He did the marriage contract with her and was intimate with her without intercourse in Ramadaan, and he had intercourse with her before announcing the marriage!
Question

                I got engaged to a religious brother two months ago. He wanted us to have the contract done straight away instead of just engagement. But my family refused saying that there is no reason to hurry. We used to be together alone without a guardian, therefore, what I was afraid of has happened (foreplay without intercourse) in the best month, Ramadan. Since then I have been in great grief. How can I fast five months as expiation for what happened during five days of Ramadan (a month fasting expiation for every day)? This is my first problem that keeps me sleepless. Please guide me. 

Two weeks ago we had our marriage contract done. We had intercourse before announcing the consummation of our marriage that would take place next year. I read many answers on your website regarding the rights of the husband after marriage contract and before consummation, and found that he should wait until marriage is announced to avoid any problems. I told him that I will not agree to intercourse until we announce the marriage; he refused and insisted on having his right which is to enjoy me as his wife. What should I do? My family do not know that I am not anymore virgin. And I fear I get pregnant before our announced marriage. What shall I do in this situation? Shall I obey him when he needs me? Should I tell my family that we had intercourse, although they will never accept this?.
Praise be to Allah.
    Firstly: 

    If the basic 
    conditions of marriage, such as the proposal and acceptance, and consent of 
    the woman’s wali (guardian), are met in the presence of two witnesses, or by 
    announcing this marriage contract, then the woman becomes the wife of the 
    man, and it is permissible for each of them to enjoy intimacy with the 
    other. 

    It is 
    permissible for the couple to enjoy intimacy before announcing the marriage 
    by kissing and so on, even if that leads to emission of maniy, so long as no 
    intercourse takes place. 

    Secondly: 

    No expiation 
    (kafarah) is required of one who breaks the fast in Ramadan with no 
    excuse, unless the fast is broken by intercourse. Expiation is not required 
    of the one who breaks the fast with anything other than intercourse. 

    Based on this, 
    no expiation is required for the intimacy that took place in Ramadan – so 
    long as you say that it took place without intercourse. If emission of maniy 
    occurred as a result, then the fast of that day was spoiled, and you must 
    repent to Allah from that, regret what has happened, and fast one day to 
    replace that day. 

    But if no 
    maniy was emitted, then the fast is valid, and you do not have to do 
    anything. 

    See also the 
    answers to questions no. 71213, 
    14315, 
    49614 and 
    37887. 

    Thirdly: 

    With regard to 
    what happened, of your husband having intercourse with you before 
    announcement of the marriage, he has obviously done wrong and there are many 
    consequences to his action. How could he be religiously committed and not 
    heed the warnings and advice of the scholars to those who do marriage 
    contracts not to hasten to consummate the marriage. What he claims, that 
    this is his right, is not correct. There was an agreement between him and 
    your family to delay the consummation until the time that had been agreed 
    upon, so he should have fulfilled that agreement, and adhered to this 
    condition which he had agreed to. The Messenger of Allah  (peace and 
    blessings of Allah be upon him) said: “The condition which most deserves to 
    be fulfilled is that by means of which intimacy becomes permissible for 
    you.” Narrated by al-Bukhari (2721) and Muslim (1418). 

    Ash-Shaykh ‘Abd 
    al-‘Azeez ibn Baz (may Allah have mercy on him) was asked: 

    What is it 
    permissible for a man to do with his wife after the marriage contract had 
    been done and before consummation of the marriage? 

    He replied: 

    It is 
    permissible for him to do what men do with their wives, but he should be 
    patient until the time agreed for consummation of the marriage. If he needs 
    to visit her or get in touch with her, with her family’s permission, for a 
    clear reason, there is nothing wrong with that. If he meets her and is alone 
    with her with her family’s permission, there is nothing wrong with that. But 
    if it is done secretly without anyone knowing, that is dangerous, because 
    she may get pregnant from him, then he may think badly of her or deny that 
    he was intimate with her, so there may be a lot of fitnah and trouble. 

    What he should 
    do is refrain and be patient until the time agreed for consummation of the 
    marriage. If there is a need to contact her or meet with her, that should be 
    with her father or her mother or brother, so that nothing can happen that 
    may have negative consequences. End quote. 

    Fatawa 
    al-Shaykh Ibn Baz 
    (21/208, 209). 

    Ash-Shaykh 
    Muhammad ibn Saalih al-‘Uthaymeen (may Allah have mercy on him) said: 

    If a man does 
    the marriage contract with a woman, then he is her husband and he may speak 
    to her on the phone and send letters to her. There is nothing wrong with him 
    being in touch with her, but without intercourse, because she is his wife. 
    If he calls her and enjoys sitting with her and kissing her, there is 
    nothing wrong with that, but intercourse should not take place, because 
    there is danger involved in intercourse and it may lead to him thinking 
    badly of her, or she may get pregnant from this intercourse and give birth 
    before the set time for consummation, so the woman may be accused of 
    misconduct. End quote. 

    Liqa-at 
    al-bab il-Maftooh 
    (175/question no. 12). 

    Fourthly: 

    With regard to 
    what you have to do, it is as follows: 

    1.     
    
    
    Immediately give up any contact between you that may lead to intercourse.

    2.     
    
    Urge 
    your husband to fear Allah and hasten to announce the marriage, even if it 
    involves incurring debts, or some hard work. The matter does not have to do 
    with the possibility of pregnancy, but with the fact that the hymen has 
    certainly been broken. This may have serious consequences if – Allah forbid 
    – he dies or divorces you.

    3.     
    
    If 
    the husband cannot bring forward the wedding, then it is essential to tell 
    your parents about what happened and not conceal it from them. This is very 
    much in your interests. If he acknowledges what he did, then that is much 
    less serious than if he were to divorce you then deny it, or if he were to 
    die. 

    And Allah knows best.