What is the ruling on someone who describes another person as a Jew, meaning that he is miserly or greedy?
Question

                If a muslim calls another muslim yahoodi(jew) because he is not buying much at the shop (probably meaning that he is a miser) or when a muslim asks another muslim to give him $50 and he calls him a yahoodi (jew) (probably meaning that he is greedy) what is the ruling on those two cases.
Praise be to Allah.
	If a Muslim insults his fellow Muslim and puts him down, then 
	he has committed a deed that is obviously prohibited, and has committed one 
	of the sins of the tongue, which would lead to accumulation of bad deeds and 
	would undermine his good deeds.

	Allah, may He be exalted, says (interpretation of the 
	meaning):

	“O you who have believed, let 
	not a people ridicule [another] people; perhaps they may be better than 
	them; nor let women ridicule [other] women; perhaps they may be better than 
	them. And do not insult one another and do not call each other by 
	[offensive] nicknames. Wretched is the name of disobedience after [one's] 
	faith. And whoever does not repent - then it is those who are the wrongdoers”

	[al-Hujuraat 49:11].

	It was narrated from ‘Abdullah ibn Mas‘ood (may Allah be 
	pleased with him) that the Prophet (blessings and peace of Allah be upon 
	him) said: “Insulting a Muslim is an evil action and fighting him is 
	disbelief (kufr).”

	Narrated by al-Bukhaari (no. 48) and Muslim (64).

	It was also narrated from him (may Allah be pleased with him) 
	that the Prophet (blessings and peace of Allah be upon him) said: The 
	believer is not given to criticising people or given to cursing or 
	foul-mouthed or shameless.” Narrated by at-Tirmidhi (1977). He said: It is 
	hasan ghareeb. Classed as saheeh by al-Albaani in Saheeh at-Tirmidhi.

	Al-Mubaarakfoori (may Allah have mercy on him) said: 
	

	“The believer” means the perfect believer

	“given to criticising people” means given to pointing out 
	their faults.

	“given to cursing” – the form of the word in the original 
	Arabic is an emphatic form, because the perfect believer can rarely avoid 
	this shortcoming altogether.

	“foul-mouthed” refers to one who says or does things that 
	foul or shameless. In an-Nihaayah it says: That is, one who commits 
	foul or shameless words or deeds.

	And it was said that this word refers to the slanderer. What 
	appears to be the case is that it refers to abhorrent slander that should 
	not be mentioned.

	“or shameless” – al-Qaari said: This refers to the one who 
	feels no shame or embarrassment.

	End quote from Tuhfat al-Ahwadhi (6/11).

	This applies if by describing his brother as a Jew he meant 
	that he is miserly or greedy by way of slander and reviling him to his face, 
	or by way of backbiting if he was not present.

	But if he meant to say that he is a follower of the religion 
	of the Jews, then this is more emphatically prohibited.

	The Prophet (blessings and peace of Allah be upon him) said: 
	“If a man says to his brother, ‘O you disbeliever (kaafir)!’, that 
	description will apply to one of them.” Narrated by al-Bukhaari (6104) and 
	Muslim (60).

	This is by way of showing how serious such talk is.

	See the answer to question no. 212566.

	As-Sarkhasi said:

	If he says: O Jew, O Christian, O Magian (Zoroastrian), or O 
	son of a Jew, there is no hadd punishment for that, because accusing someone 
	of being a disbeliever does not come under the heading of slander, and it 
	does not harm the one who is so accused if his being Muslim is known to 
	everyone. But the one who says that should be given a disciplinary 
	punishment (ta‘zeer), because calling a Muslim a disbeliever is haraam, and 
	by committing a haraam action the one who does that deserves a disciplinary 
	punishment.

	End quote from al-Mabsoot (9/126).

	Ibn Hazm (may Allah have mercy on him) said: Accusing someone 
	of being a disbeliever is haraam, although there is no hadd punishment for 
	it; rather it is subject to a disciplinary punishment (ta‘zeer) only, 
	because of the offence caused; it is an evil act and changing evil is 
	obligatory, because of the command of the Messenger of Allah (blessings and 
	peace of Allah be upon him) to that effect. And Allah, may He be exalted, is 
	the source of strength.

	End quote from al-Muhalla (12/250).

	We should point out to the one who does that that what he has 
	done is wrong, and such talk should not be taken lightly, because it is a 
	transgression against the sanctity of his fellow Muslim.

	And Allah knows best.