You may discover that the world really does love you and that you are your severest critic. Finances may come under close personal scrutiny this year, especially in November and December. Be reasonable and realistic, then treat yourself as well as you try to treat others. Why imagine crises far worse than anything real? Spend time with friends in December. Enjoy artistic, spiritual, or just plain fun in February. You deserve it. Follow your heart and surprise yourself in April. Be safe, of course. Be more big-hearted in August and let others enjoy your company. Let others love you at year's end!