Ruling on making an application for a loan from the property development fund for land that does not really belong to him
Question

                There are property offices and some people submit applications to the property development fund for people who do not have land. They do this by paying a certain amount of money and delegating someone to buy and sell, then they applied to the fund in my name, then the land goes back to him. Is this permissible? Please note that I cannot buy any land.
Praise be to Allah.
      It is not permissible for a person to make an application 
      to the property development fund for land that does not really belong to 
      him, because that involves lying, deceit and consuming people's wealth 
      unlawfully, regardless of whether he acquires the title deed for free or 
      in return for payment. And no one should help in this haraam action, 
      whether by lending the land or selling it to him in a fake transaction. 
      The one who does that is a partner with him in sin. The senior scholars 
      have issued fatwas stating that this is haraam. 

    Shaykh Ibn ‘Uthaymeen (may Allah have mercy on him) was 
    asked: I want to submit an application to the property development fund for 
    land that I have borrowed from my brother, then I will give it back to him 
    after that. Is this permissible or is it a trick? 

    He replied: It is not permissible for a person to put land in 
    his name when it belongs to someone else, for the purpose of trickery aimed 
    at taking money from the property development bank, because the person 
    making the application will do so on the basis that this land belongs to 
    him, but this is a lie, and whatever is acquired on the basis of a lie is 
    haraam. What is better than that is asking his brother to sell the land to 
    him for a deferred payment, even if he increases the price, then he can 
    apply on that basis to the bank. In this case he will have entered the house 
    through the proper door.

    End quote from al-Liqa’ al-Shahri, 1/15 

    A similar fatwa was issued by the scholars of the Standing 
    Committee for Issuing Fatwas (23/440) 

    And Allah knows best.