I forbindelse med spørgsmål 5 er det vigtigt for Kommissionen, at de nye regler er hensigtsmæssige for alle typer institutioner uanset størrelse, især mindre banker. ###>With regard to his second question, the Commission services' third consultative paper – the so-called CP3 of 1 July 2003 – no longer refers to a specific granularity criterion to distinguish retail from corporate loan portfolios.