Large
      amount for holder of investment bonds
Question

                is issuing
      investment bonds (Group C) which is a kind of certificate that you
      purchase from the bank, and there is a draw based on these certificates
      every month. The winning certificate gets a large amount of money. At the
      same time, holders of these certificates still keeps the value of the
      certificates and can withdraw their money at any time. What is the Islamic
      ruling on this amount of money that is won by the holder of the winning
      certificate?
Praise be to Allah.If
      the matter is as you describe, this transaction is a kind of gambling and
      is a major sin, because Allaah says (interpretation of the meaning):
“O
      you who believe! Intoxicants (all kinds of alcoholic drinks), and
      gambling, and Al-Ansaab (animals that are slaughtered on stone
      altars for idols), and Al-Azlaam (arrows for seeking luck or
      decision) are an abomination of Shaytaan’s (Satan’s) handiwork. So
      avoid (strictly all) that (abomination) in order that you may be
      successful.Shaytaan
      (Satan) wants only to excite enmity and hatred between you with
      intoxicants (alcoholic drinks) and gambling, and hinder you from the
      remembrance of Allaah and from As-Salaah (the prayer). So, will you
      not then abstain?”
[al-Maa’idah
      5:90-91]
The
      person who deals in these things must repent to Allaah, seek His
      forgiveness and avoid dealing in these things; he must get rid of any
      money that he has earned in this manner, so that Allaah will accept his
      repentance.
And
      Allaah is the source of strength. May Allaah bless our Prophet Muhammad
      and his family and companions, and grant them peace.