Taking precautions by means of haraam contracts when building a 
mosque
Question

                First, I would like to thank everyone participating in this really helpfull 
program which will take the people to follow the path of Ahlu Alsunna Wa 
ljamah, so jazacum Allah khair.
my question is that we are about to start building a new Massjed in Las 
Cruces, NM. And to gaurantee that the contractor who will build the 
Massjed will complete his job, we should do two things:
1. buy bonds, which will cover any problem with the contractor if he 
could not continue his job.
2. buy an insurance, which protects massjed from any damage done be the 
contractor after he finish, or by (attentiolly/unattentioally) problems such 
as (fire, ..)
My question is, are these kind of protection processes Hallal?
Jazakum Allah Khair
Praise be to Allah.
First of all, thank you for your kind words of encouragement.
Secondly, buying bonds is a haraam riba-based (interest-based) transaction, as entering 
into the common kinds of insurance is a type of gambling which is also haraam. You 
should seek Allaah’s help and put your trust in Him, then choose a contractor who is 
known for his honesty. After careful study and consultation, draw up a contract which 
clearly states conditions. You may find that the system and courts in your country will 
ensure that you are given your rights should something untoward happen. We ask 
Allaah to help you and keep you safe. Remember the words of Allaah (interpretation of 
the meaning): 
"… Verily, the mosque whose foundation was laid from the first day on piety is more 
worthy that you stand therein (to pray). In it are men who love to clean and purify 
themselves. And Allaah loves those who make themselves clean and pure." 
[al-Tawbah 9:108]
May Allaah bless our Prophet Muhammad.