Die negativen Auswirkungen schlugen sich in der Produktion und Beschäftigung und zuweilen auch im Lebensstandard breiter sozialer Schichten dieser Länder nieder. ###>Thanks also to developments in information technology, there has been a clear, decisive process of globalisation and concentration, which has brought considerable benefits in the development of investments and productive activities but has also generated crises that have destabilised banking and financial systems in developing countries.