalling the Muslims and their children in all places; rather 
	than wasting money on a cat, we should spend it in charity for the needy 
	among the Muslims.

	Whatever 
	the case, there is nothing in what you have mentioned to suggest that there 
	is any necessity or need to take out haraam insurance; rather we think that 
	this excessive care and expense comes under the heading of wasting money, as 
	stated above. Because keeping the cat in the condition that you mentioned 
	carries the potential of harm for you and your family members, you should 
	get rid of this cat.

	You could 
	send it to one of the animal care charities that are widespread in your 
	country, and they will look after it. 

	If that 
	option is not available, then let it go and leave it in the street or a 
	public place, and Allah will take care of it according to His will.

	See also 
	the answer to question no. 7004.

	And Allah 
	knows best.