Express yourself and get your message out this year. This will help all money decisions and financial actions, so do your homework, know what you want, and say so. You may be most energetic and motivated in the first month, but you won't fizzle out. By May you'll have a plan that includes all you need and want. Make contacts in May and June and see solid progress, however slow at first. Enjoy yourself in August. Mature and sensible decisions in December win you respect and admiration. Be widely embraced and loved by casual acquaintances and more intimate companions from January until the year ends!