Can he do Hajj before paying off his electricity and telephone bills?
Question

                If there is a bill such as a bill for the cell phone or electricity, should it be paid off before going to Hajj?.
Praise be to Allah.A person 
    should pay off all his debts before he travels – whether he is travelling 
    for Hajj or for anything else – or he should leave behind enough money to 
    pay it off, so that he will have discharged his obligations and will not be 
    responsible before Allaah for any rights of other people. 
With regard 
    to a person who has debts travelling for Hajj, it is said that debts are of 
    three types: 
1 – A debt 
    that is due where the time for repayment has come and the lender is asking 
    for repayment. This must be paid off and it is not permissible to delay it 
    because of Hajj or any other reason, because that comes under the heading of 
    the kind of delaying payment, which is haraam. 
The Prophet 
     (peace and blessings of Allaah be upon him) said: “For a rich man to 
    delay payment is wrongdoing.” Narrated by al-Bukhaari (2287) and Muslim 
    (1564). 
And he  
    (peace and blessings of Allaah be upon him) said: “If one who can afford it 
    delays repayment, his honour and punishment become permissible.” Narrated by 
    al-Nasaa’i (4689), Abu Dawood (3628) and Ibn Maajah (2427); classed as hasan 
    by al-Albaani in Saheeh Abi Dawood. 
What is 
    meant by “his honour becomes permissible” is that it may be said: “So and so 
    delayed repayment to me” or “O wrongdoer, O transgressor”, and his 
    punishment is that he may be jailed. 
If we assume 
    that paying this debt means that one will not be able to go for Hajj, then 
    it must still be paid off, and there is no sin in not going for Hajj in that 
    case, because Hajj is not obligatory unless one is able for it, financially 
    and physically. 
2 – A debt 
    for which the lender is easygoing and agrees to a delay in repayment, so he 
    gives the debtor permission to go for Hajj. There is no problem with this, 
    but it is better to pay it off so that he will have discharged his 
    obligation, because even if the lender gives a debtor permission to go for 
    Hajj, the debtor is still responsible for the debt, and his obligation is 
    not discharged by his being given this permission. Hence it is said to the 
    debtor: Pay off the debt first and then if you have enough money left to go 
    for Hajj, then do so, otherwise Hajj is not obligatory for you. 
If the 
    debtor who was prevented from going to Hajj because of paying off his debt 
    dies without having done Hajj, he will meet Allaah with his Islam complete 
    and not lacking, because Hajj was not obligatory for him. But if he gives 
    Hajj precedence over paying off the debt and he dies before paying it off, 
    then he will be in danger, because the martyr is forgiven for everything 
    except debt, so how about a person other than a martyr? 
3 – A 
    delayed debt, for which the time for payment has not yet come at the time of 
    Hajj. This does not prevent the debtor from doing Hajj, unless he knows that 
    spending money on Hajj will prevent him from paying off the debt, either 
    because the time for repayment is close or because he does not have a lot of 
    money, and so on. If he does Hajj in that case he will be negligent with 
    regard to a duty that he owes. 
It says in
    Fataawa al-Lajnah al-Daa’imah (11/46): One of the conditions of Hajj 
    is being able to do it, and being able to do it includes being financially 
    able. If a person has a debt that is being asked for, i.e., the lenders will 
    not allow a person to go for Hajj until after he has paid it off, then he 
    should not go for Hajj, because he is not able for it. If they are not 
    asking for it and he knows that they are easy going, then it is permissible 
    for him to go for Hajj and it will be valid. Hajj is also permissible if the 
    debt is not to be paid off at a specific time and he can pay it off when he 
    can afford to. Hajj may be a cause of good that will enable him to pay off 
    the debt. And Allaah knows best. End quote. 
It seems 
    that electricity and phone bills are debts that may be paid off later, as 
    they stipulate the time within which the bill must be paid, which may be 
    approximately one month. If a person can do Hajj and then pay the bill when 
    he gets back, there is nothing wrong with that, but if the time for paying 
    it will end before he comes back, then he should pay the bills first, then 
    if he has enough money left for Hajj, then praise be to Allaah, and if he 
    does not, he should delay Hajj until Allaah makes it easy for him. 
And Allaah 
    knows best.