 ; f7: step into
 ; shif-f8:  step out
 
+; per https://smartasset.com/taxes/oregon-property-tax-calculator#7KnveUIptd
+(def multnomah-county-property-tax-rate 0.01123)
+
+; per http://www.valuepenguin.com/average-cost-of-homeowners-insurance
+(def average-monthly-homeowners-insurance-payment 47.98)
+
 (s/defschema Mortgage
   {:house-price             s/Int
    :apr                     s/Num

     (* (:num-years m)
        12)))

(def foo (make-mortgage 500000 0.0325 0.2 30))

(comment
  (get-loan-amount foo)
  (is-jumbo-loan foo)

  (s/fn-schema get-loan-amount)
  (s/fn-schema make-mortgage)

  (base-monthly-payment foo)
  (total-mortgage-price foo)


(s/defn get-down-payment :- s/Num
  [m :- Mortgage]
  (* (:house-price m)
     (:down-payment-percentage m)))

(s/defn get-loan-amount :- s/Num
  [m :- Mortgage]
