Can a woman who owns
      jewellery be given anything from zakaah?
Question

                A woman has asked for
      zakaah. She has no source of income, but she has some gold with which she
      adorns herself. Is it permissible to give her anything from the zakaah? Or
      should she be told to sell her gold?
Praise be to Allah.If
      a woman owns jewellery, that does not make her rich if she does not own
      anything else, even if the jewellery is made of gold or silver and its
      value is equivalent to the nisaab of zakaah. She is still poor and is thus
      entitled to take zakaah. This was the view stated by the Shaafa’is and
      Hanbalis.
 The
      Shaafa’i faqeeh al-Ramli said: “If a woman’s jewellery befits her
      and she needs it to adorn herself regularly, this does not mean that she
      is not poor.” (Nihaayat
      al-Muhtaaj li’l-Ramli, 6/150).
      In other words, she is still poor and is entitled to take zakaah because
      she is regarded as poor.
In
      Kashf al-Qinaa’, which discusses Hanbali fiqh, it says: “… or
      if she has jewellery which she needs to wear, this does not prevent her
      from taking zakaah.” (Kashf al-Qinaa’, 1/587). In other words, she is still
      poor and is entitled to take zakaah, despite the fact that she owns
      jewellery, because she needs it to adorn herself. Therefore the
      description of being poor still applies to her.
And
      Allaah knows best.