Should she take a riba-based loan in order to complete her studies?
Question

                A female doctor who migrated to Canada wants to complete her studies, but she does not have the money. The Canadian government provides interest-based loans to cover the cost of studying, which is to be paid in instalments after one finds a job. What is the ruling on that?.
Praise be to Allah.It is not permissible to 
    take loans that involve paying interest, because this is riba which is 
    haraam, and there is a stern warning concerning riba, as is well known. 
    Allaah says (interpretation of the meaning): 
“O you who believe! Fear 
    Allaah and give up what remains (due to you) from Ribaa (from now onward) if 
    you are (really) believers.
279. And if you do not 
    do it, then take a notice of war from Allaah and His Messenger but if you 
    repent, you shall have your capital sums. Deal not unjustly (by asking more 
    than your capital sums), and you shall not be dealt with unjustly (by 
    receiving less than your capital sums)”
[al-Baqarah 2:278-279]
And Muslim (1598) narrated 
    that Jaabir (may Allaah be pleased with him) said: The Messenger of Allaah 
     (peace and blessings of Allaah be upon him) cursed the one who consumes 
    riba and the one who pays it, the one who writes it down and the two who 
    witness it, and he said: they are all the same. 
It makes no difference 
    whether the loan is to buy a house, or to pay for studies, or anything else. 
    No exception is made except cases of necessity, which is when there is 
    danger to life or limb, as Allaah says (interpretation of the meaning): 
“while He has explained 
    to you in detail what is forbidden to you, except under compulsion of 
    necessity”
[al-An’aam 6:119]. 
     
Al-Zarkashi (may Allaah 
    have mercy on him) said: Necessity means when he reaches a state where if he 
    does not consume what is forbidden he will die, or almost die, such as one 
    who is in desperate need of food or clothing, in a case where if he remained 
    hungry or naked he would perish, or lose a limb or physical faculty. In that 
    case it becomes permissible to consume what is haraam. End quote. 
Al-Manthoor 
    fi’l-Qawaa’id (2/319). 
See also the answer to 
    question no. 94823 and 
    85197. 
And Allaah knows best.