Disse to foranstaltninger og den bemærkelsesværdige indsats fra betalingsindustriens side for at udvikle SEPA-produkter er et afgørende og rettidigt skridt mod fuldendelsen af det indre marked for betalinger. ###>These two measures, alongside the noteworthy efforts of the payments industry to develop SEPA products, constitute a crucial and timely step towards the completion of the single market for payments.