It's a great year full of creative comforts and a few innocent "guilty" pleasures! Keep control of those expenses and even the guilt can go away, leaving pure pleasure. With a little thought in the first month, you can generate more charm and even sex appeal for the rest of the year. February brings ideas and opportunities to improve the money flow. April allows for some old favorite but still radical fun with friends. June is the richest and most creative. Be lucky for others and benefit in August. Slow down in November for some quiet, cozy, affectionate fun. Be smart but enjoy every day!